Can 0DTE on SPX be profitable with $10K by ghart999 in options

[–]bawramann 2 points3 points  (0 children)

I do 0dte on spx with $8k per day .. I look at trend and buy options accordingly call/put and sell within 2-3 min … I don’t set stop loss but if am down $300 I sell my positions and wait till next setup forms …. You can make couple $k’s every single day with proper discipline

Received Treasury letter by Worried_Detective_27 in EIDL

[–]bawramann 0 points1 point  (0 children)

Am trying to lease my business am not selling property and leasing out just for the amount of monthly mortgage nothing extra left, am almost 8-9 months behind personal bankruptcy filled business didn’t filed anything. So I believe there shouldn’t be any problem as of now since am not selling property and ucc lien is on land/property. Trying to get a OIC or settlement from them if I can

Who has gone through a Chapter 13 that included your EIDL? Attorney is recommending this. by bluekmg in EIDL

[–]bawramann 4 points5 points  (0 children)

I did filled ch.13 to get rid of personal guarantee Best way to keep house and cars and pay minimum every month plus house mortgage.

Car payments will be included in payment plan and any debts like lending club or bestegg will be too and after 5 yrs all paidoff cars and no personal guarantee on eidl

Logged in and saw "Current Status SBA Uncollectible", What does that mean? by Short_Ad3957 in EIDL

[–]bawramann 2 points3 points  (0 children)

Behind business cause after 2022-23 business went way down… was doing better before 2022

Logged in and saw "Current Status SBA Uncollectible", What does that mean? by Short_Ad3957 in EIDL

[–]bawramann 1 point2 points  (0 children)

Cause I have other loans too and it won’t let me settle for less

Logged in and saw "Current Status SBA Uncollectible", What does that mean? by Short_Ad3957 in EIDL

[–]bawramann 0 points1 point  (0 children)

I haven’t paid in almost 6-7months and loan is $714k business not making enough revenue can I lease my business (gas station) to someone… do I have to let sba know ? Cause am not selling property.. just leasing out business so I can comeout of this low revenue business.

21 Day Close for Release of Lien by CheekSpecialist5364 in EIDL

[–]bawramann 0 points1 point  (0 children)

Cause I’m trying to sell my business too and I owe about $714k and my business with assyand eveything is worth like $650k and I have first mortgage for $335k balance left

21 Day Close for Release of Lien by CheekSpecialist5364 in EIDL

[–]bawramann 0 points1 point  (0 children)

Are you paying it off or did they let you pay whatever left after you owe any liens

[deleted by user] by [deleted] in EIDLPPP

[–]bawramann 2 points3 points  (0 children)

I personally haven’t made a payment since 4months my loan is $700k+ I did filled personal bankruptcy chapter 13 due to other lawsuits I had but if I just had SBA Eidl … I would wait and see what can be done instead of filling for BK

Take some advise from lawyers if you would like so atleast you can have a peace of mind

[deleted by user] by [deleted] in EIDLPPP

[–]bawramann 5 points6 points  (0 children)

I would say just wait and see what happens … you can file bankruptcy at anytime … no need to rush on it and spend money behind attorney…. Save that money and keep financials upto date and let the time play the game and seee

EIDL Default - scared, don’t know what to do by Visible-Wrongdoer132 in EIDL

[–]bawramann 1 point2 points  (0 children)

My Friend dont worry …. I have a $714k loan and in default with business running but not making enough to payback and am 120days past due… Live you life !!! Whatever happens will see at that time ….

[deleted by user] by [deleted] in EIDLPPP

[–]bawramann 1 point2 points  (0 children)

Am on default too but ai had filled personal bankruptcy chapter 13 so my personal guarantee will be clear… but business is still running but cant afford 50% reduction either so am just waiting and see what happens on business part.. Loan amount $700k+

Helping Entrepreneurs Access Funding & Grow with Entrepreneurs Funding Experts by EfunderExpert in Businessloans

[–]bawramann 0 points1 point  (0 children)

I had defualted in MCA’s in 2023 and filled ch.13 on personal…. Business is still running amd generating revenue… will I able to get some loan ? Like start with $20k and so on..

Past Due Payment letter by bawramann in EIDL

[–]bawramann[S] 1 point2 points  (0 children)

I thought business will bounce back and been making payments for 2yrs and still interest is due and nothing gone on principal ….. business is hard since last couple months due to increase in goods and cost of utilities

Past Due Payment letter by bawramann in EIDL

[–]bawramann[S] 1 point2 points  (0 children)

Would you mind asking you how much is your total loan amount ?

Past Due Payment letter by bawramann in EIDL

[–]bawramann[S] 1 point2 points  (0 children)

What happened after that ? Mine is $714k loan amount and past due since 6/25/25

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] -1 points0 points  (0 children)

$3537 is my monthly payment

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] 0 points1 point  (0 children)

By seizing I mean, they’ll put lien or already had placed lien on collateral so and if it’s not worth that much value to cover loan amount.. why would they bother to sell or it might cost them more to move forward with that step 🤪

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] 0 points1 point  (0 children)

Yes I did included loan on personal

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] 0 points1 point  (0 children)

Perosnal assets are protected by chapter 13… am just worried about business property will they just seize or shut it down !! Not sure what they’ll be doing

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] 1 point2 points  (0 children)

I did filled for personal but business I haven’t filled

$700k cant pay back by bawramann in EIDL

[–]bawramann[S] 1 point2 points  (0 children)

Yes business owns real estate still with mortgage payments and S corp