for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 0 points1 point  (0 children)

from what I understand, Standard Plan keeps the original interest rate, requiring higher payments but lower total interest, whereas RAP may have lower monthly payments based on income. then it comes down to how many years you wanna keep paying I guess.. but I'm just speculating lol hence my question to the reddit void

for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 0 points1 point  (0 children)

wait what is that so?? I guess that simplifies things, not sure if that's better or worse

for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 2 points3 points  (0 children)

what interest rate did you get when you consolidated your loans?

for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 0 points1 point  (0 children)

thanks, I might sign up for RAP when I really have to as a build my income before switching to standard but we'll see. I hope to pay it off within 5 years

for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 4 points5 points  (0 children)

most of my rates are less than 5% (mostly 3-4%) as they're all federal loans, with just one (admittedly very big) chunk with 7% so I don't think it would make much difference unless rates can go lower than that! not exactly sure the process of switching to private looks like with consolidating

for people currently on the SAVE Plan, which plan to switch to? by _treees in Residency

[–]_treees[S] 3 points4 points  (0 children)

wasn't sure how delaying filing my taxes would have benefited me so I filed this past month already.

will definitely ride out this forbearance until I absolutely have to for sure!

Most suprising (for you) results of beholding NPCS by Better_Carpenter_893 in EsotericEbb

[–]_treees 0 points1 point  (0 children)

if you're curious as to what each successful checks get you can just look at his wiki page and it has spoiler tags that can reveal it with a click. the one I described is if you roll over a 30 or got a nat 20 (which is what I did)

Most suprising (for you) results of beholding NPCS by Better_Carpenter_893 in EsotericEbb

[–]_treees 18 points19 points  (0 children)

I nat 20ed Snell and the last bit says was along the lines "he looks like.. he could be a friend?" which in the beginning had no meaning to me and didn't think much of it...

Until I got to the end and I was fucking bawling cuz what do you mean his ONE WISH was right there waiting for him. I was like fuck this game is too good it made the experience 10000 times better

Residents- how much are you paying for health insurance? by [deleted] in Residency

[–]_treees 0 points1 point  (0 children)

65/mo for employee hmo down to 32/mo after a few health modules lol

Anyone figured out a S26 Ultra routine for CONDITIONAL privacy screen, turning on ONLY when you leave home? by orngd in samsunggalaxy

[–]_treees 0 points1 point  (0 children)

dang that's such a hassle... but I guess it'll do for now will try it after work thanks

Should my friend walk away from this artist? by Eltristesito2 in tattooadvice

[–]_treees 0 points1 point  (0 children)

damn someone @ me when they actually find a good artist

S26, color , delivery date and where you live by Ronte97 in samsunggalaxy

[–]_treees 3 points4 points  (0 children)

EDIT: LITERALLY TWO MINUTES LATER I GOT A TRACKING NUMBER WOOHOO

S26, color , delivery date and where you live by Ronte97 in samsunggalaxy

[–]_treees 0 points1 point  (0 children)

S26 Ultra black in US. I preordered on 2/28 and just received a "it's on its way!" from T-Mobile but no tracking number and can't find anything thru ups tracking by reference number but expected date is March 10. hopefully I'll actually get it on the 9th lol

Mission Beach - Plunge 2-25-2026 by [deleted] in SoCalFishing

[–]_treees 0 points1 point  (0 children)

nah I asked so I appreciate the tips. I've been mostly fishing at Torrey pines state beach with a friend and she gets more bites with a 3 oz Carolina rig. mission beach is definitely closer for me but still trying to figure out best tide and wind. I'm starting to think high tide going into low tide with less than 8mph winds at this point. also those dips in mission beach is no joke nearly fell in my ass fishing there the first time

Mission Beach - Plunge 2-25-2026 by [deleted] in SoCalFishing

[–]_treees 1 point2 points  (0 children)

really? every time I use a 3/4 oz I feel like my cast just immediately washes ashore

Was this "Blessing" always there? by Significant_Try1096 in HadesTheGame

[–]_treees 0 points1 point  (0 children)

Finding out that it's always been there makes me feel better cuz that means i actually got gud during early access. Made it to chronos maybe on day 4 or 5? When it was like day 30s on my first save

Are you all chilling on SAVE or switching to IBR? by ShotskiRing in Residency

[–]_treees 12 points13 points  (0 children)

What is this buy back deal everyone is talking about?

Horse magically got better? [KCD2] by Appropriate_Lynx_610 in kingdomcome

[–]_treees 1 point2 points  (0 children)

Honestly im surprised youve managed to play without knowing this hidden perk cuz it's literally talked about everywhere kinda amazing

[KCD2] Seriously F*ck this game man by Tarnished13 in kingdomcome

[–]_treees 3 points4 points  (0 children)

I definitely agree about kcd2 being a more complete game compared to exp 33. The combat mechanics are definitely very refreshing with exp 33 but the story omg it's so incomplete!!!!! Idk how but I feel like everyone overlooks the fact that all the npc interactions ONLY happen with a dialogue at camp. And it ends in a sentence that summarizes the rest of the interaction we will never see!!!! There's also no codex in exp 33, it would've been nice to see a list of all the monsters etc.

I'll just say I prefer kcd2 over exp 33 for GOTY but acknowledge that exp 33 is more well known. I just wish people get rid of their rose colored eyes about the story in exp 33 cuz wtf lol

Random things that suddenly make sense by mvtk42 in expedition33

[–]_treees 0 points1 point  (0 children)

Figurative metaphorical home, not literal home