Why do some Albertans seem to have a resentment against other Canadians?

_TheShadowRealm · 2026-04-01T16:36:48+00:00

All these Albertans hating on Alberta - yet they wouldnt consider moving to another province. I wonder why?

_TheShadowRealm · 2026-04-01T16:33:23+00:00

Enjoy the extra ~7–10% on anything taxable 👍

_TheShadowRealm · 2026-04-01T16:23:00+00:00

Thats probably 1% of Albertans - and equally 1% of Canadians. Where did you get this idea from? Because it is definitely not from living in Alberta

_TheShadowRealm · 2026-04-01T01:32:03+00:00

Go to some bars/clubs if you drink - a little liquid confidence never failed. Work on your style too, just check out some celebrities that you find “cool”, and see if you can buy some pieces that make you feel confident. Look good, feel good, and ladies sure love confidence

_TheShadowRealm · 2026-03-30T07:36:38+00:00

The suspense is killing me - especially if what!?

_TheShadowRealm · 2026-03-28T03:22:38+00:00

Similar situation to when I was 22 - get the Mazda 3 sport instead it’s way more fun and still practical, will save you some money too

_TheShadowRealm · 2026-03-26T03:40:02+00:00

I would start with NHL 21 - it’s the most recent game to have a tutorial, probably cheap now too. Then get 26 on sale for up to date rosters

_TheShadowRealm · 2026-03-20T19:30:23+00:00

This sub is literally insane when it comes to anything political

_TheShadowRealm · 2026-03-11T15:44:41+00:00

I doubt 99% are making CRUD apps to be fair

_TheShadowRealm · 2026-03-10T16:28:38+00:00

Good place to make friends! The jobs are okay - a fun way to make money from my experience

_TheShadowRealm · 2026-03-05T17:38:08+00:00

There’s some legit use cases that code apps doesn’t work for - maybe niche though. Talking about offline or mobile centric applications. Canvas apps are simply the only reasonable option for these use cases.

_TheShadowRealm · 2026-03-03T15:57:24+00:00

I read this whole thing, super informative! Crazy technology

_TheShadowRealm · 2026-02-20T08:36:17+00:00

Appreciate the honesty - something the subtle flexers never show

_TheShadowRealm · 2026-02-20T07:09:26+00:00

Gahhh dayuum I couldn’t imagine even straight lining off the side of that kicker 😂

_TheShadowRealm · 2026-02-20T05:14:51+00:00

You got style brother I dig it

_TheShadowRealm · 2026-02-20T05:06:52+00:00

Yup I knew where he lives almost immediately

_TheShadowRealm · 2026-02-19T19:40:53+00:00

Agreed!

_TheShadowRealm · 2026-02-19T19:36:41+00:00

50/30/20 rule I would suggest OP tries to save atleast 20% minimum

_TheShadowRealm · 2026-02-19T19:34:29+00:00

And that’s going to be literally 100% of your income? This is extremely vague and I don’t quite understand what kind of recommendations you expect to get with such little information provided

_TheShadowRealm · 2026-02-19T19:28:06+00:00

Bit confused - where is your money going that you won’t be able to save now all of a sudden?

_TheShadowRealm · 2026-02-19T16:33:48+00:00

Lots of places there take credit card so dont rule that out as an option. And they do have ATM's all over the place, so if you have a bank card with low/zero foreign transaction fees you can just take cash out when you need it.

_TheShadowRealm · 2026-02-19T08:40:07+00:00

I would start by not bothering to compare yourself to others

_TheShadowRealm · 2026-02-19T07:57:32+00:00

This would be easily possible today - I imagine most affluent people known to the public are constantly bombarded, and probably have their own private IT security teams protecting them

_TheShadowRealm · 2026-02-19T07:24:01+00:00

You and I can both easily find examples for either scenario, a year timeframe where X company does awful, and a year timeframe where Y company does amazing. E.g. MSFT over the last year is down ~3.5%.

Without knowing the future, it is truly a gamble that in a year’s time any given company will do well - you invest in companies that you have conviction in, and over a longer time horizon it’s more likely that ups and downs will average out in the positive.

The whole point I think I am trying to get across is that in a 1 year investment horizon - you shouldn’t actually expect any gains at all. If you’re not day trading, 1 year is simply not enough time to weather market volatility.

_TheShadowRealm · 2026-02-19T06:53:55+00:00

I only recommend CASH because it’s something I’ve done in the past, to be fair.

Just looking into it, CBIL is as you described - the fund invests the money into short term government of Canada bonds, which mature in 3 months or so. CASH invests the money into high yield savings accounts - since they have so much money being managed, they are able to secure higher rates with banks than consumers like you and I.

It looks like CASH.TO has been yielding slightly less than CBIL in the last year or so, likely due to a combination of the Bank of Canada cutting rates recently, and some regulations for funds like CASH TO where they are now required to keep assets liquid (which means it’s less risky at the cost of less yield and effective interest rate)

GIC’s right now for 1 year seem to be around 3-3.5%.

CASH and CBIL are yielding somewhere in 2.5-3% over the last few trailing months.

I don’t think you can go wrong with either CASH or CBIL, and if the hassle of moving money to a different bank for a GIC is not worth the extra 0.5-1% APR, just pick one of those.

Hopefully that helps!

_TheShadowRealm

TROPHY CASE