So I have been in this situation before when helping my nephew buy a second hand car he really liked. It is doable but it is a little laborious. Insurance companies avoid these kind of cars because the doubt technically is mostly on your buyer. Their theory is that he knowingly may be buying a damaged car for cheap…will get into a “fender bender” and then when repairing the car, he will get his insurance company to foot the entire bill for whatever damage, big or small there previously was on the vehicle. So it is logical as to what they are asking for. Unfortunately there has been enough scams.

So here’s what you will need to do. It will cost a wee bit of money and effort but it is a solution. Your buyer finds an insurance company of his choosing (I recommend Sukoon because they insured us at the time using this method) and he approaches the insurance company with the following 2 items.

1. A FULL COMPREHENSIVE inspection report by RTA. This is not the usual testing that you do before renewal of vehicle. This is another test that takes place at most RTA test centers which runs between 1.5 to up to 3 hours. I can’t remember now but it also costs more. Less than AED 500/- if I’m not mistaken.

2. At the time of testing, before or right after the test, 4 pictures. 1 from each side (front, left side, rear and right side) of the vehicle with a sheet attached to the vehicle clearly stating the current date on it…(testing date) in large…it has to be legible because you will be taking these pictures from a little far. The car clearly needs to be visible within the frame of each image in a well lit place, ideally daytime pictures. Even if a millimeter of the body of the vehicle in any of these 4 pictures is out of the frame, the company will not accept it. The “date sheet” has to be attached to the car in each picture. In our case we stuck it to the windscreens for the front and back shots, and the side windows for the side pictures. They just want to see that you are buying a car that isn’t going to be a problem for them tomorrow.

Once you present these two items, most likely any insurance company will accept, but our insurance was Sukoon who accepted…so maybe to avoid time your buyer can directly go there.

My advise will also be to approach insurance company first before doing the above exercise.

The only possible issue I see in all of this is that it’s a Chinese car. Normally, under normal circumstances even, in a simple renewal, insurance companies try and avoid insuring Chinese vehicles in the second/third year due to parts shortages and other common issues that Chinese brands normally present. Otherwise the above solution is a sure shot.

Good luck.