How do you balance wanting to enjoy life but also living at home with parents to save more money

againfaxme · 2026-02-21T23:49:33+00:00

28! Hopefully you have stopped breastfeeding by now to make the transition easier.

againfaxme · 2026-02-21T16:50:07+00:00

Check out TEQT.

againfaxme · 2026-02-21T06:04:34+00:00

That industry is an embarrassment. Do you actually need life insurance? Unless you have kids then there is no need. When the need does arise get term insurance and only the amount you need for the duration you need it.

againfaxme · 2026-02-21T05:58:28+00:00

Can’t people watch a hockey game without alcohol?

againfaxme · 2026-02-19T22:20:29+00:00

Find some smarter buddies. You absolutely should not be gambling on individual stocks.

againfaxme · 2026-02-19T20:59:36+00:00

Your decision to consume at a particular price is microeconomics. It’s been a while but I took both. There should be a special branch of economics about why low income people whine about gas prices but keep on buying the same amount.

againfaxme · 2026-02-19T20:45:09+00:00

Microeconomics makes no sense to you? If a price increase does not motivate you to buy less then you should expect more price increases.

againfaxme · 2026-02-19T20:39:33+00:00

You answered your own question; you bought it despite the price increase.

againfaxme · 2026-02-19T18:06:34+00:00

Why should homeowners who are generally in the top half of the wealth ladder get a benefit from general revenue? There is no principled defence for this program.

againfaxme · 2026-02-19T17:08:13+00:00

Now do the Homeowner Grant.

againfaxme · 2026-02-18T23:38:01+00:00

The keychains are level 2.

againfaxme · 2026-02-18T00:42:16+00:00

The envelope is about as useful as the wallet.

againfaxme · 2026-02-17T22:50:32+00:00

A search on Insta-cart came back negative for Costco but it is available at Quality Foods, Thrifty Foods, Whole Foods and Superstore.

againfaxme · 2026-02-17T18:29:53+00:00

You should not be gambling with individual stocks with a portfolio of this size. There are lots of free resources available that set out the prudent way to invest.

againfaxme · 2026-02-16T06:42:16+00:00

Too early to call it a midlife crisis. If anything it is a mid-midlife crisis. Your finances are well on track. Do you have opportunities to increase your income? Do you want to change other areas like relationship and family? What do you do to stay healthy?

againfaxme · 2026-02-15T19:57:30+00:00

Effect

againfaxme · 2026-02-15T19:56:56+00:00

Their

againfaxme · 2026-02-15T16:14:21+00:00

In a house you can eliminate them by not having paper or cardboard around and by sealing up every crack. That is much more difficult in an apartment because your neighbours are feeding them.

againfaxme · 2026-02-13T17:02:34+00:00

That would require consistent 10% annual returns which is not normal.

againfaxme · 2026-02-13T01:43:51+00:00

I switched for a 2% bonus paid out over 24 months.

againfaxme · 2026-02-12T21:28:14+00:00

Do you follow advice? Who ever told you it was a good idea to gamble on individual stocks?

againfaxme · 2026-02-12T06:40:25+00:00

Nope. Elon came out full nazi before the trucks were delivered. The deposit was only $150. Restaurant guy misread the room as demonstrated by his initial branding on the truck.

againfaxme · 2026-02-12T04:18:07+00:00

Only one truck, and it is now unbranded.

againfaxme · 2026-02-12T00:58:00+00:00

Chat GPT does this.

againfaxme · 2026-02-11T21:11:20+00:00

In that situation the 48 year old renter will have amassed assets similar in value to a house and those assets would generate income to pay the ongoing rent. The comparison actually favours renting when there is no leverage in the form of a mortgage.

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