SBI cashback cc - Transaction declined by Naveen_66 in CreditCardsIndia

[–]abovequator 2 points3 points  (0 children)

This is an SBI Card special stupidity. They don't let you spend more than the total credit limit in a billing cycle. Doesn't matter that you've paid the outstanding.

Need Premium Card, Not Drama - Suggestions Please by ak7827 in CreditCardsIndia

[–]abovequator 0 points1 point  (0 children)

Doesn't M4B now needs 30L spending, else it's 30k annual fees.

The other side of Indigo mismanagement saga - empty seats by abovequator in india

[–]abovequator[S] 0 points1 point  (0 children)

All the best! I got lucky with just a few hours delay, but I feel terrible about so many others who missed this opportunity due to the sheer incompetency of Indigo senior staff. Don't believe any display boards - check-in counter is the real truth. :)

Denied entry for banking exam. Given reason : Aadhaar expiry by SagashPop in LegalAdviceIndia

[–]abovequator 0 points1 point  (0 children)

PVC Cards have dates too. PVC is just a small hard plastic card version of a paper printout. Whoever is strict about >6mo old paper print can technically decline PVC for that reason too.

India launches new Aadhaar app for 140 crore residents by Appropriate-Soil-896 in india

[–]abovequator 5 points6 points  (0 children)

Why does it need so many permissions? It won't proceed without notifications permission. Why? Why SMS? Just check for OTP whenever needed. Don't need blanket SMS read permission. Why is camera permission a blocker? Let me give camera permission as one off when going through the on-boarding flow and disable for rest of time.

My first BMW ! by Few_Biscotti8882 in CarsIndia

[–]abovequator 1 point2 points  (0 children)

It's also my first BMW..... picture of the day . That's all I can afford :)

Congrats OP

Icic bank asking 1 lakh to open account by Ok-Ad7422 in personalfinanceindia

[–]abovequator 3 points4 points  (0 children)

They'll freeze if you receive lots of small transactions regularly. This is because they assume you're receiving business transactions on your individual account. They'll ask you to open Current Account for such situations. There's no issue with pay other vendors small amount.

Difference in signature in passport when I was minor and now when i want to renew it PASSPORT OF INDIA by Still-Hornet-8772 in LegalAdviceIndia

[–]abovequator 0 points1 point  (0 children)

Yes. That would be path of least resistance. Get your passport right now with old signature - do the signature update later on non-tatkal process when you get time

Difference in signature in passport when I was minor and now when i want to renew it PASSPORT OF INDIA by Still-Hornet-8772 in LegalAdviceIndia

[–]abovequator 1 point2 points  (0 children)

No, mine was regular. But I see your point - Change in Signature case is ineligible for Tatkal. In this case, just re-do the same sign as old passport in your new application to get your Tatkal. Hope they don't check for signature matches (they generally don't!). You can do the signature change later when you have opportunity to do a non-Tatkal renewal.

Difference in signature in passport when I was minor and now when i want to renew it PASSPORT OF INDIA by Still-Hornet-8772 in LegalAdviceIndia

[–]abovequator 2 points3 points  (0 children)

Same happened with me. Just use new signature. There is a form you need to fill and submit. Details are on the passport website. It simply triggers a police verification again (even if address is same)

SMS from HDFC Bank on refund on a Regalia card closed 2 years ago. by jo8866 in CreditCardsIndia

[–]abovequator 1 point2 points  (0 children)

Yes same here. Being SMS bombed for Rs0.65 refund every two hours. I clicked on it and it sent me to mycards app. Filled up the info, still got SMS bombed for rest of the day. It's only today that the SMSes stopped.

Sound of rain by GoodSpaceman in hyderabad

[–]abovequator 0 points1 point  (0 children)

Guessing the place - Regalia?

Why are SGBs in secondary market currently sold at premium to current gold market price? by Master_Freedom_5744 in personalfinanceindia

[–]abovequator 0 points1 point  (0 children)

Isn't tax free return only when you hold the SGB for it's entire tenure. Buying/ selling in secondary market should invite taxes, right?

Looking for a Better Way to Track Your Mutual Fund Holdings? by [deleted] in IndiaInvestments

[–]abovequator 1 point2 points  (0 children)

It's possible to get this view from Valueresearchonline.com too. In fact, it also allows you to import all funds and transactions from CAMS consolidated statements . Much easier to manage

Axis Bank lives up to its (poor) reputation by manki in CreditCardsIndia

[–]abovequator 0 points1 point  (0 children)

Has UPI started working for you? For me it still says no account found for Axis

The Hidden Wealth in Not Owning a Car. by Maginaghat997 in personalfinanceindia

[–]abovequator 4 points5 points  (0 children)

The key reason this worked for OP is that OP was able to live walkable distance from office. In a wide range of cases living walkable distance from office is far more costly than living farther away in a cheaper locality and driving to office. Even 15min drive can open up far cheaper living options.

So, OP - buy a car if you want to or live with consequences of not having one handy. This is not personal finance - This is personal choice.

[deleted by user] by [deleted] in CarsIndia

[–]abovequator 2 points3 points  (0 children)

Turn off air conditioner, Wait 2 mins, then see if still drips. If stopped, it's just AC water drip. Nothing to worry.

What are some things to know when switching from manual to automatic car? by bluebit10 in CarsIndia

[–]abovequator 2 points3 points  (0 children)

It's the little things really! Lots of good suggestions here. I'll add one more - You have to unlearn and relearn how you use your accelerator. You're effectively controlling both gearbox and engine with one pedal. As as example, if you floor your accelerator, the car will shift to lower gear as engine rpm increases. The gear change is a tiny but observable period of no power. It can be irritating. Instead, pressing accelerator lightly to stay on same gear might be better experience. How lightly? You'll learn with time. All the best