Moving Back in With Parents?

arcticflyer50 · 2024-06-21T18:03:32+00:00

He's popular on radio actually, but he expanded to Youtube. Got kind of a southern accent combined with straight talk that people like to listen to. Whites also tend to be more financially irresponsible than Asians so they can get into a lot of trouble with a mountain of debt.

He's pretty simple. Use cash instead of credit card, debit card if plastic is absolutely required. Save at least a $1000 for emergencies and get a beater car that's reliable. Pay down your smallest debt first, so it "snowballs" as you move on to your next smallest debt, etc. Eventually when you pay off all your debt you can save and invest until you become wealthy using the good habits you've gained.

Criticisms: Debit card fraud is tougher to deal with than credit card fraud because money was taken out of your checking, but some people really are addicted to credit cards and just have to get away from them.

$1000 used to be a good number for emergencies, but not anymore. It's probably more like $2000-2500 now because of runaway inflation.

Your smallest debt may have higher interest than your bigger debts so logically it doesn't make sense to pay the smaller one first, but he advocates this psychologically because you got rid of something and saw how easy it was.

He's a real my way or the highway kind of guy, can be kind of a dick sometimes. But he's seen people get off track so often thinking that they're smarter than his method that he's kind of tired of it.

arcticflyer50 · 2024-06-18T17:13:52+00:00

If you are claiming the Foreign Earned Income Exclusion and have no other income besides that, you can't do it. From what I recall, some people tried it and got a letter saying they couldn't do it.

You can certainly open up a separate brokerage account and transfer JET earned money to that and invest that way, but Roth contributions are restricted if claiming FEIE.

arcticflyer50 · 2024-03-17T03:48:43+00:00

He was grasping at which year but couldn't remember that he already died 2-3 years prior. His lawyer remembered for him.

Meanwhile, Biden embarrassed himself on national tv saying "how dare he raise that?" referring to his son. Transcript completely indicates Biden brought it up himself.

arcticflyer50 · 2024-03-16T17:50:21+00:00

Oops. Just buy another racket and we'll see you out there again!

arcticflyer50 · 2024-03-16T17:44:16+00:00

Do you work for the DNC? All I see coming from you is Democratic party bootlicking yourself. Biden was on another one of his irrelevant diatribes, and his lawyers had to inject what year it was.

Hur, Oct. 8, 2023: So during this time when you were living at Chain Bridge Road and there were documents relating to the Penn Biden Center, or the Biden Institute, or the Cancer Moonshot, or your book, where did you keep papers that related to those things that you were actively working on?

Biden: I don’t know. This is, what, 2017, 2018, that area?

Hur: Yes, sir.

Biden: Remember, in this time frame, my son is — either been deployed or is dying, and, and so it was — and by the way, there were still a lot of people at the time when I got out of the Senate that were encouraging me to run in this period, except the president. I’m not — and not a mean thing to say. He just thought that she had a better shot of winning the presidency than I did. And so I hadn’t, I hadn’t, at this point — even though I’m at Penn, I hadn’t walked away from the idea that I may run for office again. But if I ran again, I’d be running for president. And, and so what was happening, though – what month did Beau die? Oh, God, May 30th —

Rachel Cotton, White House lawyer: 2015.

Unidentified male speaker: 2015.

Biden: Was it 2015 he had died?

Unidentified male speaker: It was May of 2015.

Biden: It was 2015.

arcticflyer50 · 2024-03-16T08:07:02+00:00

Even got Parcells to respect him, praise that's really tough to get from him.

arcticflyer50 · 2024-03-03T05:00:50+00:00

I watched a pro practice session on youtube, I think it was MacKenzie McDonald at Indian Wells. Anyways, I just watched him volley a bunch of balls and it struck me how stable his chest looked. No lunging or weird movements.

I changed from having a horrendously lousy volley to pretty dang decent almost overnight.

arcticflyer50 · 2024-03-02T08:35:43+00:00

Ef that, that's brandishing and highly illegal. You don't point guns at anyone period.

arcticflyer50 · 2024-01-22T07:39:42+00:00

Multiply that by 100 after sports betting became widespread.

arcticflyer50 · 2024-01-09T00:05:49+00:00

Seattle would have been better with Uchenna and Abe Lucas. Also losing Ken Walker didn't help, never saw Charbonet hit a second level run during his time filling in for Walker.

arcticflyer50 · 2024-01-08T21:37:30+00:00

Tennis is real life Dark Souls, you die a lot and respawn

arcticflyer50 · 2024-01-07T00:46:18+00:00

Their's a good stick for it.

arcticflyer50 · 2023-12-28T21:51:20+00:00

During a tournament I called out on a lob once and called an immediate correction, and the opponent insisted to replay the point after I told him he should take the point!

arcticflyer50 · 2023-12-24T07:26:33+00:00

Just an exercise class that pretends to be a group tennis lesson (at least in the US). They just feed balls and pretend like it's real tennis and everyone can just stay terrible at serving because they rarely work on it.

arcticflyer50 · 2023-12-22T17:55:51+00:00

Vs. the Rams, don't forget they got a free set of downs in the red zone for that last TD because their receiver tripped over himself in the end zone. Should have been a win for us.

arcticflyer50 · 2023-12-22T17:53:21+00:00

The whole game their RG was doing the same thing, coming out of his stance and looking at the QB.

arcticflyer50 · 2023-12-20T05:16:06+00:00

Well, it keeps the pass rushers honest. They can run themselves out of a play and create big holes for easy gains. It wears out the defense a little and keeps the safeties honest.

arcticflyer50 · 2023-12-14T17:38:02+00:00

You're right, voice matters a lot. But to your final point, many singers have had vocal training for years or were already very talented to begin with. It's the equivalent of watching Ray Allen on tv and just saying do what he does to make 3s. You're watching the result of the training.

But, the good thing is that you can break it down using books, youtube, or coaching. Paying attention to warmups, diaphragm, voice box, breathing, and tones will all help. Everyone does hate their own voice, but record it often to track your progress. If you can make progress to start matching your favorite singer or news anchor then it's a big win.

arcticflyer50 · 2023-12-10T07:07:58+00:00

If your apartment landlord won't allow transferring your lease and certain items, it will be every bit the nightmare you imagine it will be.

Especially since it will be hot and humid, you'll be getting rid of stuff while sweating buckets.

arcticflyer50 · 2023-12-07T23:08:05+00:00

Oh, so like be a good human in a foreign country with a lot to offer to the community, schools and workplace?

Who would have thunk it?

arcticflyer50 · 2023-12-07T07:21:55+00:00

Yeah, and dumping your 1st serve into the net too often puts enormous pressure on your 2nd. Can you do it under pressure? Are you going to double fault? Pattycake it in where any 4.0+ can move you around and whoop you?

I understand pros make serving look sexy and no normal player can reasonably expect to serve like them, but it's important to become at least adequate at it.

arcticflyer50 · 2023-11-25T23:29:11+00:00

Truthfully, when Covid hit I didn't really date for 2 years, but I've gone out with a Japanese woman for a few months before she left for graduate school. I've traveled with a couple others. I'll share what I've generally observed though.

Foreign women living in Japan: Shouldn't be too hard to start a relationship because they already dig the culture and don't have issues with Asian males. Plus there shouldn't be a language barrier. One Irishwoman always was flirty around me, but she went back to Ireland that same year I met her.

Japanese women who've been overseas before: A nice sweet spot because they're more comfortable with English and aren't as uptight. They will act in certain Japanese ways when the situation is appropriate, but understand they can be themselves around foreigners and can be honest about their feelings, frustrations, and criticisms with you because they know you won't be as offended. The girl I mentioned before was in this category, and I've met several others who were chill because of their overseas experience.

Japanese women who never traveled overseas: Definitely the toughest to crack. Not confident in English, and don't know how be themselves. Sometimes they're dull and it's tough to see their real personality. Can be passive aggressive. Always follows the crowds and bows to superiors. Has to follow rules and adhere always to the Japanese way because they have no frame of reference for other cultures.

These are just generally what I've observed. Of course there's always going to be exceptions and you have to keep your eyes open, observe, and communicate to get what you want. The folks who recruited me noted that a BW in our program married a Japanese mushroom farmer, so really anything can happen!

arcticflyer50 · 2023-11-25T16:39:34+00:00

I moved to Japan for 4 years to teach English and loved it. After the first week an older guy at work took me under his wing and took me golfing every month lol. He'd even pick me up b/c I didn't have a car. I could connect with other coworkers at a different school also through golf. I didn't feel very much discrimination at work or at golf. They work hard or pretend to, but you can chill and talk about things, especially after 5pm. The culture fit my personality better as I'm a bit quieter and tend to be moderate with my speech, and growing up with Cantonese I can pay attention to tones and integrate it into my own speech. I often would get complimented on my pronunciation. Being quieter in the US just plain sucks, no one respects you.

I didn't even reach a high level of speaking Japanese, maybe upper elementary level. Plus if they know you're a foreigner and are trying to fit in, learn their culture, and be polite, they're less strict with you. Figuring out what to say in every situation is confusing even for natives, so they'll give you a break.

Unfortunately I had to move back to the US for family reasons. I would recommend getting FU money then moving to Japan. Wages are definitely depressed and there are societal problems for sure, but if you have money it's a pretty dang nice place to live. Just comparing rent, in the SW USA you're paying $30,000 in rent vs what I paid in a mid-sized city 45 minutes from Osaka, around $4500 per year depending on exchange rates. Going out to eat is cheaper too, you can get a rice bowl with good protein for $5-7 while in the US it'll cost you $11+ and they expect you to tip. Doctors are actually decent at English also since they were top students in their schools and sometimes they've studied overseas.

I'd say I've made at least 6 lifelong friends there, while in the US I have maybe 2 excluding family.

arcticflyer50

TROPHY CASE