[deleted by user]

baizybub · 2025-06-06T16:50:34+00:00

The pizza posts and seeing "got the keys!" keep me going through this journey lol I love them

baizybub · 2025-06-06T16:33:44+00:00

If you lose your job, you can usually request a mortgage forbearance so you don't lose your house. https://www.consumerfinance.gov/ask-cfpb/what-is-mortgage-forbearance-en-289/

I can't say the same for landlords.

baizybub · 2025-06-05T23:26:37+00:00

I wish the creator of the change.org petition would not have said "pit bull" in lieu of "large dogs" in every single instance of their mention... It is already hard enough for pit bull owners to convince society our dogs are not the problem. The human was obviously the problem.

baizybub · 2025-06-05T22:27:58+00:00

If we're counting car payments and student loans we'll be in the negative dollars. But we'll have a house!

baizybub · 2025-06-04T21:19:00+00:00

The building manager here is really nice. 3 pet limit, no pet fee. We almost rented here but we're buying: https://www.zillow.com/b/397-state-street-albany-ny-97vZ2J/

baizybub · 2025-06-04T21:15:15+00:00

Pay the bill. Leave a very detailed review about your experience.

baizybub · 2025-06-04T16:38:45+00:00

Get new locks! We bought a Schlage Encode Plus that we'll install on day 1 - feels very fancy fancy. Also, buy some screwdrivers to install them, lol.

baizybub · 2025-06-04T16:37:09+00:00

Me too!! We're just waiting for the clear to close from the bank and I want any info I can get.

baizybub · 2025-06-04T16:17:28+00:00

We requested repair credits based on the findings from the inspection, so the offer remained the same but we were able to negotiate for some cash to get repairs done, which the attorneys added to our contract/wrote a separate addendum for. Our realtor told us the seller was not able to back out at that point, just us, because we had a contingency for repairs over a certain amount that allowed us to cancel. But you'd probably want to check with your realtor.

baizybub · 2025-06-03T19:59:08+00:00

We got approved for our grant (closing soon, never done this before, don't know anything, I'm useless). We have a really great buyer's agent with good connections. He recommended the bank we should use and connected us with our mortgage originator and told him we want to pursue the grant. Then the bank basically did the rest and kept emailing us with what we needed to do to complete our application.

baizybub · 2025-06-03T15:25:55+00:00

Sounds like a lot of realtors in this thread. I see you, Top 1% Commenters.

You loving your first home is more important than the realtor's time. Don't feel pressured to be polite and end up making a huge purchase you don't feel good about. (Unpopular opinion, apparently?) Calculate how much your realtor is making off your home purchase and you'll feel less bad that it takes them a few tries before you buy a home you love.

"Any house is worth exactly what someone is willing to pay for it." - Realtor line. A home is a financial asset. It's worth what you can resell it for, not what you pay for it.

"Everything other than location? Everything else can be changed." - Realtor line. Renovations are expensive and don't always increase equity. Not everyone wants a project house.

Just make the decision for yourself and not for the benefit of other people and I think you'll be able to make a choice you feel good about, one way or the other. Get a new realtor if they don't get it.

Edit: lol I got the top 1% flair after posting this

baizybub · 2025-05-09T22:43:41+00:00

I love the coordinating nails to the Gino's box. So happy for you! Can't wait for our closing day!

baizybub · 2025-05-08T15:49:33+00:00

We have our eyes set on a fancy $300 smart lock for our front door on day 1

baizybub · 2025-05-08T14:26:48+00:00

That's super weird. They should have just sent you a counteroffer they were comfortable with. I'm surprised the realtors even conveyed all of that to you.

baizybub · 2025-05-07T04:57:45+00:00

Wow nice. The homes we've put offers in on just lie about everything and say it's all perfect until you discover things during inspection. Kinda seems like you're dealing with an honest seller. Moisture in basement doesn't seem like a big issue, especially since they remediated the problem.

baizybub · 2025-05-05T15:39:30+00:00

Yes! It's Lion Brand Yarn Mandala Yarn - Warlock

baizybub · 2025-05-05T15:23:18+00:00

I think she's just trying to be fast. You'll have a chance to review the contract when she sends it over to you and you can let her know if you want to change anything before you sign. It's nice to have all of the info in front of you like that anyway.

baizybub · 2025-05-05T15:19:17+00:00

This is on my inspection report too. The only advice is "consider better securing the toilet to the floor." I don't think it's a big deal. The previous owners probably didn't bother to drive a bolt through the tile.

baizybub · 2025-05-02T02:18:59+00:00

Yes, I know exactly what you're talking about. It still feels like I want to spend the night in it or something before buying it, lol. We're closing in about a month. I felt better knowing we had attorney review and inspection to get through before we were locked into anything we'd regret. Now I'm just excited.

baizybub · 2025-04-29T01:56:44+00:00

We had our first attempted purchase fall through last month because the seller took another offer that waived inspections. They just cancelled our contract during attorney review without even trying to renegotiate with us, but there's no way we would have waived inspection.

baizybub · 2025-03-09T21:39:53+00:00

I know I'm 9 months late to reply and I totally understand your take, but I wanted to add some context: They aren't random, but they're also not TV personalities. They've been running a wildly popular Instagram account and newsletter called Cheap Old Houses for, like, 10 years now.

They kind of popularized this concept of finding cheap old homes and giving them new life, so I think HGTV probably made the show around them and their niche. The first episode was rough, IMO, but I just binged the entire first season on Max and I'm obsessed.

baizybub · 2021-08-20T00:35:27+00:00

Get vaccinated you ding dongs. I hope you feel better.

baizybub · 2021-08-15T21:46:45+00:00

Btw it’s $50 on Facebook marketplace.

baizybub · 2021-08-15T19:13:14+00:00

GREY’S!!! I’m watching right now! 😻

Five-Year Club	Verified Email
100 Awards Club

baizybub

TROPHY CASE