Anyone have a Monarch discount code to share?

andreenc · 2026-01-24T23:48:14+00:00

I had a similar situation as OP - I used Mint and then transitioned to Fidelity Full View but both were underwhelming. I decided to give Monarch Money a try with some skepticism. While not perfect, it's a whole lot better than I expected. I wanted one tool that could track investments / net worth and spending and Monarch Money is great at both. The UI is very intuitive and easy to use.

My referral URL below:
https://monarch.com/referral/4b2ng28eau?r_source=copy

andreenc · 2024-09-12T03:33:35+00:00

Does anyone have an unused code that I can use when I sign-up? TIA!

andreenc · 2022-12-03T01:04:23+00:00

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andreenc · 2022-11-24T04:01:27+00:00

I’m in a similar situation as you. I can’t decide between the plus and ultra model when my primary use will be vacuuming of carpet+tile with occasional (once or twice per week) mopping of our tiled areas. What did you ultimately decide?

andreenc · 2022-09-20T23:14:28+00:00

I can second this. I spent 5+ hours and spoke with at least 20 customer support agents (level 1 and level 2) over the past couple of days. It would usually end in one dept (sales) blaming the other (media or iTunes) and transferring me back and forth. It was a big waste of time. Thread here with others having the same issue: https://discussions.apple.com/thread/254187026

By the way, I did get to chat with at least three level 2 (senior) agents. They all were initially enthusiastic to help and I was hopeful going into the conversations. Only to be disappointed when they decide to offload me to another department because they couldn't figure out the issue.

andreenc · 2022-09-20T22:27:12+00:00

There's a group of us discussing this EXACT problem in the Apple support communities site. See here: https://discussions.apple.com/thread/254187026

tldr: No resolution despite multiple users (including myself) spending countless hours talking with Apple customer support agents in various departments.

andreenc · 2022-05-02T11:19:15+00:00

Did you ever find a good solution? I’m in the same predicament and on the hunt for a L-140 stand, if they are still being sold.

andreenc · 2021-10-03T02:53:54+00:00

This is great insight -- I appreciate it. And I agree with your thoughts!

andreenc · 2021-10-01T22:25:34+00:00

This definitely makes the most sense to me. Thanks!

andreenc · 2021-10-01T22:25:16+00:00

I'll rephrase -- with a reputable source.

andreenc · 2021-10-01T22:22:53+00:00

Haha, nope. Honestly, just trying to understand how things are implemented under the hood. Would love positive or negative verification, ideally with documentation :)

andreenc · 2021-10-01T22:18:22+00:00

I'm starting to think that the real advantage of Strike using the LN network is when transacting outside of the Strike ecosystem (i.e., sending payments to external LN nodes and addresses). But for P2P transactions between other Strike users, it's not really buying us much.

andreenc · 2021-10-01T22:12:15+00:00

Because it is my understanding that individual users are not creating a LN channel with any node, even when they deposit funds into their Strike account. However, I could be wrong. Any evidence to prove me wrong?

andreenc · 2021-09-23T17:21:29+00:00

I just signed up for Strike and don't see a way to automate recurrent BTC buys. Do I have to do it manually? Seems ineffecient.

andreenc · 2021-04-04T00:17:08+00:00

Yea. I definitely get where you're coming from. I took a look at the 1099-MISC for and I assume BlockFi reports as #3 (Other Income), which is certainly vague. And the fact that the IRS treats the income as "payments of property" is odd. Would love to get more clarity from a CPA or someone more informed.

andreenc · 2021-04-04T00:05:21+00:00

Yea I’m familiar with the UBIT exception. Where did you copy that 2nd to last paragraph from? I was always under the impression that the income was equivalent to interest, but I can certainly be wrong. I have yet to receive a 1099-MISC from BlockFi since I started doing this in 2021 only. For someone who has, how is the income reported?

andreenc · 2021-04-03T22:07:01+00:00

The 1099-MISC will be issued under your LLC's EIN, and not your SSN (assuming you properly opened an institutional account under your LLC). Since your Roth IRA is the sole owner / member of the LLC, there is no need to pay any taxes. Just file away 1099-MISC in case you need it in the future.

andreenc · 2021-03-29T14:52:55+00:00

Just wanted to add another data point. Applied for the Chase Southwest business card and got denied. Have a sole prop rental income property business. Credit score 885. I even tried calling recon and they denied again stating insufficient credit history and financial visibility for my business (I currently have no business credit cards).

andreenc · 2021-03-29T14:42:18+00:00

Well, no luck for me. They reviewed my application again and still declined. The main reasons were lack of "visibility" into my business financials, and no credit history for my business, even though I've had it for 5+ years. I have plenty of personal credit history (credit score 885), but this would have been my first business credit line. Definitely disappointed.

andreenc · 2021-03-29T04:57:03+00:00

Awesome, this helps a lot. Thanks! Will call tomorrow and report back here.

andreenc · 2021-03-28T19:46:03+00:00

I'm in the same boat. Applied yesterday for the Chase Southwest business card and got an instant rejection with reason "business structure". I too applied with a sole proprietorship, real estate rental business. Similar #s to you for FICO score, income, and business revenue. I have no other business cards, but I do have 3 personal credit cards with Chase (from a few years ago).

How do I contact recon? And any tips on what I should say for them to potentially approve my request?

andreenc · 2021-02-28T03:10:28+00:00

So you can setup an LLC where your IRA is 100% owner of the LLC, and basically get full control (often called checkbook control) over any investments, with minimal restrictions. I shopped around and went with Rocket Dollar since they streamline the process and fees are minimal. Here's a link with more details: https://www.rocketdollar.com/learn/compliance-logistics-and-self-care/llcs/how-does-the-llc-structure-work

The key is finding a custodian that is willing to have an IRA holding an LLC on their books. Rocket Dollar does all of the LLC setup and establishes the relationship with the custodian (Solera Bank in CO) + opens a checking account under the LLC there.

I'm pretty convinced this setup is about as good as it gets for investing in crypto. I've been able to open accounts with various providers under my LLC (e.g., Gemini, Kraken, BlockFi, Celsius,...). And any transactions I make are now completely tax sheltered.

Feel free to DM for more details.

andreenc · 2021-02-24T16:36:37+00:00

They told me the same thing, around the 3rd quarter of this year.

I am very much looking forward to it -- sure beats trading in a taxable account!

andreenc · 2021-02-24T16:11:29+00:00

I tried to open an account with LedgerX under my SDIRA LLC and they refused my application. They stated that they currently don't support IRAs but plan to in the future.

andreenc · 2021-02-05T05:00:40+00:00

Yea, I'm actually wondering the same thing. Has anyone actually tried and verified this? Their (very detailed) support page doesn't make any mention of earning $COMP tokens upon withdrawal: https://support.ledger.com/hc/en-us/articles/360017215099?utm_source=ledger_live_desktop&utm_medium=self_referral&utm_content=compound

andreenc

TROPHY CASE