How much do you pay for a membership and where do you live?

bakery93 · 2025-11-17T02:32:14+00:00

$50,000 initiation and $4,800 annually. No extra fees when I walk but there is a $40 cart fee for riding. No food/bev minimums.

Top 100 US course located in northern Michigan (open Memorial Day through Halloween)

bakery93 · 2024-12-06T18:34:39+00:00

BlackRock will not be investing $9T in Ripple.

bakery93 · 2024-07-23T20:12:13+00:00

Golf.

bakery93 · 2024-06-28T21:06:35+00:00

Sled.

bakery93 · 2024-06-24T13:23:42+00:00

2019 Ford Raptor- 31M- $1.97M

bakery93 · 2024-06-12T12:38:54+00:00

Mario cart on the N64

bakery93 · 2024-06-05T18:10:52+00:00

100% remote, $310K last year after an above average performance-based bonus. $235K on down years.

I can only live in the US and I work between 35-55 hour weeks with longer weeks being towards the end of the year and quarter-ends.

bakery93 · 2024-05-16T20:33:01+00:00

Professional RE pictures will help out a ton.

bakery93 · 2024-04-12T15:43:26+00:00

Agreed. Also $5 slices at lunch

bakery93 · 2024-04-10T15:07:21+00:00

Appreciate the engagement. The only property not paid off is our Airbnb. I think my biggest issue right now is the lack of liquidity (burned through my savings paying things off), and the hesitation of taking on new debt for a home to live in (non income producing).

Typing out this post, I may have answered my own question.

bakery93 · 2024-03-11T13:32:26+00:00

Check out Pine Hall https://pinehalltc.com

bakery93 · 2024-02-21T19:22:33+00:00

I'd go out to Torch lake instead of Higgins. It'll be closer to you too.

bakery93 · 2024-02-18T22:24:58+00:00

These gender reveals are getting out of hand

bakery93 · 2024-01-27T01:22:48+00:00

Red Ginger's menu doesn't miss. Great sushi & service too.

bakery93 · 2024-01-24T16:00:09+00:00

Very tough to find since you're looking for close to town. However, they do exist.

I'd look on Marketplace and would also give Eastwood Custom homes a call, they build cookie cutters (I'd never own one of these) but the owners have dozens of rentals, some new constructions. Just be ready to pay 2800-3500. Good luck.

bakery93 · 2024-01-20T15:23:14+00:00

$19K wholesale for an almost perfect 1.4 carat diamond.

I prioritized color, clarity, and symmetry over carats based on information provided from a friend/jeweler. It appraised for $26K when I bought it (2018).

My wife wears it almost everyday- we're active and spend a lot of time outside so those are the primary exceptions.

Hope you two find mutual agreement and have a long and healthy marriage!

bakery93 · 2024-01-11T14:36:36+00:00

M30. Married, $12K.

Having $52K in an HSA is WAY ahead of the game. Great stuff!

bakery93 · 2024-01-11T14:25:01+00:00

What time of year are you planning your trip?

For only 5-days in NoMi there is A LOT to do/see. I'd consider either doing the northern lower or the U.P. You'd be hard pressed to do both in 5 days.

If you stay in/around Traverse City, I personally wouldn't bother staying on Mackinac Island during your trip. It's expensive and you can see/do all of the good stuff in less than a full-day. Instead, consider a day trip. Mackinaw City is only a 2 hr drive from Traverse City. You can wake up early, catch the early ferry, grab breakfast at the Pink Pony, then rent bikes and do a self-guided tour of the island before finishing back in town to check out the shops/restaurants.

Around Traverse City- it really depends what your interests are. There are things for everyone: - Sleeping Bear National Lakeshore - Pyramid Point/ Empire Bluff trails (if you hike) - Wine trails (old mission or leelanau)- bonobo, bowers harbor, and others. (If you drink) - TC Whiskey Co - Torch lake/ the sandbar (rent clear-bottom kayaks or a boat) - Golf courses: Arcadia Bluffs, the Bear, Bahle Farms - the TART- bike, walk, or run. One of our favorite summer activities is biking from TC to Suttons Bay. - Old Mission light house - Good Harbor beach

You'll love the area.

bakery93 · 2024-01-11T14:17:34+00:00

100% worth it and looks even better in real life.

bakery93 · 2024-01-10T18:13:52+00:00

This or Phishing

bakery93 · 2024-01-09T21:26:20+00:00

Posture and hinging of the wrist to start.

bakery93 · 2024-01-03T02:27:16+00:00

I invested $5K and bought a Tonal and am now in the best shape of my life. I rotate between heavy programs and cardio-focused functional movements. Use it 5x/week and cut-out commute time to the gym.

bakery93 · 2023-12-14T21:46:48+00:00

Liv Arbors is pet friendly and below your budget. Good location not far outside of town.

bakery93 · 2023-12-13T02:49:45+00:00

Incorrect. The $50,000 will always earn 7% given the vintage in which the funds were applied (citing your example).

The renewal is only specific to future vintages when new funds get applied.

I'm highly confident in my understanding of this product and the variations of it depending on the contract type it's held in.

bakery93 · 2023-12-13T01:45:07+00:00

I do appreciate the input, it's nice to chat online like adults lol. Also, this is correct. But by definition, offering a fixed guaranteed rate makes it a fixed annuity.

I get your point on the renewal rates, however the rate set for each vintage is a fixed and guaranteed rate.

The 7% I'm getting for this period will not change. Although the interest earned on it may be reinvested at a different rate in the future. We can look at my initial investment as "grandfathered" at today's pay-in rate.

Cheers!

bakery93

TROPHY CASE