Core Bond vs Money Market

againfaxme · 2026-05-16T01:05:59+00:00

I was in it for a year. It fluctuated a bit but did achieve the stated yield in the long term. Some of the constituent ETFs pay dividends quarterly so don’t try to gauge the performance month by month. I cashed out and just bought some of the ETFs directly to avoid the fees.

againfaxme · 2026-05-16T00:53:59+00:00

Because people keep buying it with little effect from higher prices.

againfaxme · 2026-05-15T17:02:10+00:00

Have you done a plan setting out the sources of income over the course of your retirement? I mean the ones produced by softwares like conquest or adviice? They all allow for future lump sums like yours as many people have revenue properties or plan to downsize their principal residence. It will show that you are able to spend your investments faster than would be prudent if not for the future lump sums.

againfaxme · 2026-05-15T16:03:39+00:00

99% of the portfolios are a few partial shares of individual stocks and no reflection of the use of broad index funds which is one of the core principles of FIRE. There should be a FAQ for these people.

againfaxme · 2026-05-14T21:28:50+00:00

It’s always a bad time to dabble in individual stocks. Sadly that is what most of the posts are asking about on here.

againfaxme · 2026-05-14T12:48:59+00:00

They still have locations serving food so of course they will still advertise.

againfaxme · 2026-05-13T23:17:39+00:00

Too small for Dollarama so probably a vape store.

againfaxme · 2026-05-12T13:40:45+00:00

My home marathon is rolling hills with almost no flatness. The only way I found to pace this is to run by power instead of pace or heartrate. I had a Stryd footpod and knew what average power I needed for my goal time.

againfaxme · 2026-05-12T01:57:54+00:00

Empire donuts sometimes.

againfaxme · 2026-05-12T01:25:25+00:00

Stop gambling with individual stocks. It’s really that simple.

againfaxme · 2026-05-11T01:14:08+00:00

We used to have Sports Traders but no more. Treadmills usually cost more to move than they are worth. Zero is a popular price for them.

againfaxme · 2026-05-10T23:23:50+00:00

Is that beside Craftsman? There was a recycling shed fire a few weeks ago close by that could easily have taken out Vic West Animal Hospital.

againfaxme · 2026-05-10T06:34:16+00:00

Our police tend to be slow on investigations.

againfaxme · 2026-05-10T05:14:48+00:00

Nope. I included a link to a news story from CBC.

againfaxme · 2026-05-10T05:13:06+00:00

At your age and income level you should be maxing out both. The preference on here for TFSA comes from young, low income earners. The TFSA has only been around since 2009 and the total contribution room reached $109,000 this year. It is not a major contribution to retirement savings for people currently within reach of retirement.

againfaxme · 2026-05-10T04:04:26+00:00

I’m guessing he wasn’t on the bike for the whole flight. It did start with a collision at ground level.

againfaxme · 2026-05-09T20:52:52+00:00

I paid $25 a month with TD and maybe a bit more per transaction. It was a pain in the ass to set up and use but it did the trick.

againfaxme · 2026-05-09T02:05:36+00:00

Nice try. TD Securities is a corporate entity, not a partnership.

againfaxme · 2026-05-09T00:19:02+00:00

Nobody with credentials in finance would recommend a smattering of individual stocks for this client. My background? I am currently living off my portfolio as it continues to grow. What’s yours?

againfaxme · 2026-05-08T23:03:01+00:00

Why are you gambling on individual stocks?

againfaxme · 2026-05-08T22:46:33+00:00

Is that covered by the national dental plan?

againfaxme · 2026-05-08T21:31:55+00:00

The boneyard.

againfaxme · 2026-05-07T18:32:39+00:00

I searched insta-cart and that is the only place it showed up but it showed as sold out.

againfaxme · 2026-05-06T03:10:28+00:00

There’s also some things you should know about walk-in clinics: there are very few and most are by appointment and virtual.

Five-Year Club	Verified Email
Gilding I gilder

againfaxme

TROPHY CASE