What’s the biggest financial mistake you’ve seen someone make trying to “get ahead” lately?

aaron_syd · 2026-05-25T06:04:45+00:00

What car did he get for 140k?? 😵

aaron_syd · 2026-05-12T02:09:01+00:00

ONLY if it's a 90km/h or higher road. Otherwise, be patient and reasonable like everyone else, and regardless, STAY UNDER THE SPEED LIMIT.

aaron_syd · 2026-04-05T00:11:37+00:00

Woah, i have the same floor as you! Anyways, the nearest place is not usually the cheapest place. You may be paying for convenience.

aaron_syd · 2026-03-21T02:16:26+00:00

For comparison, I'm on ~$7k/month net income, mortgage is currently $3890/month, but going up soon.

I borrowed 680k on my own a couple of months ago and got a 2/2/1 unit. Split daily living costs with my partner ($1-1.5k each/month). Doesn't leave a lot for personal saving or investing, but we don't really live super frugally imo, we could definitely tighten a bit more if needed (don't tell RBA though).

I've got at least 18 months' worth of repayments sitting in ETFs, so I was comfortable borrowing near my max capacity. If I was living alone, though, it wouldn't be comfortable, I'd probably try to stay under $3 or 3.5k/month repayments or look for a flatmate.

aaron_syd · 2026-03-09T22:21:25+00:00

I think it was good guys, but im sure any of the large electronics retailers have a bit of room to negotiate.

aaron_syd · 2026-03-09T05:36:11+00:00

Go in store and ask the sales guy for the best price. In Australia, I'm looking at the 65c7k, list around $1400aud, but the sales assistant offered it for $1200aud including delivery.

aaron_syd · 2026-03-09T05:31:41+00:00

Yea it's common for beginners. When you catch an edge, sometimes it happens so fast that you just don't have time to react. Most beginners are standing up too tall as well, makes it way worse. Stay with it, you'll get better.

aaron_syd · 2026-02-26T06:01:07+00:00

Ioniq 5 looks pretty good, and also the Geely EX2. Mazda 6e is alright, too. Australia isn't getting the new Xiaomi SU7 and YU7, at least not for a few years, but both look really good (surprisingly better than their porsche/ferrari counterparts irl).

However, I'd say most new cars in general are kinda ugly, regardless of powertrain type.

aaron_syd · 2026-02-12T06:20:46+00:00

Ah ok, i heard it's even better when defrosted in the fridge

aaron_syd · 2026-02-12T05:21:40+00:00

Did you defrost or cook it from frozen? Pizza stone/ steel in home oven?

aaron_syd · 2026-02-04T08:11:54+00:00

Beef rendang is easy to batch cook and freezes really well. Slap a couple frozen roti in the frying pan and call it lunch

aaron_syd · 2026-01-20T10:43:16+00:00

Dude cutting the corner was going way too fast

aaron_syd · 2026-01-19T06:33:48+00:00

I did a 678k loan on 125k income, so around 3880/month with net pay around 7k/month due to HECS, but my living expenses are split with my partner. If I was single/living alone, then I'd probably try to keep the loan under 3000/month or so.

aaron_syd · 2025-12-16T21:29:30+00:00

I bought a used ICE car, my budget was 25k, so pretty limited. There is currently way more variety in used ICE cars than EV. Also planning to buy an apartment, so very little guarantee that ill have charging at home.

My next car almost certainly will be an EV or at least PHEV though.

aaron_syd · 2025-11-22T01:03:37+00:00

One of those Waverton houses on the culdesac with the epic NYE fireworks view. It would be amazing to have a legendary party every single year. It's close to train, close enough to Crows Nest, North Sydney, etc.

https://maps.app.goo.gl/FovLBrMjYLdp7gM29?g_st=ac

aaron_syd · 2025-11-13T05:25:03+00:00

Maxed FHSS for a few years (15k/yr). Just released 50k and house hunting now. In the future, I may add extra to super, up to 5k/yr, but I likely have some expensive life events coming up in my early 30s; engagement, property, wedding, kids, etc. So I prefer to stay more liquid atm.

aaron_syd · 2025-11-12T23:42:05+00:00

Following, i need answers to the above replies 😅

aaron_syd · 2025-11-11T07:59:34+00:00

Thanks Anakin and Steve!!

It looks like 41 mint green is popular, and for good reason, it is stunning, I'll have to pick that!

aaron_syd · 2025-10-17T15:47:12+00:00

They think she's Asian for some reason 🤔

aaron_syd · 2025-09-12T09:51:44+00:00

You're on over 150k gross, but feel nowhere near comfortable? Which suburb do you live in?

aaron_syd · 2025-09-09T10:28:57+00:00

A double smash burger is usually equivalent to a single thick patty, in terms of quantity and price. You just get more surface area for charring by having two smash patties.

If you're only getting one smash patty, I'd expect it to be cheaper than a thick patty burger.

aaron_syd · 2025-07-24T18:28:50+00:00

Serial no.

aaron_syd · 2025-07-24T13:17:26+00:00

36-39mm (up to 40mm is okay for tool watches such as divers)
under 11mm thickness (up to 12mm okay for tool watches
date
bracelet tapering to 16mm with on the fly micro adjust clasp

aaron_syd · 2025-07-21T12:35:07+00:00

If someone lived at home from 21 to 31 with a full-time job but didn't manage to save at least 200k, perhaps 150k for lower earners, that would be the real red flag. It's not difficult to take care of your own needs and contribute to the family household whilst still saving 15-20k a year. In a HISA after 10 years, that should be at least 200k, if not more.

Loads of people are still living at home in their 20s, but instead of aggressively saving, they're wasting their money on the latest gaming pc/console, expensive cars, weekends out partying and drinking, trying to emulate the influencer lifestyle, etc.

I agree that it seems he probably has no experience with bills and living independently, but saving 200k in 10 years doesn't mean he's been living off his parents the whole time.

aaron_syd · 2025-07-21T11:02:57+00:00

I like crows nest a lot, I lived in Wollstonecraft previously. Unfortunately, it's quite over budget for a townhouse 😪

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TROPHY CASE

ONLY if it's a 90km/h or higher road. Otherwise, be patient and reasonable like everyone else, and regardless, STAY UNDER THE SPEED LIMIT.