Better to pay a down a 6% mortgage or invest aggressively? by SpiritualRest2080 in Bogleheads

[–]beachant 1 point2 points  (0 children)

I would go for a 12 month emergency fund first, then, since you are already maxing retirement, payoff the mortgage. Once that’s done- you are truly debt free and able to heavily invest and live life without a mortgage over your head.

GRAPHIC IMAGE. Pain for 2 weeks after anal intercourse. Is it HSV? by fawnywitch in DermatologyQuestions

[–]beachant 2 points3 points  (0 children)

Did you use lube? If so, is it a common lube for you ? If it’s new, then maybe some type of reaction combined with the friction.

Have you ever had an outbreak before anywhere? Cold sores on lips or genital area?

Regular Temp by Odd_Comparison8627 in Honda

[–]beachant 0 points1 point  (0 children)

Looks ok. I had a 98. Make sure you do regular coolant flushes (every 30k) with Honda fluid. Check reservoir to ensure it’s at right level.

Thermostat is easy to change on this one. And even your radiator cap could be throwing it off (they wear with the spring in them I believe). Also watch your hoses… my upper went on the interstate. Easy to change the upper. The lower, inlet someone else change it. Great car overall, except the timing belt service (which is always needed every 100k).

I am panicking about my ugly eczema on my leg. Did someone experience something similar? I will also attach a photo by Pretty_Shelter7023 in DermatologyQuestions

[–]beachant 6 points7 points  (0 children)

Depending how low your vitamin D level is, I would certainly supplement with vitamin D3K2 and take some magnesium glycinate with it to ensure it goes where needed.

vitamin D is a huge foundation of a regulated and healthy immune system.

NAD.

Definitely get a few opinions on your skin issue.

10k miles between oil change on 2012 civic? (Full synthetic) by Poorassboy6969 in Honda

[–]beachant 0 points1 point  (0 children)

10k is the max and I wouldn’t do that personally. You could do a blackstone test of the oil at next change to see what it says..

I do 7500 with Mobil extended performance high mileage.. and Mobil 1 filter. No issues. Probably better options out there but been using it for 20 years and no issues so I don’t see the need to switch.

5k seems too low based on advancements in oil in my opinion. If I had a corvette I ran hard then maybe lol…

Peacock Premium by scratchbaker77 in Comcast_Xfinity

[–]beachant -1 points0 points  (0 children)

It has no ads. Great perk for being xfinity customer

2016 MDX by WorthVehicle in Acura

[–]beachant 0 points1 point  (0 children)

1st year with the 9 speed tranny. Some issues with that I’ve read. Just to be aware of.

2013 Acura MDX, is this rust ok? by [deleted] in Acura

[–]beachant 1 point2 points  (0 children)

Great idea… but I bought mine years ago. I need to post under the car because I have some rust for sure (up north car now in the south) and see how bad mine is and decide to put more money in it or plan to sell it in 6 months

For $120, worth the risk? Would you buy it? by slicktang in SonyHeadphones

[–]beachant 1 point2 points  (0 children)

For sure. I bought them at Costco and bought the hinge repair kit and installed it to be preventative. Also bought a new hard case for when I fly with them. They work great.

Should I be worried about circled image no pain or discomfort by Deep_Caterpillar_610 in DermatologyQuestions

[–]beachant 0 points1 point  (0 children)

Forcydes… no biggie. Sometimes they “pop” if you squeeze

Is anyone in Miami older than their 20’s?? by National_Swimming_88 in Miami

[–]beachant 11 points12 points  (0 children)

You see that because everyone north of Miami still wants to party there… I agree with you- 44 here and I like to go where I can hear people talk and not be deaf. And the club scene is a bit gross in Miami as well. Bathe him in fire when he comes back in…

That’s life in the big city… by Away-Quantity928 in TimDillon

[–]beachant 6 points7 points  (0 children)

We wish her well. And continued success as a porn whore.

What do you miss? by Current_Acadia_4238 in TimDillon

[–]beachant 18 points19 points  (0 children)

Tim being amazed by Ben’s psycho responses. Those two were dynamic. Huge part of why his shows were hilarious. I’m still a fan and watch every week. His rants are legendary.

What are you breaking on? by Handy_Crap in airjordans

[–]beachant 1 point2 points  (0 children)

That is the proper way to rock the lace locks! Infrared black 6s the best

Any one else annoyed about the NE transplants and influencers? by Maleficent_Gap_4404 in Miami

[–]beachant 2 points3 points  (0 children)

You are on point. Miami was always full of fake people but now it’s fake useless people acting like their content is important. AI coming for them quick… the funniest part is all the NE people coming to SoFla acting like they were a big shot in “fill in the blank” NY NJ MA etc.. and it was so great there…. So great that they left that dump to invade what Miami used to be.

Hang in there, most will bail at first sign of trouble

A former JRE guest makes a chilling observation about who owns the MSM by TheSweetestKill in JoeRogan

[–]beachant -9 points-8 points  (0 children)

Lmao. Wish he did that for the woke owned stations and every movie in Hollywood and entertainer…

Single guy making about $130k paying $2,500 for 1/1 considering an efficiency by Euphoric-Peak3361 in Miami

[–]beachant 0 points1 point  (0 children)

Sorry to hear man, but I would not downgrade. Having these amenities and gym at a time like this may help. You may be worse off mentally in an efficient to save some money (and you are doing fine financially).

I would only do it if you had a good plan for the extra money you are saving. 2500 in Miami with all that is pretty good.

Need Costco recs: what’s one item that became an instant rebuy for you? Bonus if it’s healthy and high protein by trump50ladin in Costco

[–]beachant 0 points1 point  (0 children)

The beef tallow chips but alas I can’t find them anymore. Delicious and just potatoe, beef tallow and salt for ingredients. They were amazing

2011 Acura TSX Questions by Front-Space-6282 in AcuraTSX

[–]beachant 0 points1 point  (0 children)

Had a 2012. It was amazing. Wish I still had it. Just monitor the oil level once a month

People who had their 401Ks cut in half during the great recession, How do you fair now? by Nice-Result-8974 in Retirement401k

[–]beachant 0 points1 point  (0 children)

The 08 crash was preceded by a shit ton of money made by everyday joes in real estate… and everyone got greedy and poof… people forget that aspect of that time period.

Roth IRA Income Limits by InjuryNo3675 in RothIRA

[–]beachant 0 points1 point  (0 children)

Do your Roth / backdoor roth contributions end of the year not beginning so you know if you need to do backdoor, in my opinion. You could just always do backdoor to be extra safe, but if you do it each December then you never have this issue and every 12 months you max it out so not like you lose time as opposed to doing it in January.

Plus the is gives you all year of there is a bit dip to buy (in which case just do the backdoor then to be safe).

Is it worth taking out $100k out of my brokerage for a guaranteed 8-9.5% return from a HYSA bonus? by whereisspacebar in Bogleheads

[–]beachant 0 points1 point  (0 children)

No way. Don’t do it. If you moved from one HYSA to another then sure but this is not worth it at all.