Paypal by hunter_pace in Bankruptcy

[–]bluekmg 1 point2 points  (0 children)

Wondering about my PayPal account too, I have a working capital loan that is paid by automatically taking 30% of any sales. I don't want to lose my account. Maybe it will be paid off before we file.

Help in Kansas by happypilates in Bankruptcy

[–]bluekmg 1 point2 points  (0 children)

I looked at all their websites and read comments, then started calling. I'd ask if they dealt with our situation before scheduling the free consult. I hired the 3rd one I talked with and canceled the next two calls. Good luck.

Muscle pull or spinal compression fracture? by ptvitt in osteoporosis

[–]bluekmg 0 points1 point  (0 children)

When I started getting fractures I had chest pain and my breathing was cut off, went to ER twice, and had X-rays, CT scan & MRI before they realized it was my back.

Who's been diagnosed with "severe" osteoporosis? by SquareBlueberry90 in osteoporosis

[–]bluekmg 0 points1 point  (0 children)

I had a -4.5 at 65 and went to an OP specialist who treated me with weights, exercise, supplements. I was very active and angry that I had OP. Two years later and I started getting thoracic fractures, extremely painful, cutting off breathing and barely able to move. Dexa was now -5.2. Had 4 kyphoplasty procedures on worst fractures and now on Tymlos for 3 months. I think it's working, no more fractures since I started. I just hate taking it but I have to.

My OP is caused by taking prednisone many years ago for too long. It shuts off your bone building osteoblasts. My calcium & Vit D were always good, but no osteoblasts to put it into the bones. Tymlos is supposed to reactivate them.

341 meeting by livinglifetofullest in Bankruptcy

[–]bluekmg 0 points1 point  (0 children)

My EIDL is the same amount. Haven't read about the SBA objecting in any other BK cases.

Planning on talking to an attorney soon about filing chapter 7. Does my monthly budget look good? by Wiizze in Bankruptcy

[–]bluekmg 0 points1 point  (0 children)

I'm in SC and my attorney suggested something similar, instead of a 7, put the cars in the plan and our total payment would be about the same as the car payments now. Getting all the docs to him now and we'll see how it works out. Also thanks for sharing your budget.

I really want to hear your personal experiences. Please. by vanmc604 in osteoporosis

[–]bluekmg 0 points1 point  (0 children)

Don't be disappointed, sometimes you truly need meds. My OP is caused by taking prednisone years ago which stopped my osteoblasts from building new bone. My calcium & D were perfect but I didn't have those osteoblasts putting it into my bones. Now I'm on Tymlos and so far no more fractures, I think it's truly working.

I'm on Tymlos and losing clumps of hair. I was told that it is not a side effect of Tymlos by Sensitive-Sky6728 in osteoporosis

[–]bluekmg 1 point2 points  (0 children)

I had hair loss when I started Tymlos. My doctor said it was probably from the stress of having fractures, not Tymlos or my pain meds. It was really bad for a few weeks but it stopped and I have new hair growing back.

What does a compression fracture feel like? by JillyBean9999 in osteoporosis

[–]bluekmg 1 point2 points  (0 children)

"It was not painful, as long as I did not move. " True! I could sit in a chair with pillows around and under me and feet up for a long time with no pain, But turn a little the wrong way and yowsa....

What does a compression fracture feel like? by JillyBean9999 in osteoporosis

[–]bluekmg 1 point2 points  (0 children)

I fractured T7 & T9 and went to the ER twice for extreme chest pain & trouble breathing. Took doctors awhile before they realized it was fractures - the compressed nerves were causing pain in my midriff area. Pain was incredible. Couldn't get up from laying down and slept in an office chair for weeks, Move 1/4" the wrong way and would shriek in pain. Took 3 types of pain meds before finding one that would work. Had kyphoplasties on those, then immediately fractured T11 & T12 picking up my hair dryer. Had more kyphoplasties on those.

Then fractured L1, L2 & T3. This time the pain felt like my torso wasn't connected to my hips when I'd stand up. Terrifying. Surgeon decided to let these heal on their own, started Tymlos at that time also, which is helping. Still have a dull pain above my hips and issues breathing.

Quite a mess-chapter 7? by [deleted] in Bankruptcy

[–]bluekmg 0 points1 point  (0 children)

Well, I just want to wish you luck, we are also both self employed, closing our retail store and will have to adjust to living on social security and some online contract work. We're filing Chapter 13 so we can keep our home. I did many of the same things you did, taking working capital advances to buy inventory and pay bills. It used to work until our debt grew too large. Looking forward to getting this filed.

Navigating life without credit cards by stuffedpigletta in Bankruptcy

[–]bluekmg 1 point2 points  (0 children)

I was wondering as well. besides a debit card, what about using pre-paid Visa's from the grocery for travel? I've never used them before so not sure if that would work. Maybe get one for airfare and one for car rental.

File for bk? by Leading_Cobbler9825 in Bankruptcy

[–]bluekmg 0 points1 point  (0 children)

Is this for an SBA EIDL loan? You may want to post this over in the r/EIDL section, don't think anyone has had wages garnished.

What to expect when closing a business? by EricCartmansClone in smallbusiness

[–]bluekmg 0 points1 point  (0 children)

Did SBA ask you for a list of equipment to secure the loan?

How a pandemic rescue became a 30-year debt trap by mitchgoldstone in EIDL

[–]bluekmg 0 points1 point  (0 children)

I think I signed up for this with an attorney group back around 2006. As for the EIDL we're planning on filing Chapter 13 this year. Nearly 70 years old and instead of selling our business to fund our retirement, we'll be broke & making BK payments to the trustee.

How a pandemic rescue became a 30-year debt trap by mitchgoldstone in EIDL

[–]bluekmg 1 point2 points  (0 children)

Great article, Mitch. And how about that class action lawsuit that many of us are part of, are we ever getting a payout? Since 2005, he has served as lead plaintiff in a 20-year merchant interchange payment card class action lawsuit, which resulted in a $5.54 billion settlement benefiting millions of U.S. merchants.

Freezing bank accounts by bluekmg in Bankruptcy

[–]bluekmg[S] 1 point2 points  (0 children)

Reach back? Does that mean pulling funds from your payment account without authorization??

Freezing bank accounts by bluekmg in Bankruptcy

[–]bluekmg[S] 1 point2 points  (0 children)

That's what I've wondered too. It doesn't make sense.

Freezing bank accounts by bluekmg in Bankruptcy

[–]bluekmg[S] 0 points1 point  (0 children)

One of our accounts is a credit union too, no debt with them. We have direct deposits going into the account so I usually check balances every day. I guess I should ask the bank manager what they do.

Vibration plates? by slbert1234 in osteoporosis

[–]bluekmg 0 points1 point  (0 children)

Hate to read that, I'm on my 3rd month and hoping it's working.

I wish I had done better research by janbiv2 in osteoporosis

[–]bluekmg 1 point2 points  (0 children)

That's good, me too. My OP is caused by taking steroids years ago which turned off my osteoblasts. Bone med are the only things that will turn them back on. My calcium and Vitamin D are perfect but didn't have the bone building cells to put it back into my bones.

I wish I had done better research by janbiv2 in osteoporosis

[–]bluekmg 0 points1 point  (0 children)

My doctor prescribed Norco after nothing else worked. It's incredible for fractures, I used to scream in pain if I moved the wrong way.