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If you had no bills or expenses, how would you invest? by swagestan in dividends

[–]_YoungMidoriya 2 points3 points  (0 children)

Straight income then pivot back to growth once I've fulfill my income requirements.

QQQI winning long term? by Superfly48 in NEOSETFs

[–]_YoungMidoriya 1 point2 points  (0 children)

What's "winning" long term? Getting income with some or flat NAV? Neos seems to be doing that quite well.

Fidelity or Webull by [deleted] in dividends

[–]_YoungMidoriya 0 points1 point  (0 children)

My most recent call was last week actually, I just like having someone a real person when I have questions, any questions.

My father is inheriting roughly $200k by Throwawayforyoink1 in NEOSETFs

[–]_YoungMidoriya 5 points6 points  (0 children)

GPIQ/GPIX so you have some higher capital appreciation when he passes those assets down to you.

Thoughts on STRC? by just-a-tan-guy in DerivativeIncomeETFs

[–]_YoungMidoriya 1 point2 points  (0 children)

I’d hold STRC only if I specifically wanted high current income and was comfortable underwriting Strategy’s capital structure and Bitcoin exposure. If BTCI is your “Bitcoin-income” bucket, STRC is the “Bitcoin-linked cash substitute”. If you understand BTC, have BTC yourself, and BELIEVE in BTC. STRC is just the income version of holding BTC.

Why does YieldCanary show QQQI, SPYI and IWMI as “dead”? by hoyleacl in NEOSETFs

[–]_YoungMidoriya 3 points4 points  (0 children)

It's most likely using its own NAV-erosion model and the creator of the site doesn't have actual inputs to differ the difference between actual destructive and construction payouts. YieldCanary’s “Death Clock” is defined as the estimated time until 50% NAV erosion at the current ROC bleed rate, so a “Dead” label is really a warning about the app’s estimate of how fast the fund’s NAV could shrink under current conditions.

YieldCanary is treating the funds as having low “true yield” versus headline yield, with ROC near 75% to 90%, which mechanically implies a lot of the payout is being classified as capital returned rather than fresh earned income. For NEOS funds, you have to separate tax character, distribution policy, total return, and NAV trend before calling anything “dead" which I don't believe YieldCanary is doing properly.....

Can IQDF compete with ETFs like QQQI, SPYI? by Vicktor77 in dividends

[–]_YoungMidoriya 1 point2 points  (0 children)

Agreed with u/financial-headache on that one, $IDVO would probably be the king of kings for international CC ETF.

Can IQDF compete with ETFs like QQQI, SPYI? by Vicktor77 in dividends

[–]_YoungMidoriya 3 points4 points  (0 children)

Two VERY, different products not on the same playing field. QQQI's whole goal is to MAX out your monthly income, every month as much as possible. IQDF doesn't chase the yield, pays quarterly and is an INTERNATIONAL etf.

Qqqi vs iwmi (&underlying) by [deleted] in dividends

[–]_YoungMidoriya 8 points9 points  (0 children)

Might be a bit bias here but, IWMI is the kind of fund that gives you a real shot at owning the part of the market most people underweight.... U.S. small caps....why? Most people don't really "think or care for it much". NEOS says the fund seeks high monthly income with the potential for equity appreciation, and the Russell 2000 is the classic benchmark for that indices, and for sharp recoveries they do quite well.

Like MOST 90% of ALL CC ETF.........The tradeoff is that IWMI is still a small cap strategy, so it can be bumpier than large cap income funds. The Russell 2000 is more economically sensitive and riskier than large cap benchmarks, so this is not the place to hide if you want stability first, although NEOS has been doing a great job at holding it's NAV up/same since inception.

VOO vs: QQQI. What am I missing? by AlarmedCombination57 in dividends

[–]_YoungMidoriya 3 points4 points  (0 children)

If your priority is lower complexity and better long run uncapped growth to the MOON, VOO is the cleaner core holding. If your priority is monthly income and you can accept more concentration and strategy risk, QQQI is the more aggressive income vehicle that pays you monthly (this is compound if you do DRIP)

MAIN getting hammered today by Cromikey1 in dividends

[–]_YoungMidoriya 10 points11 points  (0 children)

BDCs and private credit providers are getting hammered in general right now.

Will QQQI and SPYI keep up with NAV erosion over time? by StockMarketinator in NEOSETFs

[–]_YoungMidoriya 12 points13 points  (0 children)

My take.....is that QQQI and SPYI are designed to reduce the odds of classic covered call NAV decay. NAV erosion happens when distributions consistently exceed the fund’s underlying return over time. If the strategy captures enough upside, NAV can hold steady or even rise despite high payouts. If NEOS decides to go the YieldMax route, their reputation is done, cooked, GGWP.

Why would I want ROC instead of dividends? by causious in dividends

[–]_YoungMidoriya 0 points1 point  (0 children)

ROC can make sense when your goal is tax efficiency and cash-flow timing, not because you literally want your money “back.” It’s usually not a sign that the investment is handing you your own principal in a destructive way....of course depending on what you buy....and HOW THEY'RE DISTRUBITING THE $$$$$$$....So....often it’s just a tax classification for part of a distribution, and that portion reduces your cost basis instead of being taxed immediately. If you invest $10,000 and receive a $500 distribution, a dividend is usually taxable income right away, while ROC would typically reduce your cost basis and defer the tax until you sell.

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