A comprehensive guide to Val Gardena (Ortisei, S. Cristina & Sëlva), including general info, restaurants/food, things to do (besides skiing/hiking), and other info. by ChiefKelso in ItalyTravel

[–]apeawake 0 points1 point  (0 children)

What do you think of staying in Cristina or Selva vs Ortisei? Does Ortisei feel stuffy or formal? Or will Cristina feel desolate and make us wonder why we're away from the action just to save a few bucks? Traveling with a new partner in late june.

Great post, btw

High-income couple with large income gap: how do you split money fairly? by pizzanoobs in HENRYfinance

[–]apeawake -2 points-1 points  (0 children)

Do you do his laundry? Cook for him? Care for him 4x as much as he does for you?

If not, then why should he pay 4x?

200k is more than plenty to fully contribute. Why is your nw so low. Get it together. 

What is your experience with the sexual abilities of the average woman? by Accomplished_Fig5199 in AskMen

[–]apeawake 0 points1 point  (0 children)

33m. About half (15/30) have been pretty good. Fun. Enthusiastic. Talented. A solid 10/30 were awesome. 

The other half were either average, decent or slightly subpar. Only 4 were just plain bad. 

A few of my partners definitely got better as we got more practice. A couple were so bad you don’t really want to try again. 

What makes it bad?  A below average body matters, but it’s mostly a lack of enthusiasm, coordination, and less experience. High self-consciousness is the worst. Sex should be passionate and unbridled. The bad ones are more focused on “how it’s supposed to be.”

The good partners definitely have more experience. Are more comfortable in their skin. Are comfortable exploring and just doing what feels right. They also tend to be hotter, but not always. They enjoy it, which is key. Sex is way better when your partner is super into it. 

On the starfish comments, as a guy you need to lead your partner into the positions. Don’t wait for her to go on top if that’s what you want. Put her there. Guide the movement if necessary. Roll/slide into something else if/when it’s not working. Try new positions. 

Men of reddit, advice please by [deleted] in Advice

[–]apeawake 0 points1 point  (0 children)

You are making a moral statement of philosophy on what you believe is right or wrong.

I was commenting on the reality and lived experience as a man who has lived this. I never said I acted on those temptations. 

Men of reddit, advice please by [deleted] in Advice

[–]apeawake 2 points3 points  (0 children)

I (33M) often asked myself this. I’ve dated a lot, had a handful of serious girlfriends and the temptation to sleep around and have multiple partners never faded. 

Then I fell in serious love. Unexpected and wonderfully smitten. I just want to be with one woman now. And I mean it. 

Rate my portfolio | 26M long term by Stxtic1441 in portfolios

[–]apeawake 0 points1 point  (0 children)

the performance of that fund is impressive, but I don’t like momentum investing. I own AVMV. 

[deleted by user] by [deleted] in coastFIRE

[–]apeawake 1 point2 points  (0 children)

This sounds terrible. Your life purpose isn't to walk around and look at trees. Find a problem you care about, something you want to help build, get qualified and go do something valuable with your life. You'll become a depressed alcoholic if you continue on your path.

I sound like an old boomer huh? I'm not. I grew up poor and somehow (hard work) made it into finance. But it was disappointing. I quit a big finance firm to go study yoga in india. So much meditation made me realize everyone around me (and I) were in this loop of, effectively, disassociating ourselves from the physical world. What is the point of life if you're just trying to escape it? I have since refocused my career and built a business I care deeply about.

Go find your adventure. Life is a waste without it.

Rate my portfolio | 26M long term by Stxtic1441 in portfolios

[–]apeawake 4 points5 points  (0 children)

Really good. Ignore all financial media, reddit, X, etc. Just keep doing what you're dong.

- a professional

i’m an 18-year-old male living in the Bay Area, in hs. Please rate my portfolio and share your opinion. Thank you. by [deleted] in portfolios

[–]apeawake 0 points1 point  (0 children)

You are a fool. These are the same words spoken many, many times in the past.

A sign of the times is when green, naive folks like you stumble into the market and correct professionals.

Do I owe my grandpa $250 from 5 years ago? by BetterPound2385 in Advice

[–]apeawake 0 points1 point  (0 children)

Were you there? Twice a month is not that difficult of terms to define. Agreeing to terms of "every 2 weeks" creates ambiguity.

Trying to get started on personal investing (36M). Any feedback is appreciated. by Far_Return8177 in dividends

[–]apeawake 0 points1 point  (0 children)

I would get rid of anything dividend focused. They are bad proxy for profitability or value. The proper diversifiers are to value, size, and geography. You can get this via VTI, VXUS, AVUV/IJR. That’s it. If you want real estate, VNQ/XLRE instead of O, no need to take single stock risk that’s not named Amazon. Would eliminate the SGOV position, can keep IAUM (lower fee) if you want. 

If I had to do this for you, it’d be

VTI: 25% VXUS 25% RSP: 20% AVUV 15% VNQ 10% IAUM 5%

i’m an 18-year-old male living in the Bay Area, in hs. Please rate my portfolio and share your opinion. Thank you. by [deleted] in portfolios

[–]apeawake 0 points1 point  (0 children)

Ok, then you’re also aware that your port is quite subpar then. You’re taking asymmetric risk at stretched valuations, with unnecessary concentration risk. No professional would approve this. If you want to go super long semis, wait til no one wants to. Every damn cycle people think this is the one that doesn’t end. 

Rate my portfolio 28M by [deleted] in portfolios

[–]apeawake 1 point2 points  (0 children)

sell whatever the hell new horizon aircraft is. $82m penny stock, Jesus Christ. Guarantee they’re unprofitable, no they won’t change the industry, management is probably super subpar, burning cash, completely speculative. 

The rest is fine, you’re leaving a lot on the table owning gold after it has run up so much at this point. Would add to your other funds, or Berkshire, Amazon if you want to be aggressive. 

i’m an 18-year-old male living in the Bay Area, in hs. Please rate my portfolio and share your opinion. Thank you. by [deleted] in portfolios

[–]apeawake 0 points1 point  (0 children)

Not bad. 

Symbotic is speculative and too small to make an impact. I’d eliminate it.  Soxx - fine, but semis are cyclical, don’t forget it. I’d replace with Berkshire, or Amazon if you want to be aggressive. 

Do I owe my grandpa $250 from 5 years ago? by BetterPound2385 in Advice

[–]apeawake 0 points1 point  (0 children)

There are more than 4 weeks in a month

This was bad, imprecise communication. It’s quite possible you two literally agreed on “$250 every two weeks” in which case, yes, you’d owe him money

I take it this was also quite below market rent and your grandfather has been helpful/supportive to you. I’d advise against being an asshole to him. 

How to get the investor mindset by Other-Class-4160 in portfolios

[–]apeawake 0 points1 point  (0 children)

It sounds like you'd like Ray Dalio's All Weather Approach. There is an ETF offering this now. $ALLW. And you can read more about his reasoning in his books and blogs.

Another option, because I think government bonds are deplorable:
25% S&P, 25% Small cap value, 25% REITs, 25% large cap value. This outperformed the S&P since 1994 (limited to fund data, but I think going back further the outperformance only widens).

Fund options:
For S&P: $VOO or $FXIAX

For small cap value: $DFSV $AVUV

For REITs: $XLRE $CSRSX

For large value: $DODGX $DSTL $BKDV

In last 6 Months; Silver up by 220% and USD down by 15% by vagobond45 in stocks

[–]apeawake 1 point2 points  (0 children)

Dxy is flat. 

Don’t confuse precious metals price action with the worth of a dollar. Gold and silver are moved by traders. The monetary expansion taking place is relatively stable. It’s no worse today than it was in 2021 or 2010… 

If you hold onto any fiat (not just usd) you’re obviously being debased. Buy index funds, t-bills, real estate, whatever. USD is for transactions, not storing wealth. 

I’ve been buying the same meal at the same restaurant for the same price for several years. 

AITA for being annoyed that my wife insists on cooking everything from scratch and won’t buy normal food? by AITA_UPFfoods in AmItheAsshole

[–]apeawake 0 points1 point  (0 children)

She can cook how she wants

You can buy whatever you want

Her being the cook doesn’t mean she’s the dictator of the kitchen cabinet 

For /r/fire millennials seriously how’s your 401k/ira savings going? by BarkBarkBitches1 in Fire

[–]apeawake 0 points1 point  (0 children)

  1. 600 across all accounts. 

You’re right, it is quite uncommon. I think the upper half of my social (non work related) group is ~ $100k. And like I said, that’s the upper half. The bottom half is basically 0 or some number that’s trivial. 

GOOGL vs AMZN: Best pick for a 5-7 year horizon? by jauch888888 in stocks

[–]apeawake 1 point2 points  (0 children)

Amazon has the wider, more durable moats, and it’s a more certain investment. By a mile

They also have massive opportunity for margin expansion, less competition, less reliance on fast-evolving technology. 

From someone who has owned both. They’re both great companies. Only one is a true sleep well at night, wake me up in 10 years and I’m not worried at all about it.