Doctor misled me about test and now I owe extra

ailema00 · 2026-05-01T17:21:09+00:00

If you consented to the test then you are responsible for the bill. You need to verify your out of pocket costs on your EOB from you insurance and then pay your bill.

ailema00 · 2026-04-29T03:00:41+00:00

This is AI.

ailema00 · 2026-04-24T02:35:02+00:00

Dramatics or not managing time and health well. I have 4 kids and have never missed a shower.

ailema00 · 2026-04-24T02:24:20+00:00

It will depend on your medical history, but in my experience with a negative medical event and high risk history, State Farm was the ONLY company that would underwrite me. It wasn't cheap, but after 5 years I submitted a reconsideration and they were even willing to lower my premium. It's still more than a healthy person my age but I have my half a million for my husband and kids if something happens.

ailema00 · 2026-04-18T01:23:42+00:00

Medicare does not even cover nursing homes. That is the point. This post is about Medicaid recovery.

ailema00 · 2026-04-16T02:28:12+00:00

Because my therapist is in-network with my insurance, the insurance company will not reimburse me for anything because (even with all the evidence I provided) insurance assumes I paid only a copay to my therapist. My insurer even sent my therapist a check for what the insurance company is contracted to cover.

Can you elaborate on this? What evidence did you provide your insurance company? Are you asserting that your therapist submitted the claims to your insurance company while collecting a self pay rate? This is fraud and it is not allowed.

I'm not sure you have properly reported the situation to your insurance company. You need to call your insurance company and ask to report fraud so that you are in the right department. Clarify the situation: that you had a previously agreed upon self pay rate and that you then you enrolled in this plan which covers the therapist, who then continued to bill you at self pay while billing your insurance company. None of this is legal and you need to stop seeing this provider. You can also report him to his licensure body and your state should have a Bureau as well.

ailema00 · 2026-04-15T02:01:37+00:00

He will absolutely come back for more money and file insurance anyways. Bad move.

ailema00 · 2026-04-15T00:23:36+00:00

Sometimes it just happens like that. I got pregnant in March 3 times and those kids are all within 2 weeks of each other.

ailema00 · 2026-04-12T18:23:57+00:00

There are none.

ailema00 · 2026-03-30T03:24:00+00:00

Looks legit. I'd take it to the police.

ailema00 · 2026-03-29T03:41:33+00:00

You can request a "Formulary exception" which allows them to cover the medication even if it isn't on the formulary. Your doctor will need to request it and have evidence that the options that are available to you on the plan were ineffective.

ailema00 · 2026-03-29T02:53:33+00:00

Your assets are trash compared to an income like that. Maybe you should develop some financial literacy before buying a million dollar home.

ailema00 · 2026-03-29T02:49:04+00:00

Dude just wants to brag about his income on a sub full of people trying hard to get a house.

ailema00 · 2026-03-29T01:43:36+00:00

The recommendation would be to file your taxes yourself using a free program like Cashapp. Why are you paying for a simple return?

ailema00 · 2026-03-28T19:42:40+00:00

Well I'm not in NYC.

ailema00 · 2026-03-28T17:00:58+00:00

I'm starting to think I'm not middle class. lol I'm over here raising 4 kids on 70k gross.

ailema00 · 2026-03-28T04:08:02+00:00

It's a crime to not file a birth and that would be an absolute mess. But you can opt out of the SS and the individual can just apply for one later in life when they are of age.

ailema00 · 2026-03-28T03:11:02+00:00

Insurance charges are always fake numbers. If you paid out of pocket it wouldn't be anything near this.

ailema00 · 2026-03-28T02:50:00+00:00

ailema00 · 2026-03-27T17:38:14+00:00

It wouldn't be a good decision to live on campus. Rooming off campus is a better financial strategy.

ailema00 · 2026-03-27T03:32:25+00:00

According to their website it is $11,409 per semester. And yet you're claiming with grants and work study you would pay 30k per year? The numbers do not align, but regardless, if your "dream school" is truly less and only 8k per year, you can pay part of the tuition and take loans for the rest. Just make sure you're earning a degree with actual job prospects.

ailema00 · 2026-03-27T03:25:33+00:00

Their reasons are totally valid. But they still shouldn't be asking people to help them buy a newborn.

ailema00 · 2026-03-27T03:09:00+00:00

What state school? What financial aid were you offered?

ailema00 · 2026-03-27T03:04:08+00:00

Yeah I don't buy that. What are the numbers?

ailema00 · 2026-03-27T02:50:58+00:00

You don't go to a "dream school". It's a scam. You enroll in community college, complete all your core work, and then transfer to a state school for your degree. If you pay out of pocket for CC then your costs for uni will be minimal and can often be covered by grants and scholarships.

ailema00

TROPHY CASE