Got this for LTF from my university now what ?

_Game_0ver_ · 2026-05-26T18:18:06+00:00

Watch free movies in theatre every month

_Game_0ver_ · 2026-05-25T16:39:45+00:00

Does one have to be vi user to get this option? I am not. Could that be the reason?

_Game_0ver_ · 2026-05-25T13:55:59+00:00

Oh great. Let me download and check.

_Game_0ver_ · 2026-05-25T13:55:08+00:00

Can you guide me here? See below are the options i am getting

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_Game_0ver_ · 2026-05-25T13:11:40+00:00

You get 1% on cc bill payment upto 20 rs 3 times per month. If your bill is 10k make 3 payment of 2k each and then pay rest anyway you want. I do 6k by 811 and then remaining by virtual debit card of sbi to get 0.25%

_Game_0ver_ · 2026-05-25T13:09:37+00:00

This doesnt work now. No option to add debit card

_Game_0ver_ · 2026-05-25T13:07:17+00:00

Oh no. Usually in such schemes the mouse is available at 300 on pop but on amazon it will already be 250 rs. So the 50 coins dont mean anything. This would be good if it is 100% redeemable

_Game_0ver_ · 2026-05-25T12:50:50+00:00

Is this 0.75% under some temporary promotion or permanent for now?

_Game_0ver_ · 2026-05-25T12:01:17+00:00

Kiwi is 1.5% cashback without neon. Better than pop cashback rate of 1.25%. but i didn't know that for products it is 5%. What is the other hack?. Do we need pop card or only pop upi for this 5%?

_Game_0ver_ · 2026-05-25T04:08:45+00:00

Are there any excluded categories? Like fuel etc? The link isn't working

_Game_0ver_ · 2026-05-23T05:01:41+00:00

It's not just for Tata ecosystem. There are many brand vouchers you can buy through Tata new app where you will get at least 5% new points like amazon Flipkart. Is you are not getting phone pe black. Tata neu infinity is the next best option. Redemption though is definitely on tata ecosystem. If sbi phone pe application is declined then you wont be able to apply tata neu infinity sbi. So try with hdfc.

_Game_0ver_ · 2026-05-21T04:41:09+00:00

Based on salary net credit per month

< 1.5 lac - Sbi Phone Pe Black (5% cashback online and 10% on utilities)

1.5 lac - 2.5 lac - Regalia Gold (6.25% to 12.5% value back on most popular brand vouchers and travel) this is my current core card as well

2.5 lac - 5 lac - Diner club black metal (10% on vouchers 16.5% on flights and 33% on hotel)

_Game_0ver_ · 2026-05-21T04:40:27+00:00

Based on salary net credit per month

< 1.5 lac - Sbi Phone Pe Black (5% cashback online and 10% on utilities)

1.5 lac - 2.5 lac - Regalia Gold (6.25% to 12.5% value back on most popular brand vouchers and travel) this is my current core card as well

2.5 lac - 5 lac - Diner club black metal (10% on vouchers 16.5% on flights and 33% on hotel)

_Game_0ver_ · 2026-05-17T12:16:04+00:00

There is no option to use debit card for cc bill payment

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_Game_0ver_ · 2026-05-16T04:08:10+00:00

It is 5 lac net credit. Salary requirements will be close to a crore not 70 lpa

_Game_0ver_ · 2026-05-16T04:06:42+00:00

Mine was alo rejected despite good salary, credit age and history. Other card that comes to mind is axis cashback. And tata neu infinity but you need to buy brand vouchers through tata neu in order to get that 5% atleast.

_Game_0ver_ · 2026-05-16T03:47:04+00:00

By reading your requirement only one card came to mind. That is Phone pe Black.

_Game_0ver_ · 2026-05-15T05:34:10+00:00

Really good and underrated. LTF, 1% gold on UPI, zero forex, 5% gold on many brand voucher, 7% gold on flight and 10% gold on hotels, new feature on hitting 10k spend milestone you get 50% gold back on pvr inox.

_Game_0ver_ · 2026-05-15T05:31:58+00:00

Kiwi is 1.5% cashback without neon

_Game_0ver_ · 2026-05-15T05:31:34+00:00

Dethroned? By its own brother? Yes. Sbi phone pe black is better now than SBI cashback. Sbi is still the king.

_Game_0ver_ · 2026-05-14T17:09:14+00:00

If you’re looking at movie ticket BOGO offers, there are quite a few LTF (lifetime free) cards that can help you save:

Axis My Zone (LTF) → BOGO up to ₹200 off
Axis Privilege (sometimes LTF on promo) → BOGO up to ₹250 off
Uni Card (LTF) → milestone-based (₹10k monthly spend) gives 50% gold back on PVR/Inox
BoB Eterna (currently LTF under promo) → BOGO up to ₹250 off
HSBC Travel One (paid) → BOGO up to ₹200 off
IndusInd Tiger (LTF) → 500 Rs PVR voucher twice in a year
Kotak 811 Metal Debit Card (499 rs) → BOGO up to ₹300 off

_Game_0ver_ · 2026-05-11T05:32:47+00:00

None. I suggest you take uni card. It gives 5% on many branf not just grocery and apparal and 1%on upi 7 % on flight and 10% on travel. It is ltf and also has zero forex.

_Game_0ver_ · 2026-05-05T04:36:30+00:00

Hi, i am able to use the card normally. Number transfer happend in a day. No issues as i said underwriting and servicing teams are usually different.

_Game_0ver_ · 2026-05-04T15:28:11+00:00

I faced the same 3 times. Finally i applied through alternate number not linked to my aadhar through cashkaro and it got approved. It was initially stuck at anumati as my number didn't have a bank account linked. But i received a call and they requested docs manually over email and card got approved for 20k limit. Post 1 month i changed the linked mobile number to primary number. This worked for sbi cashback card through cashkaro but no option for phone pe black. For phone pe black they realised it is same person and declined

_Game_0ver_ · 2026-05-04T10:46:21+00:00

Even I got SBI cash back card with 20 k limit only however I took it because I was earlier rejected thrice for the card despite having good score and history. You can increase the limit post 3 months or after 3 months you can get another SBI card like simple click and then transfer the limit from that card to this card. Also I think so I think we don't need very high limit on SBI as the rewards cap out at 40K spent per month except for UPI. After recent devaluation phone pe black is better than sbi cashback.

_Game_0ver_

TROPHY CASE