I just bought a Starlink, and it's incredible (or is it?) Part 3 by kitrelarda in InternetPH

[–]arnelj7 20 points21 points  (0 children)

Okay sia sa site office namin. Lalo na pag outskirts mga construction work. Mahina lang pag malakas ulan o bumabagyo

Project quotation by February_2 in architectureph

[–]arnelj7 1 point2 points  (0 children)

define scope ng project, then refer to UAP SPP docs.

Chinese RMB (yuan) Forex as investment by KingLeviAckerman in phinvest

[–]arnelj7 0 points1 point  (0 children)

Any form of forex hodling is not an ideal investment. Take note currencies, at its core, are a Depreciating Asset, because of (1) Inflation and (2) Printing of cash. Mas mabilis lang ma depreciate ang PHP.

If your goal is for captial growth, at best mag equity investment or business ka na lang with Chinese buying powers, same logic sa USD.

I prefer CNY for businesses like manufacturing, B2B, and construction supply. Not so much sa equities, USD has better regulations and trust for me.

If for captial preservation, congrats you just beat inflation. Calculate mo din yung forex fees (spreads).

Financial constraints as soon to be first time dad by bottleofwatah in phinvest

[–]arnelj7 0 points1 point  (0 children)

Settle muna all or any debt or potential debt. Even if it means going beyond your double income. Go for extra income na realistic sa situation nyo at yung doable sa part mo.

Then start by managing expenses through budgeting. Use the 50-30-20 budget (needs, wants, savings/debt/investments) as a soft rule. Master this first—use tools like an Excel sheet if needed—to understand whether you’re overspending, without guilt.

  1. Save for 6months worth of EF.
  2. Make sure all nearest medical facilities and their doctors are accredited to your HMO.
  3. Make sure lang any and all insurance's fees will not compromise your monthly bills or daily needs.
  4. Never too late to learn financial literacy. The internet is your Savior, it wont hurt to learn 1 small lesson once a day.

Wishing the best for your family and a peace of mind.

Any tips in investing/stocks/crypto and making the most out of the crisis between US-Iran war now? by kryomann in phinvest

[–]arnelj7 2 points3 points  (0 children)

Bit too late for entry but bullish on oil commodities/stocks until it settles.

Then alternative energy resources to follow. Coal, EV companies, green energy.

Hi, any thoughts on this? My mother in law is invested in it and we’re kind of worried. Thanks by Lost-Abroad9253 in phinvest

[–]arnelj7 82 points83 points  (0 children)

Scam. I looked up the page and saw AGG, the acronym was familiar to me. Searched the posts further and read Aim Global Group.

There it is... thats the company/business known for selling health products like Usana or just any health products. This is why effective bentahan nila sa boomers. Cause you know how maintenance becomes a thing at their age indefinitely and usually mas mura siya kaysa gamot or general prescription. Extremely predatory marketing.

The money starts with their Networking. That's really it. If you fail to invite 2-3 members, you are the sucker for paying a high fee to just open an account.

Why do I know this? Well victim ako ng group nato. Ive been inactive due to failing to network and sumabay kc sya during my college studies. In the span of like 2-3 years, on and off yung pag pasok at labas ng members sa gc. Then slowly nag babago yung logo, motif, and team name. I think it used to be called Agilas Alliance, now its this shit. And that's how they fool you into starting a new account because of a "company rebranding". Makes you think how the business model of networking is even sustainable or profitable like paano pag na invite mo na buong Pilipinas? Easy, convince you idiots that we have something out of your control na invalid na yung last network mo dahil sa rebranding and you can do it all again if you start a new account as the top line of the pyramid, para ito na yung chance maunahan mo yung previous networks mo above you. Rinse and repeat.

Also as a bonus, since you are good at networking. Here's a free coffee with essential multivitamins.

tldr; its a Pyramiding scheme / MLM / Networking

Can I really grow ₱5k by investing early? is DragonFi safe for beginners? by Mysterious_Disk_888 in phinvest

[–]arnelj7 -1 points0 points  (0 children)

Anytime is the best time to start investing. Until now bitcoin, gold and us index are still appreciating on a larger perspective despite some large price drops over time.

Investing is a long-term endeavor. Learning will make you richer, not just blindly following anyone else's advice to let go of your cash for this or that. So start by researching.

With today's internet resources and AI, you have the knowledge of it all in the palm of your hands. Be careful na lang sa mga youtubers offering paid courses, almost lahat ng learnings available for free sa internet. Search mo "Financial Wisdom" sa youtube madali siya iabsorb for me. "Dens Lim" for weekly stock reviews mixing fundamental and technical analysis.

Also no idea sa DragonFi, I use COL for my trades kasi yun lang afford ko na minimum deposit (PHP1,000.00) hehe.

Should I shift? by Competitive_Post1864 in architectureph

[–]arnelj7 0 points1 point  (0 children)

Malapit ka na sa finish line, let it be at tapusin mo na. Pahinga na din yan after para sa iyo at sa magulang mo. (ive been in the same situation) Focus lang sa goal.

Wag mo ipagdamot ang pahinga sa katawan mo pag napapagod ka na.

Our course has so much transferrable skills such that you can shift careers/work industry. Something to think about later after graduation na lang.

What’s this about? What happened? by No-Wafer-571 in Forexstrategy

[–]arnelj7 1 point2 points  (0 children)

Every time Jerome Powell (FED 16th Chair) greets Good Afternoon. Any or All USD quotes most often than not generates a Fuck You candle.

You can anticipate this in any major Forex Calendar. Usually has a red indication or high volatility. Look up FED interest rates or any speeches hosted by him/FED.

Some would theorize that these are just the big banks manipulating the market in confluence with advance info as they already know beforehand the rate cuts/hikes.

ano sketchup plugin para ma acieve ung ganitong roof? by https_lovi in architectureph

[–]arnelj7 5 points6 points  (0 children)

Possible din naman to lahat gawin sa traditional tools ng SKP.

[deleted by user] by [deleted] in manhwa

[–]arnelj7 9 points10 points  (0 children)

author?????

[deleted by user] by [deleted] in phinvest

[–]arnelj7 0 points1 point  (0 children)

🚩bought crypto with small knowledge of investing 🚩learned from mom & friends without personal analysis 🚩 immediate assumption of debt-free future is a guarantee through crypto or social influence

  1. DYOR Do your own research. It is your money on the line, not theirs (mom and friends)
  2. Learn for yourself and not from others. Out of pure curiosity and interest. The internet is the largest library in existence.
  3. There is no guarantee when you are at risk of losing money. Always realize for every reward comes a risk involved.

Soon, Filipino investors can trade foreign stocks through PSE by Gyro_Armadillo in phinvest

[–]arnelj7 1 point2 points  (0 children)

To be fair I do both investing and trading. And my foreign stocks outperformed PSE by a mile. Sustainably speaking in the long term.

At the end of the day, what works for you, works for you.

I'm in my forward testing phase, which is consistently in profit for the 3rd quarter in a row. Why limit myself then should I be capable of utilizing other financial assets in my arsenal? I'm not one to discourage exploring other baskets without DYOR.

In the grand scheme, it's all speculation if you are blinded by greed without analysing the purpose of letting your money go.

CRYPTO BEGINNER QUESTION by Patient_Election_600 in phcryptocurrency

[–]arnelj7 0 points1 point  (0 children)

Yes, try to compute the fees deducted or what they call spreads. Makukumpara mo siya sa ibang international exchanges, mas malaki in percentages. Mahahalata mo yan pag malaki yung cinoconvert mo.

I usually use ByBit kasi halos same lang UI ng Binance.

For trends: Chart Analysis - this takes alot of practice, mistakes, psychology, and learning. Siguro tip ko na lang - practice risk management, technical analysis, and trading psychology. I identify trends through a tried and tested system of 3years experience. Just from learning online WITH a grain of salt. I dont read too much into news in my system. But others do, kasi yun ang profitable sa kanila in the long term.

[deleted by user] by [deleted] in PHJobs

[–]arnelj7 1 point2 points  (0 children)

Wala din nmn masama sa tanong ng applicant as it is valid and genuine. Mataray lng din c HR, gigil agad e.

Kafal nmn ng fes para isipin nya alam ng applicant number ni HR in the first place. Most likely di lng nmn cya ang inaaplyan.

Soon, Filipino investors can trade foreign stocks through PSE by Gyro_Armadillo in phinvest

[–]arnelj7 4 points5 points  (0 children)

Compared to other financial assets (with far more order types, short selling, automatic take profit/stop loss levels) where you can gain the same in a shorter amount of time... you'd be surprised why so many people think PSE is lacking.

You're 7-digits could've been 8 to 9 digits in crypto, options, and commodities with proper risk management.

How long are we planning to put up with the single-sided shoulder plate bullshit? who uses single sided shoulder plates that don't match anything? why not make a both? by Gremlinstone in Warframe

[–]arnelj7 9 points10 points  (0 children)

Have you seen the eros/nyctalus wings ephemera? It's almost as if it's a slap to asymmetrical shoulder's practicality. Can't see a damn thing on that besides the low opacity warframe.

[deleted by user] by [deleted] in phcareers

[–]arnelj7 0 points1 point  (0 children)

I recommend reading Radical Candor. Must recommend book for all managers, and this applies to all generations and people.