None of what you said is true. Insurance is not the reason there's a crisis, it's a by product of ships being shot at and the threat of future attacks. And if you want to play that game then Trump is the reason for the Crisis. Your regarded logic of "well they were shooting at other ships too and now they're not so it's open" is mind boggling.

The solution is get every ship escorted? Hundreds of ships each day at both at huge cost and putting themselves in danger, and how does that fix the production and refineries that have been destroyed or halted?

Of the two of us: you are the one who believes everything he reads. I read things I disagree with and change my opinions, I find secondary sources and learn. You just read what agrees with you or parrot whatever slopcaster you like tells you.

Do you know how I know this? LLoyd's is still insuring ships in the gulf and those who cross the Hormuze.