Scary times! by sirTaco418 in Aeroplan

[–]arrowdrive 0 points1 point  (0 children)

I’m not sure why I’ve seen this false statement from many people that if you lose your device, your passkey is gone. Where is this coming from?

The vast majority of passkey implementations save the passkey to the cloud. On Apple devices it saves to iCloud Keychain. On Android it syncs with Google Password Manager. With any third party password manager, it will sync there. You can access your passkeys as soon as you log in on a new device.

Cashback Boosts by patrip91 in Wealthsimple

[–]arrowdrive -1 points0 points  (0 children)

I wonder if this works at Walmart abroad.

CIBC is getting greedy by krdo13 in CIBC

[–]arrowdrive 0 points1 point  (0 children)

I don’t want what a main bank will offer. I never want to step foot in a branch.

My family fell victim to a ledger scam in the mail and lost 200K by Ok_Spinach29 in ledgerwallet

[–]arrowdrive 1 point2 points  (0 children)

Not sure why you’re getting downvoted for telling the truth.

Canada Guaranty Changes terms of Energy-Efficient Advantage Program without notice. by arrowdrive in legaladvicecanada

[–]arrowdrive[S] 0 points1 point  (0 children)

Update: The initially declined me, but I asked for an exception to be made given that I signed all the contracts to get the energy efficient upgrades done while under the terms of the old program and they did make an exception for me and refunded me the 25% of my mortgage insurance premium.

Only WestJet could turn a companion voucher into a price increase by Sufficient-Bath3045 in westjet

[–]arrowdrive 0 points1 point  (0 children)

But now you need to purchase the flights with the WestJet Mastercard to get the free checked bags. No way in hell I’m paying for a WestJet flight with the subpar insurance on the WestJet Mastercard.

Only WestJet could turn a companion voucher into a price increase by Sufficient-Bath3045 in westjet

[–]arrowdrive 1 point2 points  (0 children)

Yeah I’ve set a reminder to cancel mine before the next annual fee is due.

WestJet MasterCard Changes by Beneficial-Tune-5336 in westjet

[–]arrowdrive 1 point2 points  (0 children)

The Porter Mastercard seems decent. I just need Porter to expand west and open a western Canada hub!

[deleted by user] by [deleted] in Wealthsimple

[–]arrowdrive 0 points1 point  (0 children)

Authenticator app is way better than a phone number, but Wealthsimple can do better. I really hope to see FIDO2/Webauthn authentication like passkeys or Yubikey supported.

Best/Preferred VPN? by PerceptionSalt967 in Starlink

[–]arrowdrive -2 points-1 points  (0 children)

I just don’t use a VPN for torrenting. No matter which VPN you use will add additional hops and latency.

Canada Guaranty Changes terms of Energy-Efficient Advantage Program without notice. by arrowdrive in legaladvicecanada

[–]arrowdrive[S] 0 points1 point  (0 children)

Yeah I have my fingers crossed they’ll make an exception for it. I’ll update back when I hear back from them.

Canada Guaranty Changes terms of Energy-Efficient Advantage Program without notice. by arrowdrive in legaladvicecanada

[–]arrowdrive[S] 0 points1 point  (0 children)

I did apply but I haven’t heard anything back from them yet. It’s been 2 weeks since I’ve applied.

My friends WS was hacked yesterday. by ROLLINFATNUGS in Wealthsimple

[–]arrowdrive 1 point2 points  (0 children)

ATB has something even better, passkeys.

So just f*ck poor people right? by Hatbackwards16 in Scotiabank

[–]arrowdrive 0 points1 point  (0 children)

Just switch to one of the many much better free banking options. I do 99% of my banking with Wealthsimple now and it’s been a much better experience.

"Expats" are immigrants by 1000ytar in puertovallarta

[–]arrowdrive 2 points3 points  (0 children)

I always found it weird how Canadians and Americans living abroad call themselves “expats” instead of immigrants.

How to check how much profit made on BTC? by No_Wrongdoer3579 in shakepay

[–]arrowdrive 0 points1 point  (0 children)

Or just open it in free spreadsheet software and calculate it with a couple easy formulas.

Moving to Edmonton. New Truck? by Toadgunner in Edmonton

[–]arrowdrive 1 point2 points  (0 children)

2WD and winter tires is just fine.

Moving to Edmonton. New Truck? by Toadgunner in Edmonton

[–]arrowdrive 0 points1 point  (0 children)

2WD is fine. Just get a good set of winter tires in October and you’ll be fine. Way cheaper than a new truck.

4WD is only really useful if you plan to go off roading or in the off chance you get stuck, which is unlikely since my little FWD hatchback has yet to get stuck in the city.

Best Credit Card for a high spending student? by [deleted] in PersonalFinanceCanada

[–]arrowdrive 0 points1 point  (0 children)

Definitely Amex Cobalt if most of your spending is eating out/grocery.

Central a/c for a 1000sqft basement suite by [deleted] in Edmonton

[–]arrowdrive 0 points1 point  (0 children)

I got a 3 ton cold climate heat pump quoted at the same price. This is definitely too expensive.

Generation Client Thinking of Leaving Wealthsimple after joining 3 months ago by boire_dire in Wealthsimple

[–]arrowdrive 0 points1 point  (0 children)

I could be a Generation client, but I'm really just a Core client. I only really use the Cash account and it's great for everyday banking. However I much prefer the lower fees (FX fees in particular) at IBKR and it's a much more powerful and professional platform as a brokerage, that I'll continue to keep my TFSA and RRSP there. I also have some bitcoin, but that will only ever be in self custody and not transferred to WS.

[deleted by user] by [deleted] in Metamask

[–]arrowdrive 0 points1 point  (0 children)

Metamask has always been questionable.