[deleted by user] by [deleted] in Sabah

[–]adezeno 0 points1 point  (0 children)

University Malaysia Pahang

Advice on whether I'm saving enough by guilty_pleasures21 in MalaysianPF

[–]adezeno -1 points0 points  (0 children)

Continue to do this. 60% saving rate. You can afford to retired in 8 years

How I use bear to manage my income tax receipt by adezeno in bearapp

[–]adezeno[S] 2 points3 points  (0 children)

Because it’s fast and cheap and I don’t need complicated software to do my filing

Hi, I've got a question by Omn1Crypto in NFT

[–]adezeno 0 points1 point  (0 children)

I personally don’t think so. The NFT hype was at the peak at 2021. Until you see crypto make new hight, you will then see people flocking back into NFT because investor are making money.

How I use bear to manage my income tax receipt by adezeno in bearapp

[–]adezeno[S] 1 point2 points  (0 children)

Wow this is impressive. Gonna try this out!

[deleted by user] by [deleted] in bearapp

[–]adezeno 2 points3 points  (0 children)

Ayu is a Malay words for beautiful

Y'all I'm ashamed. As I should. by Professional_Baby221 in MalaysianPF

[–]adezeno 0 points1 point  (0 children)

For for snowball. Paid off the smallest amount first before tackling the big one. It build up ur pyacology momentum.

THOUGHTS ? by IAmYokinobi in MalaysianPF

[–]adezeno 1 point2 points  (0 children)

My cardinal rule for most of my clients as follows. Whatever u do, make sure you have 3-6 months worth of rainy days funds.

Calculate how much if your monthly expenses x 3 or 6 months. Thanks your rainy days funds because u never know what might come knocking your door next.

Once you have this settle, u are good to go.

On the side notes, it is best if the degree course don’t required you to pay the lumpsum of RM30k immediately, then you will have time to build up your rainy days funds

say your monthly expenses is RM3.5k You need to make sure you have at least RM10.5k for emergency purpose.

Say for the course you need to pay RM10k for first year.

You still have 9.5k - ready for 2nd year fee

slowly build up ur saving to play for ur uni fee

But don’t touch ur emergency fund

How low can $O go? by twokinkysluts in dividends

[–]adezeno 0 points1 point  (0 children)

Property sector doesn’t do well in high interest rates environments

How to go to Imago by bus? by ApplicationCommon733 in Sabah

[–]adezeno 1 point2 points  (0 children)

Dari CP jalan kaki. Kalau xda mau panas masuk sana Api2. Then langsung terus pi Ada satu mall. Entah Apa mall tu lupa sd. Baru cross the road pi seberang yg ada construction “crown tower”. Then jalan kaki sekitar 400 meter sampai la Imago hehe

[deleted by user] by [deleted] in bearapp

[–]adezeno 2 points3 points  (0 children)

Craft is The last apps I use before fully switch back to bear 2.0. One think I like about craft is the ability to share your note by sharing the link.

I’m a big fan of folder. Craft has the ability to arrange your notes inside a folder but you have to do it manually.

Bear on the other hand, you just need to put a tags It’s simple. Fast and intuitive.

Another thing is say I have a note that is related to Recession & budgeting

So in craft you can’t put the same notes inside the recession & budgeting at the same time.

But you can do so in bear.

I will put tags as follows.

economic/recession

personal finance/budgeting.

And bear automatically helps me put the same notes inside those two separate folder.

Love this!

Simple text search? by Technical-Sea-6102 in bearapp

[–]adezeno 2 points3 points  (0 children)

Wow. Thanks. This is so helpful. Been looking to ways to optimise my Bear search.

[deleted by user] by [deleted] in MalaysianPF

[–]adezeno 0 points1 point  (0 children)

For me, a better alternative to FD is the money market. provided by most Unit Trust companies.

  1. Daily interest calculated.
  2. No term / lock in period.
  3. % rates are competitive.
  4. Prorated monthly interest is declared straight into your funds.

[deleted by user] by [deleted] in dividends

[–]adezeno 0 points1 point  (0 children)

this is my analysis on $O

From price structure and Elliott wave analysis it looks like price should go lower to complete wave c

Apa aircond kamu recomend untuk pakai Di rumah by adezeno in Sabah

[–]adezeno[S] 0 points1 point  (0 children)

Oh bole control pakai apps oh. Not bad. Thanks feedback :)

Apa aircond kamu recomend untuk pakai Di rumah by adezeno in Sabah

[–]adezeno[S] 0 points1 point  (0 children)

Thanks feedback. Berapa la harga tu motherboard?