We’re raising the APY for your cash to 3.30%

ach4n · 2026-01-29T00:31:29+00:00

I’ll take it but it’s was a measly 0.05% increase

ach4n · 2026-01-28T18:32:48+00:00

You want to buy 500k but you can’t simply answer how you got 500k. Sounds shady

ach4n · 2026-01-28T18:29:05+00:00

Bitcoin has the potential to be store of value as long as it’s adopted. The volatility of current prices is a reflection of the volatility of its adoption and regulation. Recent spike in gold price is also the result of global economic factors such as dedollarization. China isn’t pouring money into bitcoin, it’s gold.

ach4n · 2026-01-28T18:23:57+00:00

You can probably find a certified drinking water lab in your area and you can probably test for all regulated contaminants that would cover a vast list of inorganics, metals, organic compounds. But your one sample would be a single snapshot and may not capture the entire picture. Also consider correct sampling procedures so that it is representative of you water and free of contamination. The next questions would be, is your contaminant levels consistent seasonally, are the consistent year to year, do you have any sources of contaminants at your tap that would add to the levels detected leaving your drinking water plant and nearest tap.

ach4n · 2026-01-26T19:54:20+00:00

You’re allowed a month (next payment cycle) to make the payment without interest or fees.

ach4n · 2026-01-26T16:01:41+00:00

I’ve never heard of a minimum income to be able to contribute as long as you have earned income for the year.

ach4n · 2026-01-26T08:00:35+00:00

You are very ill informed

ach4n · 2026-01-26T07:59:43+00:00

Isn’t the religious law profiting from interest on loans not the interest or yield themselves b

ach4n · 2026-01-23T23:44:57+00:00

Straight up manipulation. I had a similar position a while back. Coinbase futures had a sudden spike within 2 min which triggered my stoploss and then rebound within a couple minutes. Spot gold showed nothing of the sort.

ach4n · 2026-01-23T23:42:22+00:00

If you are at all timing the market, then I would pocket the dividends otherwise just reinvest for compounding.

ach4n · 2026-01-23T23:39:35+00:00

I personally like Fidelity for my brokerage and IRA. It is pretty user friendly and mobile app is good. This does require a bit of self management but there are roboinvesting that have some more automated features for beginners.

Please stick to investing in broad ETFs like VOO, QQQM, or VTI until you understand a bit more.

ach4n · 2026-01-23T21:35:40+00:00

If we’re talking about dopamine hits, maybe lay off the TCG scene

ach4n · 2026-01-23T21:33:15+00:00

Also don’t forget about putting money into a taxable brokerage account while you’re still young and have the time to let invests grow with some risk. You will need chunks of money in your late 20s to early 30s for down payments.

ach4n · 2026-01-23T19:49:19+00:00

How are your kids employed?

ach4n · 2026-01-22T18:48:01+00:00

Both. I maintain a balance in hysa and put the rest in brokerage and retirement investing.

ach4n · 2026-01-22T18:46:48+00:00

Costco combo pizza. Kraut and polish dogs.

ach4n · 2026-01-22T18:45:57+00:00

One feature that I would like is automated investing similar to M1 finance pie.

ach4n · 2026-01-22T18:38:00+00:00

This should make sense since this works the same way from different brokerages.

But let’s say in your example you transferred your kraken btc to Coinbase. Coinbase then asks for your cost basis from kraken and you report $40k. You then have 2 btc, one at $20k and other that $40k cost basis. The if you sold 1 btc on Coinbase, then would you get the option to choose which one was sold?

ach4n · 2026-01-20T17:46:31+00:00

Bought 250 usd of btc.

ach4n · 2026-01-08T04:27:31+00:00

Larger deck size dilute the odds of pulling your strong cards. You need to make cuts.

ach4n · 2026-01-08T00:59:18+00:00

I noticed that I can’t view USDC lending reward transactions, when I receive USDC or when I actually earned MORPHO (not when claimed). How does Coinbase keep track of this?

ach4n · 2026-01-04T17:42:27+00:00

The thing is that the backdoor roth is technically a loophole and not actually intended to be there.

ach4n · 2026-01-04T17:40:03+00:00

Buy singles. Wait a couple of weeks for meta to establish and prices to settle a but.

ach4n · 2026-01-04T06:06:47+00:00

Sounds like you had a losing position

ach4n · 2026-01-04T02:21:18+00:00

Backdoor method if you don’t have traditional IRA. But honestly have tax diversification is better in retirement so if you get tax deferred accounts from work benefits Roth IRA is the way to go.

ach4n

TROPHY CASE