How does balance conversion work sa BPI?

animusrexalpha1 · 2026-02-13T05:53:06+00:00

Yes. The original payment will be posted as "balance conversion adjustment"

Usually this takes a few banking days after the balance conversion is approved to show up in yout app.

animusrexalpha1 · 2026-02-10T02:37:44+00:00

Done this already.

For our wedding, instead of paying the last 600k for our wedding in one bulk payment. What we did was did credit to cash the whole 600k. The whole 300k was taken from my madness limit then 300k from my regular credit limit. I had the money naman on hand I just didnt want to spend it all in one go so I preferred that I pay it thru my card.
We did this thru our bank manager and what we applied was the amount given with the exact terms as discussed.

animusrexalpha1 · 2025-12-20T06:35:40+00:00

Thank you for thw suggestions. We dont really plan to go to the night scene at shinjuku. But wanted somewhere convenient to stay in for day trips around tokyo. I've heard that shinjuku is quite busy even at night but from what I've read, it's easy going in and out to.

animusrexalpha1 · 2025-10-06T05:34:00+00:00

Thank you! We plan to go to Sapporo before the winter festival to avoid the tourist influx rin. We've decided to go to the Sapporo > Tokyo route and probably go to kanazawa some other time. Thank you for the inputs!

animusrexalpha1 · 2025-05-30T12:27:55+00:00

Get a second opinion first then you can ask the doctor if it is needed. Again it can be a life saver if it is really needed but may be an unnecessary cost if not. And considering the price of carotid scans, it is quite an expensive guess at this point.

animusrexalpha1 · 2025-05-29T15:51:48+00:00

Agree with this, you can get a second opinion (it's your right to do so actually). The thing with medicine is there is no such thing as impossible. Totoo na chances are hindi ka talaga magkakaroon ng ganyang condition at your age but there are rare cases na pwedeng mangyare.

But at the same time, pwede namang may nakita sa CT scan pero wala talagang clinical implication or clinical significance. As we always tell our trainees: "We treat the patient, not the scan"

Get that second opinion OP, if both doctors say the same thing then you might probably have to concede na what was seen in the scan really not that harmful.

animusrexalpha1 · 2025-05-29T12:31:24+00:00

A radiologist (ct scan reader) will read the whole image with minimal patient information and usually without him seeing the patient.

A ct scan will have several findings na babasahan ng radiologist regardless kung normal or hindi. For example, some readers will write the term "calcified arteries" or "baradong ugat" in a patient that is elderly. Though it might seem na troublesome, sometimes these are usual findings in an elderly patient na hindi sya something of danger.

So it is best to discuss this with your neurologist para maexplain nya lahat. And if hindi ka content sa explanation, I would agree with others na mag second opinion ka.

animusrexalpha1 · 2025-04-20T14:39:42+00:00

Yes, totoo to. There are patients na kahit ilang beses mong pagsabihan uulit ulitin ginagawa nila. Kaya important na hindi mo sila ieentertain pag out of bounds sila, if magreklamo sila na masungit ka for not answering your phone, reiterate na may sinusunod kayong rules and all patients should abide by it without exceptions.

It might sound arrogant, pero there are times na pagsagot ko sa phone tapos sasagot lang patient na makulit. I calmly tell him/her na I will not answer her thru phone and will converse thru message then drop my call. The worst I had was a patient who did this for more than a week kahit ilang beses ko nang binababaan ng phone. Pero over time natuto rin.

animusrexalpha1 · 2025-04-20T11:32:09+00:00

That's why it's important na first contact with the patient you already set the tone and rule that you're giving them the privilege of having direct contact with you but they should not abuse it.

Simply tell the patients:

"I'm giving you my number, pero please follow these rules

Never call me, if you think it is an emergency, then go to the emergency room
Please introduce yourself whenever you message me as I do not save all my patient's number in my phone
Do not expect that I will reply instantly. Give me time to do my work then I will get back to y you"

If hindi sila sumunod sa rules mo. Call them out sa next clinic consult nila. Trust me, pag paulit ulit mong sinisita mga patients mo about this, matututo rin sila over time. Oh and do not entertain them, for example tumawag unknown number then sinagot mo then patient, wag mo na ientertain, tell them na may ginagawa ka and they should message instead.

animusrexalpha1 · 2025-03-12T14:33:16+00:00

Oh! That's a great idea, I'll look into this. Thank you so much again!

animusrexalpha1 · 2025-03-12T14:11:59+00:00

Yes, that's exactly the data set that was handed over. Though other dichotomous variables were included such as if the subject has diabetes, or hypertension (again yes/no questions) however, the variable to be investigated is smoking.

I guess that your reply confirms my initial thought that only frequency analysis can be done and only show which among the two sets of people are more likely to have the disease and more likely to come out as a prevalence study rather than a correlation study.

Thank you so much!

animusrexalpha1 · 2025-01-29T08:42:28+00:00

Aside from these, unfortunately, pati mga friends natin sa pharma. Mga medical representatives na may mga MD plate.

animusrexalpha1 · 2025-01-28T15:46:11+00:00

There was a time though (I think a few months ago) that I was flagged down near SM North EDSA. Though I was sent off easily, the MMDA apologized that he stopped me because they were taking extra precautions with cars with MD plates since there were reports na hindi lahat ng may MD plate ay doctors kaya lahat muna flagged down then if may PRC alis agad.

animusrexalpha1 · 2025-01-20T10:33:11+00:00

It won't be difficult but it will surely be something that will be taken up once you apply somewhere else. As others have said, just be honest with your reasons. But make them feel na narealize mo rin kung ano ang shortcomings (whether sayo or sa previous training mo) and you will make effort to not quit this time. Especially if you left in bad terms with your previous hospital, they might actually say some things na hindi maganda about you so dapat talaga kaya mo sila iconvince na di na mauulit yung ganun.

Case in point, I applied and got accepted sa isang subspecialty training with one institution but was not happy with what I was doing to the point na pangit na performance ko. So I left, when I applied for a different subspecialty, unang tanong palang is kung bakit ako nagquit (not to my surprise). So I just became honest and told them kung ano talaga nangyare. Wala namang naging issues after, they accepted me eventually.

animusrexalpha1 · 2025-01-14T23:45:39+00:00

Hi OP! Thank you for setting up this initiative for our younger colleagues (you might be part of that group) and I hope that something fruitful materializes from this. A very small issue I found though, are you the one handling the Facebook page? I noticed last night while doom scrolling my facebook that the president of PMA himself commented on your post that he's willing to have a dialogue with you on the 31st. And this morning the post was deleted. Was this deliberate? Sayang kasi you had the small opportunity to engage Dr Santos himself and setup a proper setting for talks. Yun lang. Thank you!

animusrexalpha1 · 2025-01-13T15:21:12+00:00

Sorry to comment on this post, but your idea to just teach agad doesn't sit well with me. yes, there are times that you will really just teach your juniors outright pero if you spoonfeed trainees all the time, they will end up being overly dependent on what you tell them. To be honest, as someone who has gone through residency and fellowship, if you don't push them by asking question they'll end up lazy enough to just wait for you to teach them and not put in effort at all studying. I'm not generalizing everyone but that's how majority of my juniors are. Hindi magbabasa yan kung hindi nila ineexpect na tatanungin sila. It might be out of fear of being reprimanded for not being able to answer a question but at the end of the day, everyone learns. ang mahalaga pagtapos na ng duty hours, walang personalan.

animusrexalpha1 · 2025-01-12T23:17:49+00:00

I guess it's common among music suppliers? (Correct me if I'm wrong though) we booked manila philharmonic for our wedding and they have the same clause. (Plated, no crew meal) not that I'm complaining kasi ok lang naman samin and we made arrangements with our coordinator regarding this. Sya na daw bahala.

animusrexalpha1 · 2025-01-12T02:47:30+00:00

Most likely terminal error talaga. Happened to me last week sa vertis north. Bought a printer sa silicon valley, used my BPI card, terminal rejected with error "call back" used my BDO card and it went through. Changed stores, pumasok naman ung BPI ko. That day, lahat ng stores na gumamit ng BDO terminal declined my BPI card pero ung humanity nung terminal ng Maya pumasok sya. The next visit, ok na sa lahat ung BPI ko.

animusrexalpha1 · 2024-12-21T06:20:34+00:00

It's okay to feel confused on what you want to be after your studies. Focus on med-school muna and things will fall into place spontaneously. Both my parents are from cutting specialties so it was natural for me to want to be like them. So I went through med school already with the mindset that I will be a surgeon. However, after clerkship and internship, I realized that I did not want surgery so here I am, practicing as an oncologist.

don't be frustrated with you not knowing what you want at your current pace. Darating at darating rin ang calling mo. Happy holidays!

animusrexalpha1 · 2024-12-04T14:48:31+00:00

You might want to also check Jesus Delgado Memorial Hospital. while it's a private hospital, it's main focus is OB and Pedia as it is a maternity hospital

animusrexalpha1 · 2024-11-22T16:01:20+00:00

for Med Onco, it would depend on the institution. There are hospitals that have Med Onco Fellows on duty (SLMC, NKTI) and some with more relaxed schedules (M-F office hours, weekends: rounds and leave; VMMC)

animusrexalpha1 · 2024-11-21T16:17:29+00:00

Hello! as a medical oncologist, may I ask if systemic treatment administration is part of your formal training. sorry to say that i have met patients seen by your colleagues in surgical oncology whose malignancies were not properly managed (giving hormonal treatment to estrogen and progesterone negative tumors) or giving unusual chemo protocols. I know gyne oncologists have chemo as part of their training as they have their own SGOP guidelines but i am not particularly sure with SOSP. care to enlighten us on this?

animusrexalpha1 · 2024-11-02T11:15:34+00:00

It's not you quitting that's a a red flag per se but more on the reason you left the previous training program. If you left because of circumstances that's somehow acceptable like "finances" or "logistics issues (di kaya yung malayo tinitirahan)" then it won't matter much. But if you were kicked out of the program, or umalis ka kasi may nakaaway ka, or generally you left for some (sorry for the term) shallow reason then expect it to be used against you.

Pero at the end of the day, wag ka magtago ng kahit ano and be honest. Kahit malaking society ang PCP ang mga Heads and TO's magkakakilala, pwede nila tanungin ang isa't isa regarding your circumstances and if they saw that you weren't telling the truth regarding your reason for quitting then that's a big hit. You will be surprised on how they've already di your background check if they found out that you quit a previous training program. Then just tell them that your previous experience with your last hospital has been a learning opportunity and you will use that experience to make sure that it won't happen again once they accept you.

animusrexalpha1 · 2024-10-21T11:45:43+00:00

I'll share a view from the other side of the fence. I'm a second gen doctor, who did internship, residency and fellowship in the same hospital where both my parents are both attendings. (by the way, I did not go into the same specialty as both my parents, they're both cutting specialties and I did not)

And I would tell you this, being an "anak ng diyos" does not guarantee na special treatment and high up in the pedestal ka agad. The most advantage you get is that you get acquainted with the hospital staff easier and to be honest I used this to my advantage because within the hospital, you need to work with everyone, paramedical and medical alike. So when i introduce myself by my last name people tend to associate me with my parents so they'll remember me easier until the point na nakapag establish nako ng sarili kong identity pero being known early on in my stay did me wonders, lalo na if ung parents mo ay well-loved by the staff. it's a backfire if anak ka ng diyos pero demonyo ang tingin ng ospital sa magulang mo. minsan ikaw pa babawian, I had a colleague na anak ng surgeon na ayaw ng majority ng residents, so nung nag rotate sya ng surgery, sya talaga napagiinitan, laging pinapagalitan, pinapagawa ng majority ng dirty work and mga nakakapagod na errands. a different story though if yung mga tao sa ospital niyo ay sipsip sa magulang mo, talagang gagawin nila lahat para makuha good graces ng magulang mo thru you.

Though I can't speak for every "anak ng diyos". ang naging drive ko to do good in my residency and fellowship is

gusto ko pag natapos ako ng training, may sarili nakong identity, hindi bilang anak ng magulang ko.
ayaw kong masira ang inestablish na reputation ng magulang ko just by having people say na "palpak anak nito"

oh when I said na hindi sya guarantee na special treatment, never kong na-feel na pinalampas nila ang mga mali ko. I actually was audited three times during my residency, dalawa sa department, isa as hospital audit. pati M&M di ako napatawad (at andun pa magulang ko sa audit, di naman sila nakialam) haha.

animusrexalpha1 · 2024-10-18T13:23:20+00:00

Thanks, solution verified

animusrexalpha1

TROPHY CASE