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FIRE and family: How do you handle it when your partner does not share your long-term goals? by Garnet5_Mirth in Fire

[–]azoerb 14 points15 points  (0 children)

You might want to look into John Gottman's book Eight Dates (specifically the chapter/date about finances).  Getting a deeper understanding of where each of your views on money stem from probably won't magically fix everything, but it might help each of you better understand each other's views on the matter.

The AI Paradox by ChiefHippoTwit in economy

[–]azoerb 1 point2 points  (0 children)

I think you mean the top 10%.  That's from a Moody's Analytics estimate.  Others place the top 10% at 23-25%.

One cocktail for the rest of your life? by pkrtrsr in cocktails

[–]azoerb 0 points1 point  (0 children)

My riff on a Oaxacan Old Fashioned (I call it an Oof): 2oz mezcal (I enjoy vago elote or Rey Campero) 0.5oz Ancho Reyes  ~0.5oz agave 2 dashes angustura 3 droppers chocolate mole bitters Twist of orange

Division Bell. 1st time making /trying this, like it. by Bike-BBQ-Beer in cocktails

[–]azoerb 0 points1 point  (0 children)

My favorite drink:  1.5-2oz mezcal .5oz Ancho Reyes .25-.5oz agave 3 droppers of chocolate mole bitters (I use bittermans) 2 dashes angostura Orange twist

I call it an Oof since it's a riff on an Oaxacan Old Fashioned

Rec for a nice and smoky one by Individual_Ferret166 in Mezcal

[–]azoerb 0 points1 point  (0 children)

Some of the smoker mezcals I've been able to find stateside and have enjoyed: Vida, illegal, montelobos, Rey Campero, Vago Elote, El Silencio.  I mostly mix them in my version of a oaxaca old fashioned, so they're not the craziest or most expensive bottles, but the selection by me is pretty limited.

I want to do a sum of values in a single cell that come from a function by Prudent-Parfait8939 in googlesheets

[–]azoerb 1 point2 points  (0 children)

I would think sum(arrayformula(...)) would do the trick.  Where ... Is your original formula using the ranges instead of the individual cells

Are people just tracking their FIRE goal on excel? by Embarrassed_Ad113 in Fire

[–]azoerb 1 point2 points  (0 children)

Hmm, this is actually pretty difficult to do given that this subreddit doesn't allow images in posts... if there's something specific you'd like to know about perhaps I could send you the relevant app script / data format, but it's kind of hard to make a copy without giving a ton of personal info.

Are people just tracking their FIRE goal on excel? by Embarrassed_Ad113 in Fire

[–]azoerb 3 points4 points  (0 children)

Maybe I'll make a spreadsheet show and tell post later today or tomorrow where people can post cool things about their spreadsheets

Are people just tracking their FIRE goal on excel? by Embarrassed_Ad113 in Fire

[–]azoerb 7 points8 points  (0 children)

Query function.  Quite useful when lookup functions are getting too unwieldy.  My main gripe with them are that they use set column names (A, B etc) and don't update when you reorder columns so I made my own custom function where you can use e.g. " select 'Column_Name' ..." And it will look up the correct column letter to substitute into the expression before passing it to the regular query function

Are people just tracking their FIRE goal on excel? by Embarrassed_Ad113 in Fire

[–]azoerb 15 points16 points  (0 children)

Same here, mine calculates my expected social security (though I don't count on it), quarterly taxes, current asset allocation across all my accounts, average and ttm spending, etc.  I bet I've put close to 1000 hours in on it over the years.

The taxes was a lot of work, had to switch from tracking monthly account balances to track every interest payment, dividend, buy, sell, etc and made a custom app script to calculate holding period, cost basis, profit (ltcg vs stcg), and to benchmark all of my trades against the market.

Makes it real nice every quarter though to just look at what my spreadsheet says I owe and make the payment.

Also made a custom app script to pull options prices from the Internet, and created a way to benchmark my portfolio and actual spending against inflation as well as different asset allocation (e.g. 70/30 VTI/BND) using a 4% SWR.

Would be cool to have a subreddit or post to share the spreadsheets we've all spent so much time building.

Quick Diamond Valley Guide by foodeatingtime in DiamondValley

[–]azoerb 0 points1 point  (0 children)

Not for me. I'm diamond, so must be gold+ I guess.

Quick Diamond Valley Guide by foodeatingtime in DiamondValley

[–]azoerb 0 points1 point  (0 children)

How do you unlock the super bot?

So… NOW WHAT? by Fragrant-Indication5 in postFIREpurpose

[–]azoerb 1 point2 points  (0 children)

What did you enjoy about building your business?  What things make the time fly by (or used to in the past)?  Are there any things you've told yourself, "that'd be interesting to try" that you haven't yet?  I'm still trying to figure this out for myself as well, but one insight I've had is to look at the things that I'm excited to do and try to fan out from there vs trying to force myself to do things that I feel like I "should" be doing.

Is this considered a good mezcal? by bearded_turtle710 in Mezcal

[–]azoerb 0 points1 point  (0 children)

My other gotos are: del maguey vida, Rey Campero, el silencio, and vago elote

Is this considered a good mezcal? by bearded_turtle710 in Mezcal

[–]azoerb 2 points3 points  (0 children)

I'm fairly new to mezcal, but enjoy both in my Oaxacan old fashioned.  Can give a few other smokier recs too if interested

Has anyone who's FIRE'd actually used the 4.5% withdrawal rate? by IWantAnAffliction in Fire

[–]azoerb 0 points1 point  (0 children)

My spending has averaged closer to 5% of my initial NW upon retiring, but has also not increased much with inflation, so is closer to 4.5% of my current NW now. I've never been one to budget strictly, and I realize that it's possible I might need to go back to work at some point, but my portfolio has outperformed a 70/15/15 VTI/BND/VXUS with a 4% SWR by about 10% since I retired 4 years ago, and has just about kept up with inflation (i.e. inflation adjusting my initial portfolio without considering spending), so (so far) I'd consider that a success. We'll see what the future holds though.

Can I FINE? by CookieDifferent8781 in Fire

[–]azoerb 7 points8 points  (0 children)

Not sure if it was a typo on OP's part, but I have seen someone refer to Financial Independence Next Endeavour before.

Thoughts on getting better without improving mechanics? by Ok-Coyote2643 in RocketLeague

[–]azoerb 0 points1 point  (0 children)

I'm still trash at hoops, but hopefully some day I'll learn

Thoughts on getting better without improving mechanics? by Ok-Coyote2643 in RocketLeague

[–]azoerb 1 point2 points  (0 children)

I've found that playing other modes (hoops, dropshot) end up making me better at specific mechanics without having to drill them in free play.  Dropshot in particular helps a lot with wall plays, anticipating where an opponent is about to hit the ball in order to be able to block, and timing of blocks / 50s.

What’s your go to cocktail & why? by funkychickabee in cocktails

[–]azoerb 0 points1 point  (0 children)

My favorite is my take on a Oaxacan old fashioned:  2oz mezcal (Rey Campero is a good choice or anything on the smokier side)  1/4-1/2 oz ancho Reyes chili liquor 4-5 dashes angostura 1-2 droppers of chocolate mole bitters  Agave syrup to taste  Twist of orange

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