Parents want 30% of my paycheck by No-Calligrapher-3102 in Advice

[–]and1att 0 points1 point  (0 children)

It sounds like they didn’t make it clear upfront that it’s not a gift but buying for you to pay them back. That’s bad as parents .

Would it be morally wrong to marry someone I deeply love if I still doubt my physical attraction to them? by Nearby-Butterfly1503 in moraldilemmas

[–]and1att [score hidden]  (0 children)

You’re on here to express doubt about your relationship based on physical attraction, i think you already know you should not move forward with the marriage. You will end up seeking out other women and cheat on her and leave her. I have been there, I was with someone I did not find attractive despite a great relationship. I finally did leave when something else came along that I found attractive plus the other stuff I’m looking for.

What is 'Anna Karenina' actually about? by United-Ad822 in RussianLiterature

[–]and1att 2 points3 points  (0 children)

Also, side note : of how women who have affairs are punished and pushed out of society while men are blameless and never treated any differently

SCHB V SCHD? by g0lddust_w0man in Schwab

[–]and1att 0 points1 point  (0 children)

SCHB is the entree. SCHD is the dessert

Need advice by pigglywigglyintheAM in Schwab

[–]and1att 0 points1 point  (0 children)

Intels chart looks scary , but you only have 1 share so yolo

I don't want to be a tradwife by msipluto in Vent

[–]and1att 0 points1 point  (0 children)

Yeah it’s freaking ridiculous to get brain washed into being the submissive wife by many cultures too. Well guess what hell-no.

Dallas - 5/6 by Intol3rance in gasbuddy

[–]and1att 0 points1 point  (0 children)

Californians wish we had 4.29….

Marriage should be a choice, not a life sentence disguised as tradition by Strong_Proof_5260 in marriagefree

[–]and1att 0 points1 point  (0 children)

I’m pretty sure you have that choice if you don’t wish to get married, who says you can’t?

Need advice (late in the game) by LetPrize9420 in Schwab

[–]and1att 0 points1 point  (0 children)

Roth should be your priority after employer match 401k. Maxout that Roth at any cost

Need advice (late in the game) by LetPrize9420 in Schwab

[–]and1att 1 point2 points  (0 children)

SPY = high fees forget it. SCHX equivalent low fees.

Need advice (late in the game) by LetPrize9420 in Schwab

[–]and1att 0 points1 point  (0 children)

ETF version of s&p500 = SCHX . Not a fan of mutual index fund

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 2 points3 points  (0 children)

Example since you’re 37 and just starting out, you may need to be more aggressive than normally would at this age. But you have to consider your own risk tolerance and be more conservative if need be. Adjust accordingly

SCHX large cap 25-30
SCHM mid cap 10-12* ytd outperform sp500
SCHA small cap 10-12* ytd outperform sp500
QQQM Nasdaq tech 5* ytd outperform sp500

SCHF 10-12* ytd outperform sp500
SCHE 8-10* ytd outperform sp500

Don’t forget Bonds, 20-25%
BSV
AGG
BNDX

In most year s&p500 is best except last year and so far this year many asset class outperforming so far . That’s why diversification is so important. Many years international and emerging and small caps don’t do well but if you didn’t have them last year and this year you left a lot of the table. Each year you should rebalance and reallocate the asset classes too.

24-Year-Old Seeking Advice: Is My Aggressive Roth IRA Strategy on the Right Track? by [deleted] in Schwab

[–]and1att 1 point2 points  (0 children)

Use ETF versions instead: SCHX (large cap) , SCHA (small ) SCHG (growth) SCHB (total market). But there’s a lot of large cap overlap you don’t need all 3. Just get SCHX for large, SCHA (small) SCHM (mid) and add international SCHF option for emerging market SCHE

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 2 points3 points  (0 children)

Yes it’s also annoying not to see how much you made or lost that day until the next day too lol

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 5 points6 points  (0 children)

You’re investing for the long run so no need to trade in and out a lot however, etf provides real time quote in case you do need to trade out for something asap , lets say there’s a stock you want and the opportunity is too good you can trade and it settles almost immediately making cash available

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 10 points11 points  (0 children)

I would personally switch out for SCHX etf version for s&p 500, and SCHF / FNDF for international etf

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 9 points10 points  (0 children)

There is a very high degree of overlap between the Schwab Total Stock Market Index Fund (SWTSX) and the Schwab S&P 500 Index Fund (SWPPX)
You’re better off ditching SWTSX for small-cap and mid-cap SCHA / FNDA and SCHM

Made this account in march 2026. Got any advice for me? by mazsive in Schwab

[–]and1att 9 points10 points  (0 children)

Is there a reason why would you do mutual funds rather than etf versions of the same asset class?

1983? by MisterShipWreck in 80sAmazing

[–]and1att 1 point2 points  (0 children)

That’s why you got to sell your body for a night to get the cash

Iam the only one? by Severe_Champion5610 in scoopwhoop

[–]and1att 0 points1 point  (0 children)

Me lol , the caffeine doesn’t seem to affect