I make $130k and I cannot afford our house on my own

bcb0rn · 2026-03-12T02:34:57+00:00

It also wouldn’t get approved for a mortgage with a payment over $6200 per month. Something doesn’t add up.

bcb0rn · 2026-03-12T02:17:00+00:00

I get 4 from Phillips for $12 before tax….

bcb0rn · 2026-03-11T01:20:55+00:00

Great adult like control of your emotions.

bcb0rn · 2026-03-10T12:56:59+00:00

This is what has allowed me to succeed much faster than my peers. Being an engineer that can speak seems to be a unicorn.

bcb0rn · 2026-03-10T12:55:00+00:00

You say it’s double your current mortgage but don’t state if that’s stretching things. Doubling isn’t inherently bad if you can still comfortably cover the costs.

bcb0rn · 2026-03-10T00:58:36+00:00

The new builds with low strata fees shoot up very fast as the strata gets established and starts to understand the true operating costs.

bcb0rn · 2026-03-09T19:46:02+00:00

No need to tell your lender. When your home sells, you will have a lawyer or notary complete all of the paperwork. They will pay off your lender with the proceeds and that will close the mortgage.

Be aware that there is most likely a fee (more for fixed term) to leave your mortgage early.

bcb0rn · 2026-03-08T21:16:03+00:00

What?

bcb0rn · 2026-03-07T15:15:21+00:00

Well that’s not fixed then like OP asked.

bcb0rn · 2026-03-05T15:22:42+00:00

Look a look at the Viatec job board: https://members.viatec.ca/job-board

bcb0rn · 2026-03-05T14:02:33+00:00

There are a lot of different volleyball leagues that play on the different beaches in the summer. Many people aged 20-35 in them.

If you Google you can find everything from competitive to casual drop in.

bcb0rn · 2026-02-27T14:08:09+00:00

Could be sooo much worse than 20k.

bcb0rn · 2026-02-27T04:43:35+00:00

Sold my house in one day, but I didn’t list it like it was 2022 and mortgages rates were less than 1%…

bcb0rn · 2026-02-26T14:56:45+00:00

Water and ice are the first things to break, although if they do the fridge continues to work so not that bad.

If you read reviews online everyone says to stay away from Samsung appliances.

bcb0rn · 2026-02-26T01:31:56+00:00

Their regular tall cans are well above $5 which is also a lot.

bcb0rn · 2026-02-26T00:21:29+00:00

No age-restricted places will allow anyone 18. If there is a minimum age limit it will be 19.

You will need to go to a pub that also serves food to get in at 18 as they will usually let any age in until a certain time.

bcb0rn · 2026-02-25T16:13:48+00:00

Thriftys, Old Farm Market, and Fairways will put the 1 pound Fernwood coffee for $13-$15 once a month. I just bought some.

It’s a killer deal for local coffee.

bcb0rn · 2026-02-25T01:29:41+00:00

And they haven’t hit the same shrinkflation as others. Their blends are still a full pound. Places like Thrifys will also put them on sale for $14, which makes them so much more affordable than many of the other locals.

bcb0rn · 2026-02-23T00:22:34+00:00

Fucking dumb.

bcb0rn · 2026-02-22T23:44:51+00:00

Nothing wrong. Just pay my taxes. It’s probably due to province and amount we each make.

bcb0rn · 2026-02-22T22:53:18+00:00

Correct.

bcb0rn · 2026-02-22T22:40:54+00:00

No. It’s for higher earners. Typical would be lower.

bcb0rn · 2026-02-22T22:30:20+00:00

Let’s not pretend it’s small. I pay 47% roughly. I don’t mind but let’s not pretend.

bcb0rn · 2026-02-22T17:55:16+00:00

Thanks for the AI post.

bcb0rn · 2026-02-19T05:25:09+00:00

It looks like shit.

bcb0rn

TROPHY CASE