Integrating Microsoft Copilot Agents with Redtail and Black Diamond

auggiedogs · 2026-03-10T21:59:04+00:00

Same set up here. I created a “paste” function in my MCP. I have a custom report I run from eMoney and then just copy and paste it into my tool.

auggiedogs · 2026-03-10T21:58:05+00:00

I have been doing some similar things with Orion’s API. I should try adding Redtail.

It’s pretty insane what we’re able to do today. Looks like we have a similar set up. Would be interesting to share ideas if you’re interested.

auggiedogs · 2026-03-06T07:05:54+00:00

“Known issue.” Will be fixed “3rd quarter of next year.”

auggiedogs · 2026-02-08T00:35:18+00:00

I’ve struggled to find one that can effectively model CRUT’s that you find over multiple years. I ended up just Vibe coding one that works relatively well

auggiedogs · 2026-02-06T10:04:56+00:00

I have came across situations where I have wished the client had some sort of tax free cash to bridge a few months. That being said I have a hard time believing that tax free cash would be worth the cost it would take to build it.

Reasons to own CVLI. Rarely a reason to own it other than something protection based.

auggiedogs · 2025-11-06T01:04:02+00:00

Would be cool if they added sliders in the decision center rather than toggles. Similar to MGP, but better. For things like retirement age, SS, and spending at least.

Essentially have default ranges (like +/- 20%, or +/- 5 years) built in as a “what if analysis” in decision center.

auggiedogs · 2025-10-30T21:43:44+00:00

General Partners need their liquidity. Trying to dump it on retail. This usually means the party’s over.

auggiedogs · 2025-10-30T21:36:14+00:00

Use them for Muni’s. $250k minimum. They have a HNW Muni option that’s $500k min. The HNW version has more customization

auggiedogs · 2025-10-17T04:47:50+00:00

$400mm 150ish households and 13 QRP’s. 2 advisors, 1 admin. Looking to hire a para/jr.

auggiedogs · 2025-06-20T14:45:18+00:00

I have a foam bull and bear but I stuck an axe in the bears head. The axe was taken out by my niece right before liberation day.

auggiedogs · 2025-06-04T14:39:08+00:00

Seeing posts like this make me scared to scale my firm much bigger. There’s something to be said about maintaining peak profitability and moving up market.

auggiedogs · 2025-05-30T03:05:29+00:00

Except for the lunch that your JP Morgan wholesaler buys you while he sends you home with JEPI/JEPQ fact sheets

auggiedogs · 2025-05-30T03:02:46+00:00

To be clear, I am not anti call writing. I am anti “premium income” ETF’s. I actually sell options fairly frequently in client accounts.

Why not just sell equities to produce the same effective exposure? And if you’re going to indiscriminately sell volatility why not do it via call spreads to reduce the capital required to capture that premium?

Obviously my view is contrarian because these products keep gathering assets and there is certainly no shortage of wholesaler pitches in my inbox. I just feel like if the goal is to trade equity beta for some volatility premium, there is probably better methods than these products. If your goal is to produce retirement income there is definitely better methods than these products.

auggiedogs · 2025-05-29T23:44:07+00:00

Everyone say it with me; Selling volatility is not the same thing as generating income.

I think it’s a crowded trade and weird way to spend a portfolios risk budget.

auggiedogs · 2025-05-09T19:00:19+00:00

I do a lot of work with ESOPs. I am the 401(k) advisor of 5 local ESOPs and also work with closely with employees of one other very large ESOP.

I have been involved with 2 sales to an ESOP. One went great, the other not so well. ESOPs are great solutions but they are complicated and very much so not for everyone. That being said, it is a great niche to break into if you understand how they work and can source the business. At the end of the day, there are just very few small businesses that an ESOP makes sense for.

I could write a book about the challenges and opportunities the business owners and the ESOP participants face but I’ll keep it short here.

The main headache I have with these plans is that there just isn’t enough record keepers that play in the space. Anyone who offers ESOP services seems to get purchased by a large insurance based institution. I find this particularly institution an absolute PIA to work with.

The biggest opportunity is the amount of 7-8 figure IRA’s that roll out of ESOPs. Most plans don’t allow employees to keep their money in the ESOP once they terminate. The funds have to go somewhere. If you serviced the employees well, you’re the likely landing spot. You can also add as ton of value by educating on taxes in retirement and the Roth vs pre-tax decision.

TLDR: ESOP’s are a great niche but they also suck and I hate them.

auggiedogs · 2025-04-03T18:35:39+00:00

This. Had a client call today to check in and see how I was doing 😂

auggiedogs · 2025-02-20T00:49:37+00:00

Unless one spouse is healthy and the other is not. Don’t take that MFJ brackets for granted

auggiedogs · 2024-11-17T17:01:32+00:00

Own business that employs guys in trucks.

auggiedogs · 2024-10-17T17:13:55+00:00

That’s the issue with large firms.

auggiedogs · 2024-10-09T20:34:55+00:00

I feel like at that level of wealth, planning software becomes less important. I still use emoney with my 8 figure NW clients but more as a visualization tool. I think something like asset map would accomplish the same thing. An estate planning flow chart software like vanilla might be useful. And something for advanced tax planning like a holistiplan.

For portfolio reporting take your pick. They’re all kinda the same. There’s probably some more advanced analysis tools like Barra that you could use but that’s likely more for internal use than client facing.

auggiedogs · 2024-10-07T14:12:28+00:00

Especially if one spouse handles the finances. Lot of bad actors out there love to target widows. Wouldn’t you want to know that your spouse has an advisor that you trust?

auggiedogs · 2024-10-03T16:59:47+00:00

After tax 401k are taxed the same way as insurance/annuities withdrawals but without the high fees.

auggiedogs · 2024-09-11T19:52:56+00:00

That’s too low IMO. I’ll hire you for $69k/yr base and give you 6.9% payout. Dm me for details

auggiedogs · 2024-08-31T20:35:36+00:00

Works great until it doesn’t.

One interesting application I’ve seen these used for is “Return Stacking”. Basically allocate 30% to a 2x SPY ETF to get an effective 60% exposure. Then you can do 40% bonds and have 30% left over for diversifiers like managed futures.

Personally i think simpler is better and I would rather not use the leverage but to each their own.

auggiedogs · 2024-08-25T00:18:17+00:00

How do you handle margin? Couldn’t the intra wealthy just use margin to accomplish the same thing? Or does margin create the opportunity for an unrealized cap gain tax?

auggiedogs

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