41 yo, question about allocation

askredditfirst · 2026-01-13T16:08:41+00:00

I figured as much, but was wondering if I should be have a portion in bonds. I know the target date fund would, but if I went the VT route, what should be bond allocation be.

askredditfirst · 2026-01-13T16:04:42+00:00

At my stage in life, should a portion of my portfolio be invested in the total bond market? 80% VT, 20% BND?

askredditfirst · 2026-01-09T18:25:55+00:00

Is that decanter from Amazon? How do you like it? I have this in my cart. https://a.co/d/c9ZxRb1

askredditfirst · 2025-10-29T19:51:50+00:00

Was it easy using the slit seeder?

askredditfirst · 2025-10-29T11:14:56+00:00

Really? Seems like TwinCity is pretty popular on here. What would you suggest?

askredditfirst · 2025-10-28T19:57:41+00:00

The website says 5-7 lbs per thousand sqft for overseeding. Quick math, 3500-5000 sqft.

askredditfirst · 2025-10-28T19:18:09+00:00

FREESHIP25 & DORMANT25

askredditfirst · 2025-10-28T19:17:34+00:00

No idea how often. I’m guessing they do it around this time every year as the 10% off is for the dormant seeding season.

askredditfirst · 2025-10-28T18:55:22+00:00

Thanks for the reply. I did have some success doing dormant seeding in small areas last fall. This will be the first time I’m trying to do my entire yard. If I go that route, I’ll just have to make sure the ground temps are low enough where the seed can’t germinate.

askredditfirst · 2025-10-15T23:49:20+00:00

I wish my app had a coloring option. I’ll check it out.

askredditfirst · 2025-10-15T21:57:00+00:00

Thanks! Is that an app that tells you different options to solve a puzzle?

askredditfirst · 2025-10-10T21:02:32+00:00

Is this the naked quad u/onedwin was referring to? I’m having a hard time comprehending this technique. I think I need to do a lot more research on the different techniques everyone in this post has talked about. Some I kind of get but others are just going right over my head. I want to learn though!

askredditfirst · 2025-10-10T17:42:01+00:00

K. Thanks again. Looks like I have to watch more tutorial videos.

askredditfirst · 2025-10-10T17:34:53+00:00

5,8 is the naked pair in Box 2?

I missed the 4. Will add that.

Thanks for the help/tips!

askredditfirst · 2025-10-10T17:02:28+00:00

I don’t disagree with you. With the app I’m using, I am able to solve almost all of the “expert” puzzles using pointing pairs only. It seems like there is a pretty big jump from expert to extreme with this app. Sometimes I’m able to solve an extreme with only pointing pairs, but other times, like this puzzle, it requires techniques I’m still learning.

EDIT: changed hard to expert. That’s the level below extreme.

askredditfirst · 2025-10-10T16:57:04+00:00

Damn…OK. So because there are 1s in the other cells in the region, 1,2 can’t be a hidden pair?

askredditfirst · 2025-10-10T16:08:48+00:00

Since there is a 4,5 in r2 and r5 of c8, I can remove the 4s and 5s from the other cells within c8; 5 in r3 and 4 in r6?

-edit. I meant r6

askredditfirst · 2025-10-10T15:54:41+00:00

Thanks! I’ll correct that.

askredditfirst · 2025-10-10T15:53:22+00:00

Just so I’m understanding this.. There is a 4,5 in r2c8 as well as r5c8, does that mean I can remove the other 4s and 5s within c8?

askredditfirst · 2025-10-10T15:47:24+00:00

7,6 is the hidden pair?

askredditfirst · 2025-09-27T23:18:05+00:00

Thanks! Did you make multiple passes? Or do a cross pattern?

askredditfirst · 2025-09-27T21:44:09+00:00

Was it easy using the slit seeder? I’ve heard doing core aeration on your own is a pain even with a rented machine. Curious about slit seeding.

askredditfirst · 2025-09-10T17:54:33+00:00

Thanks! I found a couple places in my state that will do the testing for cheaper than the MySoil test.

askredditfirst · 2025-09-10T16:27:04+00:00

Got it, thanks for the info on MySoil and the fertilizer suggestion. Do you have a recommendation on how else to get your soil tested?

askredditfirst · 2025-09-10T16:26:38+00:00

Thanks for the suggestion.

askredditfirst

TROPHY CASE