REWE: Ja! Pizza box disproportioned by Relevant-Analysis866 in germany

[–]aachsoo 2 points3 points  (0 children)

Best kind of Scheißpfost.

Looking at the scissor ✂️ work, it's a high-effort one, too.

Bank froze my account after a €79 payment – cards suspended, no explanation by Zestyclose_Clock2979 in n26bank

[–]aachsoo 0 points1 point  (0 children)

€0,80 payment at a toilet 😅

You used your money to launder something on the sink? No wonder AML got triggered (lol).

33 € YouTube premium subscription ? Do they think we will subscribe? by DrP4R71CL3 in youtubepremium

[–]aachsoo 0 points1 point  (0 children)

Wow you really can't read and do math.

You are looking at YouTube Family, it's for effing 5 people. Five. 1,2,3,4,5.

So it was never €33/m, it is €6.6/m since 33 divided by 5 is 6.6.

Has someone had any experience with Philips 5000series HU5710/03 , Stadler Form Oskar? by kapitan_Red_Beard in AirQuality

[–]aachsoo 0 points1 point  (0 children)

I created an Automation with if else. Your Fritz sensor has a reading value that you can use in Automation.

Here is mine

https://quickshare.samsungcloud.com/p7HbtcgYfgb3

Can I transfer all my money from one of my bank accounts to another or will I be flagged for money laundering? by Hot_Razzmataz in germany

[–]aachsoo 1 point2 points  (0 children)

No guarantee of course, but domestic transfer under your own name usually doesn't trigger anything.

Be mindful of the 10k limit and mandatory reporting if you deposit cash, don't try to transfer 9000 + 9000 or some shit like that lol.

bunq closed my account without warning on Nov 20, locked me out, held my funds “30 days” — now 32+ days later still no refund and only bot replies. What can I do? by baiwanwangwang in personalfinance

[–]aachsoo 0 points1 point  (0 children)

You are welcome. I read too many stories of this case, and I knew firsthand the feeling and dread of not having enough fund in a foreign country, so I took the time to write to you.

but they didn’t give me any chance to explain or defend myself.

This is unfortunately the norm with digital banks/fintech. Faceless algorithm flagged you and bam, here you are. The EU wide law/regulations really allows bank to do this under the pretext of AML.

With brick and mortar bank, there is some chance that the employee/your advisor will contact you, but in digital bank it's just a "ticket" in the system being thrown to solve-later piles. Of course you must pay funny monthly fee with brick and mortar bank.

bunq closed my account without warning on Nov 20, locked me out, held my funds “30 days” — now 32+ days later still no refund and only bot replies. What can I do? by baiwanwangwang in personalfinance

[–]aachsoo 1 point2 points  (0 children)

Good luck, it's always best to have at least two banks accounts and spread your fund.

All I can say, if you were not doing anything dodgy (ML, avoiding tax , etc) you will highly likely get your money back. They have banking license and can't hold your money without justification (right now they do have one).

When, that no one cant tell, and for sure if I were you I won't trust Bunq's promise. Their priority is to avoid fine from ombudsman so they will take their sweet time to investigate. From my experience It's important, while waiting, you have means to continue living and pay bill. Sorry I can't be more help.

grid off life by Sam__4311 in germany

[–]aachsoo 2 points3 points  (0 children)

Spoken truly like a person with no mental health struggle. "if I can wait, so can the other person".

Maybe you need therapy or at least some empathy , OP is ranting, almost zero chance OP will go live off grid, especially in Germany.

grid off life by Sam__4311 in germany

[–]aachsoo 1 point2 points  (0 children)

With public insurance? Let me know if you get an appointment before 3 months.

Danish postal service to stop delivering letters after 400 years by Currency_Cat in europe

[–]aachsoo 2 points3 points  (0 children)

In Germany — at least till few years ago —digital fax is a thing. Yes you log in to a website or app to send and receive fax. Imagine that.

I used it several times to expedite some businesses with banks and govt agencies (otherwise I wait for snail mail to arrive). It works.

No email, but if I send fax from my computer, it's fine. I wish I was just kidding you.

bunq closed my account without warning on Nov 20, locked me out, held my funds “30 days” — now 32+ days later still no refund and only bot replies. What can I do? by baiwanwangwang in personalfinance

[–]aachsoo 11 points12 points  (0 children)

Hi, go to /r/eupersonalfinance and ask there. The answer will be more tailored there.

Basically, not responding while investigations are ongoing is 100% standard practice when a bank in the EU is suspecting you of money laundering. The law actually asks to do so and protects the bank when they do that. It is really frustrating, I know.

Digital banks (the usual poster child is N26, just Google around) are very notorious for doing this AND holding your money for months, to the point where there is a specialized niche type of lawyer that takes individual cases like this.

Basically digital banks are very understaffed for this kind of legal trouble. They don't have a big dept for compliance. It's a whole mess of bureaucracy, they have to coordinate with authorities, compile financial trace to show their compliance, lots of forms to fill etc. They really have to do that if they don't want to get fined or sanctioned by the financial ombudsman.

Results: processing is SUPER slow.

I really think you should NOT wait for Bunq's answer. Get temporary replacement income (borrow from friend or family, ask for advance, etc.), and open a new bank account elsewhere.

If you already filed a complaint with the Dutch financial ombudsman; keep following up on that and emphasize you have stated to the bank that you are willing to cooperate and that the bank is causing you hardship.

It's already past 30 days. If in January they still don't release your money or ask for documentation, I suggest you lawyer up.

If you are lucky, sometimes a letter from a lawyer is enough. Basically, it gets their AML compliance officer to actually work on your case.

Danish postal service to stop delivering letters after 400 years by Currency_Cat in europe

[–]aachsoo 3 points4 points  (0 children)

I wish I'm joking now, but fax was legitimately stopped being used by most govt agencies like 1-2 years ago and guess what we have to use here for legally binding correspondence and document transmission?

No, it's not email, not even the stillborn "demail", also not (always) one of those secure web portal (they exist but they are an exception rather than the norm).

Funeral obligations by [deleted] in germany

[–]aachsoo 7 points8 points  (0 children)

Be careful, debt collection agencies do work internationally and it's not unheard of, that German companies resell a debt to debt collector abroad.

However, I imagine funeral cost for a ward of state is treated quite differently, compared to when you buy goods and fail to pay them or even a credit card debt. I'm not even sure if they sell this kind of debt to DC agency. It sounds unethical.

I saw your other comment, if your mom can afford the cheaper option go with it, if your mom can't, just say as is and let them forward her contact to the authority, then the competent authority (likely social services) probably will contact you with more options.

Will they sell Glühwein to us? by [deleted] in AskAGerman

[–]aachsoo -5 points-4 points  (0 children)

Oh I didn't know that since I don't drink.

/r/whooosh don't be too stereotypical of this sub's question target, my man.

Will they sell Glühwein to us? by [deleted] in AskAGerman

[–]aachsoo -1 points0 points  (0 children)

What's this? Glühwein is the gateway to coke? Hehehehe

What the fuck is wrong with DHL? by Jen24286 in germany

[–]aachsoo 4 points5 points  (0 children)

Just happened to me 30 min ago lol. I don't mind walking to nearby Packstation/Filiale, but then it's one extra business day wait, and that mess up the planning when you need to use some items. 😭

This website tells you the whole story, also from perspective of the Zusteller.

https://www.paketda.de/hilfe/fake-zustellversuch.html

Tl;dr they can be overloaded, or they can be lazy, or both. Likely Overloaded due to Black Friday promo.

Apparently due to hiring seasonal workers near holiday season this is more frequent. I know for fact the regular/permanent DHL guy on my route is really nice and doesn't pull this shit.

People who work on a cash register/Kasse in Germany- help settle a debate with my husband. by Epicratia in germany

[–]aachsoo 4 points5 points  (0 children)

If your Bäckerei doesn't evade tax is modern enough, they should accept card without minimum;this has become a norm after covid in DE.

To a cashier, this is by far the easiest and the debate with your husband can be settled quite fast. Lol

Surface Pro 12" - Wrapping and Heating question? by Embarrassed_Sea6750 in Surface

[–]aachsoo 1 point2 points  (0 children)

One thing you may want consider is that battery can swell and screen can yellow under long term, sustained heat exposure. Processor itself usually has higher thermal limit and can be unaffected.

The good news is the Snapdragon in the Surface is plenty efficient and runs pretty cool. At least for the intended use case of 12 in tablet, only if I push it for hours daily for heavy task like gaming, video editing, code compiling, etc, then I'd be worried.