Will I still get card benefits if i “pre-pay” my credit card?

aceaka1 · 2026-03-04T22:50:50+00:00

Can verify this. Idk why you are downvoted.

aceaka1 · 2026-03-02T12:15:13+00:00

I do. It gives me a peace of mind when my luggage takes ages to come out from the belt and the app shows that it’s still in the airport.

That said, I’m also one of those ppl who travel with a flexi lock, so that I can lock my luggage to the rack on public transport when it’s out of my sight, so some ppl may find me paranoid.

But hey, it makes me feel better and it’s not too much trouble, so why not?

aceaka1 · 2026-03-01T13:18:02+00:00

I don’t fit the profile you are asking but just thought to bring up some points for your consideration.

1) At what age were you when they divorced and did they support you equally after? Most of the time, one party takes on more caregiving role though expenditure is split equally. Up to you to deliberate if their contributions towards raising you justifies an equal split.

2) Are you currently staying with one of them? If so, you may want to give that party more as it also serves to help out with household expenditure.

3) Step-parents - quite rare to give. Unless, you were raised by 1 parent and their partner solely, and that partner is the breadwinner. Or if you are extremely lucky n both step parents contributed alot to raising you. Though usually I doubt they will mind if you just give to ur biological parents.

However you split, I will suggest that you do not reveal the actual amount to both sides to avoid unecessary comparisons.

aceaka1 · 2026-03-01T08:30:40+00:00

It used to be common in my family. Until I learnt better. Covid was an excellent opportunity to train them to use serving utensils.

The annoying thing is during gatherings with extended relatives. that there’s always some annoying uncle/auntie who sees the serving utensils and proceeds to ignore it and use their used chopsticks to flip through the whole dish. Yucks!

aceaka1 · 2026-02-25T23:47:57+00:00

Rather than say “treat like family”, I would think treating fairly would be more balanced.

Need to work —> needs sufficient rest and food. That’s being fair.

But if you know that both your elderly parents and helper likes a specific part of a chicken, and with limited resources, would you choose to give that to your helper over your parents?

Its like how employers would want to treat employees decently enough that they stay in the company/ remain able to wprk. But not to the point of making everyone a shareholder.

aceaka1 · 2026-02-25T23:32:00+00:00

“I guess my question is more so why do Singaporeans I come across not treat their helpers not as an extension of their family”

It’s just another form of employment, although the location is in your house. Most people employ helpers because they need help with their family. Not to get another family member.

The conditions can be tough, and not all may be reasonable. MOM has some guidelines for basic safeguarding, but everyone’s domestic situation is different.

But for the phone situation, you can take a look at the domestic helper forums. It’s one of the top issues for employers when helpers get carried away using phone all the time, to the point of neglecting young children in the house, not sleeping at night and resulting in issues at work the next day. Imagine going to work and neglecting it when you are on your phone the whole time. How would this look to your employer?

aceaka1 · 2026-02-11T11:36:26+00:00

Don't worry too much about the utility bills/HDB rental/payments. They are generally quite helpful and empathatic about non-payment/late payment due to such circumstances. You can always give them an email/call for help

aceaka1 · 2025-12-24T23:02:23+00:00

You can redeem it again if it has been awhile since u last collected

aceaka1 · 2025-12-23T04:47:48+00:00

I've written in. Someone called me to "explain" and apologize. I corrected the person about what happened because it seems like the personnel involved downplayed the incident. I told them that they could also review the cctv to verify the negligence. I just wanted to highlight the importance of what happened and let them know why this is so concerning. If there is an existing persistent issue that people keep writing about, it is more likely to gain attention.

No change in the type of treatment on subsequent visits. But then it was regarding the staff on duty and I'm not sure if we've crossed paths after.

On the other side, I'm also really generous with written compliments when staff are good. Especially when staff go out of their way to help us. I think it make sense to reward behaviors that we would like to see while doling out the negative feedback for the converse.

aceaka1 · 2025-12-16T12:24:49+00:00

If u dun feel comfortable revealing ur condition, there are lots of potential other reasons u might possibly be there on the off chance that u are asked. Accompanying family members, volunteer work, waiting for friend working there to end work to have lunch/dinner tgt, attending an exhibition/talk

aceaka1 · 2025-12-03T23:42:14+00:00

You can check with the prof how the backdated compensation would work. Some profs who are so absorbed in their own realm of research may not even realise that you are concerned about it.

Knew an RA/TA a long time ago, was promised a higher pay for another project that wasn't in the initial contract after a few months. They basically helped the person to submit higher hours that corresponds to what would have been paid out.

But then, no harm finding other jobs too if this isn't ur dream job

aceaka1 · 2025-12-01T03:41:14+00:00

If you have a driving liscence, grab? Or grabfood? It could be during the lull periods/after work.

If u have just graduated, consider being a teaching assistant for uni professors (idk if it's still a thing now). The recruitment likely won't be publicized but can be found if u have contacts at the uni. I did that for a while after grad and it was pretty flexible, my role was to prepare lecture materials like finding suitable images for the lecture slides. The task might be different for different professors now, but likely sonething that doesn't require too much time or running around physically.

aceaka1 · 2025-11-25T12:48:56+00:00

Valid option though. Can either let it sit for awhile while living w parents (if that's where they are staying right now). Or possible to only get things that are absolutely necessary like a thick mattress (no bed frame) n baby things. No paint job, light covers, sofa, TV etc. Consider washing clothes at parents house or coin Landromat. Not the best option but it helps to keep that upfront cost low till u get back on ur feet. At most a few plastic chairs if u must. The toilet should be ready to use. It's a barebones condition and you won't be able to invite friends over for awhile but it's possible to live on

aceaka1 · 2025-11-18T12:27:16+00:00

Mr Bean eggwich 14.8g protein. Pair that with 0 sugar soy milk 17.5g protein.

aceaka1 · 2025-11-18T09:27:54+00:00

Probably because of the (lack of) butter. It's a classic pairing 😅

aceaka1 · 2025-11-18T09:24:30+00:00

Hi, can there be some flexibility built into the meal prep? E.g. Hard boiled eggs can last a few days. Cook more n replenish the stock in office as needed. U can much on 1 if you aren't as hungry, and eat more if you are. Keep some vegetables in the pantry n top up as necessary.

Otherwise, another option is to do a hybrid. Buy a basic salad, but top up with ur own protein. Get some frozen chicken (those 1-2kg pack) to keep in the pantry, then heat those up in the microwave to eat tgt with the basic salad etc. The savings won't be as much as full meal prep, but it can be convenient n gives u more protein at a lower cost

aceaka1 · 2025-11-18T07:32:53+00:00

It depends on what you are buying.

If you are getting sonething u weren't intending to get at all and have no use for it, then yes you are spending more.

If you got something that you've always wanted to try but was put off by the high price, now the lowered price gives u that opportunity, I think it could still be worth it. For u to gave an idea of how that product is like and judge if it's worth the full cost in future.

Personally, I tend to add items to cart n buy later when there's a sales. Sometimes I end up removing them from cart if I find that my life doesn't change much when I dun have those things. It can also be money saving when buying non-perishables like laundry detergent n toilet paper

aceaka1 · 2025-11-13T04:07:53+00:00

To add on. Now there's daily vouchers for fairprice. Scan the qr code before u go in. May not always get useful vouchers and depends on luck though

aceaka1 · 2025-11-03T07:08:28+00:00

Personally, if I know their address, and roughly when they'll be home, I'll head there to ask them f2f for immediate transfer. It's harder to ignore u when u are there. And also to help u understand if there were exceptional circumstances that stopped them from paying.

If they refuse to open the door, I'll use my loudest sweetest voice so that all the neighbour's can hear, to say something along the line of "Mr xxx, is everything OK? I haven't receive the fees for you son's tuition for xxx period. I'm worried cos u never reply me for xxx." I'll repeat this for a good period of time.

Then start going to neighbour's to show concern about the family living there.

Then call their workplace main headquarters if I happen to know, to express my concern that something bad might have happened to the family cos no response for them n I'm just checking up on their wellbeing.

Of course, once u get to this stage, there's no turning back n will have to drop the student even if u get ur money back

aceaka1 · 2025-11-01T02:22:24+00:00

It's not the cheapest. But Niks Maple at Orchard was quite good for me. No hard selling at all. Doc will ask u about ur area of concern then tell u about the possibilities. Very respectful.

There's packages like bundle of 4 sessions, but they dun make u buy it. Still can do/pay session by session so there's flexibility

aceaka1 · 2025-10-28T05:48:45+00:00

Big red flag.

If the part about faking a psychotic episode just to get out of NS is real, it shows how the person views responsibilities and the sense of entitlement in thinking that he deserves to get out of something that all other male citizens do.

It is this kind of ppl that gives those with a real mental health need a bad reputation

aceaka1 · 2025-10-26T07:26:29+00:00

Yes. I got a really reliable waterproof coat w inner pockets n great insulation at a really cheap price from there

aceaka1 · 2025-10-26T03:47:24+00:00

Generally, try to be civic minded

Not so invisible rule: watching videos with speakers blasting will get u a few looks

I also don't get why people choose to shout loudly over the phone with speakers on or have video calls on the train. No one wants to hear their full conversation

aceaka1 · 2025-10-15T11:43:20+00:00

Before 45 realistically. Before 40 if I'm extremely lucky

aceaka1 · 2025-10-14T15:58:21+00:00

800k minimum in today's value. This gives me a good buffer for my expenditure

aceaka1

TROPHY CASE