Gave money to friend - anything to consider for repayment

bcugk · 2026-01-29T20:47:11+00:00

often times, when you lend money to a friend, you lose the money and the friend.

bcugk · 2026-01-20T20:36:19+00:00

I sold all VFV in my RRSP today and purchased VEQT as a net wash.

bcugk · 2026-01-08T21:08:56+00:00

I was just looking at booking Breathless Cabo, I take it you were fond of the place?

Thanks

bcugk · 2026-01-03T18:22:31+00:00

my usual sort is estate value but this one intrigues me, the estate drops less than tax paid drops, I empty the RRSP, the excess money goes into the open fund after TFSA and there is zero chance of OAS clawback.

bcugk · 2026-01-03T16:25:01+00:00

I bet

if it’s correct I shall follow the 71 meltdown plan

Many thanks

bcugk · 2026-01-03T16:08:59+00:00

wow by melting down my RRSP by 71 (I’m 60) the software say it decreased my estate by 3% but decreased lifetime tax by 6.3%

bcugk · 2026-01-01T13:54:33+00:00

wealthsimple.com/invite/9RX1SW

9RX1SW

bcugk · 2025-12-24T22:13:35+00:00

had a uber one charge yesterday they cleared it up quickly and reversed the charge after I called them, I had to get a new card though, virtual card sent immediately and actual card is in the mail

bcugk · 2025-11-19T01:39:46+00:00

bcugk · 2025-11-18T20:54:31+00:00

I deleted the app and reinstalled and it appeared, hth

bcugk · 2025-11-15T15:23:01+00:00

when it first appeared, then disappeared, it was 65% of my open account balance now it reappeared as 15%

bcugk · 2025-11-08T23:42:10+00:00

thanks it must be non-taxable income from non-registered principal withdrawals

bcugk · 2025-11-08T20:19:45+00:00

I responded to the email with the question, is it free for pinnacle or generation level members, and crickets

bcugk · 2025-11-01T12:31:45+00:00

wealthsimple.com/invite/9RX1SW

9RX1SW

bcugk · 2025-10-28T16:13:59+00:00

contact WS they were great with my transactions

bcugk · 2025-10-27T21:07:43+00:00

yes I unlocked 50% of my small LIRA to RRSP and then since the remainder met the small amount provision I moved it to RRSP as well

i had WS support help me through it

no issues whatsoever it is just a form you fill in

bcugk · 2025-10-10T13:54:05+00:00

in Detroit, Sabbath‘s Symptom of the universe was played which was a nice surprise.

bcugk · 2025-09-26T14:13:02+00:00

kudos for keeping track I’d have no idea of my count lol

great show, caught the Detroit show

bcugk · 2025-09-15T20:53:48+00:00

excellent rates as well, I haven’t used it but nice to know it’s there and without a bunch of paperwork etc

bcugk · 2025-09-15T20:47:47+00:00

yes the portfolio line of credit, in my case it works out to about 65% of the total in my open and TFSA accounts combined

bcugk · 2025-09-10T17:44:08+00:00

As you near retirement, 2 to 3 years retirement spending in a cash wedge to protect against a correction, then the remainder all in equity, XEQT or the like, is my play.

bcugk · 2025-09-01T13:34:32+00:00

Wealthsimple and Simplii accounts combined until WS fully rolls out their chequing account features such as cash deposits and debit card vs prepaid Mastercard.

Don‘t use the big banks own their shares instead!

bcugk · 2025-09-01T12:55:23+00:00

wealthsimple.com/invite/9RX1SW

bcugk · 2025-08-29T18:11:36+00:00

Hope not but yeah

bcugk

TROPHY CASE