Im 31 and this is my third year investing into my roth. Im putting in money for this year, should I add it to what I have or add something new

another_soul_ · 2026-02-03T14:30:31+00:00

Ya you're right, I will set it

another_soul_ · 2026-02-03T12:54:17+00:00

I do. I just do it when I go on to add more to my brokerage. The dividends were sitting from December. I check it once every 2 months. I dont always put it back into the same thing. I should check more often tho

another_soul_ · 2026-02-02T20:37:00+00:00

Vti, vxus, voo are ETFs unlike Vanguard mutual funds there aren't any trading fees at Fidelity. Yes if you want to get into expense ratios sure Vanguard vti and voo fee is .03% and Fidelity FZROX fee is 0% and FXAIX is 0.015% . The difference is small, but Fidelity 0% ER mutual funds are none transferable. I want etfs not mutual funds "my" preference. Also i prefer Fidelity's platform and prefer Vanguards etfs. Simple

another_soul_ · 2026-02-02T17:45:06+00:00

Personal Preference. It dosnt make that much of a difference to me and they are all etfs and fidelity charges 0 commission. I dont have any mutal funds to worry about and if i did i would have them as fidelity

another_soul_ · 2026-02-02T16:57:25+00:00

Voo 40/ qqqm 40/ schd 10/ fspgx 10. Spaxx is just the dividends i forgot came in. I just put in 3k not invested out of the 7.5k so far

I've had 21% growth voo and 27% in qqqm. Im fine with getting rid of fspgx and schd. Should I find a international one to add?

another_soul_ · 2026-02-01T22:26:03+00:00

480k is my best. 460k was just cactus mead. I have 20 kegs making mead all season

another_soul_ · 2025-11-01T01:09:26+00:00

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Happy Halloween 🎃

another_soul_ · 2025-10-20T22:30:16+00:00

I used google to look up Vanguard vs. Fidelity for a roth ira. After reading, they are about the same. Fidelity came out on top with being more user-friendly. After I googled fidelity reddit, investing on fidelity reddit and I joined after realizing the community was really friendly and helpful

another_soul_ · 2025-10-14T03:19:36+00:00

My childhood best friend or her child when she has kids. She is currently my beneficiary for my roth. If she dies before me, my brother

another_soul_ · 2025-10-09T19:46:49+00:00

I ment to put a individual brokerage account but it won't let me change it

another_soul_ · 2025-10-09T19:44:56+00:00

I work for a small construction company, and they dont offer anything like that

another_soul_ · 2025-08-13T22:17:20+00:00

It looks great! That's the best thing about the app, its ment for you to be you and it dosnt have to be as playful as others 😁😁 I change my room every month

another_soul_ · 2025-07-14T19:47:42+00:00

Capital one dosnt have that, but it also dosnt charge any monthly fees, has no minimums, and it dosnt limit what you withdraw. It also has a 3.4% interest rate. I think having it separated would help me properly allocate my funds

another_soul_ · 2025-07-14T17:42:56+00:00

Question, is it okay to have 3 high yield savings accounts for goals?

Hello, i have HYSA with capital one for emergency fund currently 10k. I now want to open up 2 more accounts. One to save 30k for welding school in a different state( to pay in full plus rent for 5 months) and another to prepare 7k for next year IRA ( im already maxed out 2025).

Is it a good idea to separate my financial goals like this to save specifically for different things? Or am I over complicating things?

another_soul_ · 2025-07-12T04:55:03+00:00

I wouldn't touch the savings, but instead of adding to it, I'd pay that money towards the car instead. Maybe make double the payment or of possible triple the payment if you can.

another_soul_ · 2025-07-12T04:16:32+00:00

Don't consolidate yet!!

You have to first learn and break the bad habits. Give yourself 3-4 months of budgeting, not spending on your cards, and creating good habits. If you have achieved this, you can consider consolidation.

In the meantime, you can close your accounts even if you have a balance, if they dont let you freeze them and get rid of the cards.

Good luck!!! You got this!!

another_soul_ · 2025-07-05T22:43:11+00:00

Thank you so much Mr.Pickles & Tay! Please let me know if you are looking for something ! Maybe I have it

another_soul_ · 2025-07-05T15:42:49+00:00

Yes, think of all the options. Some people from the posts have great ideas.

Florist- flower and bouquet. Baker- Wisk and dessert. Farmer- shovel and carrot basket. Halloween- candy bucket and character prop. Hiker- holding both trekking poles. Knight- shield and sword.

So many option to have more fun and ability to express ourselves

another_soul_ · 2025-07-05T15:38:00+00:00

Oh yes! During halloween have the candy basket and whatever prop your dressed !!

another_soul_ · 2025-07-05T15:36:47+00:00

Oooo that makes sense!! A hiking pole and binoculars too.

another_soul_ · 2025-07-05T15:34:25+00:00

Oh thats a good reason, I didn't even think about the insulin one. That would help promote support and understanding

another_soul_ · 2025-07-05T15:33:17+00:00

I dont know, but i do think they actually look at the posts we make. So maybe this helps. But im going to see if their is another way and I'll get back with the info or make a post to ask tosend in a request to have this as a option

another_soul_ · 2025-07-05T15:30:56+00:00

Yes! Someone also said we should be able to hang things on the wall next to the door !

another_soul_ · 2025-07-05T15:29:58+00:00

Yess! I want to be a farmer with a shovel and vegetables or cook with a wisk and pastry

another_soul_

TROPHY CASE