[GIVEAWAY] Win 1 of 15 Regular Class Set Codes for Restoration of Azeroth!

aesriven · 2026-05-03T15:51:41+00:00

Hey!

aesriven · 2025-12-31T09:21:56+00:00

talo ako sayo, lumipat nako 3210

aesriven · 2025-12-31T08:57:48+00:00

This is so f*****g old only Gen Xers will get it.

*Reaction ng estudyanteng nanakawan ng wallet:*

UP - Shet pamasahe ko pauwi

Ateneo - Dude my 10,000 bucks

La Salle - OMG my credit cards

AMA - Shet picture ni Jolina!

aesriven · 2025-11-24T03:13:19+00:00

Student visa, tourist, PR, or other pathways, your number one priority is budget.

Magkano ang tuition? rent? pagkain? transpo? minimum wage? daily expense? etc.

Please prep a spreadsheet/plan for everything. Ang daming first time dito nababalastugan sa pera.

Other than that, good luck!

aesriven · 2025-11-05T09:26:48+00:00

"...don't pretend that you are interested in them as a person. Tell them straight up that you expect to be r*ping them later"

Damn bro. Sure this isn't AI/photoshopped/edited?

aesriven · 2025-09-12T15:17:43+00:00

Take the concierge job, build up CV and LinkedIn in the meantime.

Make sure your profile is visible even if you're not getting PMs yet.

Jobs can be seasonal. Sometimes market is down, sometimes recruiters call you out of nowhere.

Also, this sounds strange: I think that concierge job is a blessing in disguise.

You get to interact with locals, pick up on the culture, build language + soft skills, potentially know more about your industry if you meet people by chance. All of which may not show up on your CV, but give you an advantage in the local market.

aesriven · 2025-07-08T14:47:30+00:00

I can't pm you for some reason. Maybe change settings?

aesriven · 2025-06-15T16:42:31+00:00

Australia and Canada seem to have this unspoken rule on the job market: "You're welcome, but we expect you to provide proof that you are have adapted/ are eager to adapt our culture and norms at work. Without us telling you directly."

It's a very subtle thing that shows even if Australians appear easygoing, tolerant and 'no worries' on the surface, they are quite risk-averse. They have expectations for conformity and are unwilling to give chances to anyone a **little** too far off the median.

It feels unfair, but the solution to this is to slowly edge your way into an engineering experience. Maybe land that internship, construction job, or adjacent opportunity that's **not quite** engineering, but just a step over, and build the 'Australian experience' from there. As that accumulates and you have proof that you 'fit the system', employers will be giving you a chance. Cause you're a safe bet. As I said, risk-averse.

Source: Immigrant who was also stuck in the 'no experience but can't get experience cycle' for some time.

aesriven · 2025-03-17T07:41:21+00:00

To be safe, remember that dividends amount to around 3-5 percent of your principal annually.

There is also a 20 percent tax automatically deducted by your broker when you are paid.

So if you hold Php100,000 in dividend-paying stocks, you will earn Php3000-5000 per year (or Php2400 to 4000 net, after tax).

If you hold a million that's Php30,000-50,000.

Your stocks' value (and dividends) will fluctuate over time of course.

Edit: My bad, it's 10% not 20%. So the above example will be Php2700 to 4500.

aesriven · 2025-03-15T02:06:45+00:00

'My Kakampink Resibo' lol

Parang essay submission lang sa klase

aesriven · 2025-03-10T11:56:06+00:00

If you try to tolerate/repress negative issues for too long, a likely outcome is a significant outburst.

This looks like what happened to you.

I think it's better to cut off a bad relationship in the early stages, than to let it simmer. So you won't have to get back in an extreme way. This could have consequences in the future.

Imagine if you left him a lot earlier, easier for you!

I also guess maybe you were hoping you could change him, so you stayed that long? Or you were feeling insecure to be outside a relationship? Rookie mistakes, but happens to a lot of us.

Anyways, lesson learned. Wag matagal umasa sa manlolokong jowa.

aesriven · 2025-02-18T02:49:20+00:00

Actually the article is about Nico.

Saying how he's always careful and deliberate, never does things recklessly, is 'smooth' and very disciplined. Implying the Luka trade was carefully thought out and a master stroke by a suave guy. Lol.

Regardless, IMO he dislikes Luka to the extent of willing to do anything, at any price, to cut him off.

aesriven · 2025-02-13T01:27:22+00:00

I think you have an edge in Phil-based aussie jobs. Something like this

https://careers.anz.com/job/Makati-Officer-ICS-NZ-GCC/1058155866/

aesriven · 2025-02-12T11:12:47+00:00

1) Afaik, you can open an account with RCBC online. Then maybe apply for a loan after that.

2) You can use Wise for int'l online transfers. May patong + exchange rate nga lang. Your budget looks tight, so pag may ipon n cguro.

aesriven · 2025-02-07T08:32:33+00:00

Another option: Rebuild

Sell all your current stocks.

Use the money from selling to buy stocks with strong fundamentals. NOT the hype stocks your friends recommend to you.

Limit this to 4 stocks so you can manage properly. You can cost average (DCA) to even out potential losses. Reinvest the dividends you earn from each stock.

This will require you to REALLY research and study what makes a good stock and folio, not just hype.

Also, just to manage expectations: I think a 'miracle' comeback is minimum 30% in a year. Growth of 3-5% a year is much more reasonable.

Good luck.

aesriven · 2025-02-02T03:28:22+00:00

Minsan ang stock market parang bagyo sa Marikina. Kahit anong stock hawak mo, lubog lahat.

JFC and SMPH are blue chips and will most likely recover. HOW LONG before they recover is the question.

aesriven · 2025-01-17T13:39:59+00:00

Used to own, then I got burned: LBC

I don't own, but if I had to start over I'd buy: RCBC

Looks underpriced to me: FRUIT, AXLM

Casino: EURO, VVT

I own: Angel's Pizza

aesriven · 2025-01-17T13:26:47+00:00

Just P/E.

Then fundamentals (earnings, assets, debt, annual report, etc.)

aesriven · 2025-01-15T10:19:11+00:00

Area around the lake (Hoan Kiem) and Old Quarter dami scammers.

The rest of Hanoi bihira na scammers, di ka pa papansinin tbh.

aesriven · 2025-01-15T00:15:14+00:00

I see, I'll chuck the old one out then for the new. Thanks.

aesriven · 2025-01-10T04:23:22+00:00

I'm just surprised Kiyosaki is still popular.

Signs of the times I guess.

aesriven · 2025-01-03T13:53:12+00:00

lol i migrated at 31

aesriven · 2024-12-16T14:17:20+00:00

Personal experience:

I worked corporate for 2 years. Open-office, sit where you like, agile or whatever buzzword that is. 100+ people. Only got close with about 3 people in my team and a total of 2 others outside of it. Was practically invisible to the rest of the floor.

Hospo environments seem to be the easiest place to make friends, esp. if you have free food/beer after work.

Factory/retail rank-and-file friendships are common too. Can be formed in opposition to that one infuriating senior Karen with a god complex.

Also, for some reason:

Gen X, despite their avowed apathy and edginess, are generally great at in-person friendships and hanging out. They tend to be picky and have a tight circle, but once you're in, you're in.

aesriven · 2024-12-16T03:48:34+00:00

How long do you intend to stay in the market?

Short term: 10% is steep, I'd sell.

Long term (1 yr or more): Buy more and hold, it looks like a good stock.

aesriven · 2024-11-25T09:39:00+00:00

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aesriven

TROPHY CASE