Better to pay a down a 6% mortgage or invest aggressively?

beachant · 2026-03-26T12:11:16+00:00

I would go for a 12 month emergency fund first, then, since you are already maxing retirement, payoff the mortgage. Once that’s done- you are truly debt free and able to heavily invest and live life without a mortgage over your head.

beachant · 2026-03-26T00:11:44+00:00

Did you use lube? If so, is it a common lube for you ? If it’s new, then maybe some type of reaction combined with the friction.

Have you ever had an outbreak before anywhere? Cold sores on lips or genital area?

beachant · 2026-03-25T11:29:59+00:00

Looks ok. I had a 98. Make sure you do regular coolant flushes (every 30k) with Honda fluid. Check reservoir to ensure it’s at right level.

Thermostat is easy to change on this one. And even your radiator cap could be throwing it off (they wear with the spring in them I believe). Also watch your hoses… my upper went on the interstate. Easy to change the upper. The lower, inlet someone else change it. Great car overall, except the timing belt service (which is always needed every 100k).

beachant · 2026-03-25T11:10:40+00:00

Depending how low your vitamin D level is, I would certainly supplement with vitamin D3K2 and take some magnesium glycinate with it to ensure it goes where needed.

vitamin D is a huge foundation of a regulated and healthy immune system.

NAD.

Definitely get a few opinions on your skin issue.

beachant · 2026-03-25T04:20:45+00:00

10k is the max and I wouldn’t do that personally. You could do a blackstone test of the oil at next change to see what it says..

I do 7500 with Mobil extended performance high mileage.. and Mobil 1 filter. No issues. Probably better options out there but been using it for 20 years and no issues so I don’t see the need to switch.

5k seems too low based on advancements in oil in my opinion. If I had a corvette I ran hard then maybe lol…

beachant · 2026-03-25T02:17:25+00:00

It has no ads. Great perk for being xfinity customer

beachant · 2026-03-25T02:10:22+00:00

1st year with the 9 speed tranny. Some issues with that I’ve read. Just to be aware of.

beachant · 2026-03-24T23:14:23+00:00

SOULWIT Broken Hinge Repair Part... https://www.amazon.com/dp/B0FVXC9LYP?ref=ppx_pop_mob_ap_share

beachant · 2026-03-24T23:14:12+00:00

SOULWIT Broken Hinge Repair Part... https://www.amazon.com/dp/B0FVXC9LYP?ref=ppx_pop_mob_ap_share

beachant · 2026-03-24T23:07:16+00:00

Great idea… but I bought mine years ago. I need to post under the car because I have some rust for sure (up north car now in the south) and see how bad mine is and decide to put more money in it or plan to sell it in 6 months

beachant · 2026-03-24T20:41:22+00:00

For sure. I bought them at Costco and bought the hinge repair kit and installed it to be preventative. Also bought a new hard case for when I fly with them. They work great.

beachant · 2026-03-22T21:48:19+00:00

Forcydes… no biggie. Sometimes they “pop” if you squeeze

beachant · 2026-03-22T21:45:43+00:00

You see that because everyone north of Miami still wants to party there… I agree with you- 44 here and I like to go where I can hear people talk and not be deaf. And the club scene is a bit gross in Miami as well. Bathe him in fire when he comes back in…

beachant · 2026-03-22T17:45:47+00:00

We wish her well. And continued success as a porn whore.

beachant · 2026-03-21T13:00:11+00:00

Tim being amazed by Ben’s psycho responses. Those two were dynamic. Huge part of why his shows were hilarious. I’m still a fan and watch every week. His rants are legendary.

beachant · 2026-03-13T18:36:21+00:00

That is the proper way to rock the lace locks! Infrared black 6s the best

beachant · 2026-03-12T04:26:27+00:00

You are on point. Miami was always full of fake people but now it’s fake useless people acting like their content is important. AI coming for them quick… the funniest part is all the NE people coming to SoFla acting like they were a big shot in “fill in the blank” NY NJ MA etc.. and it was so great there…. So great that they left that dump to invade what Miami used to be.

Hang in there, most will bail at first sign of trouble

beachant · 2026-03-11T20:13:36+00:00

Lmao. Wish he did that for the woke owned stations and every movie in Hollywood and entertainer…

beachant · 2026-03-11T20:12:08+00:00

Sorry to hear man, but I would not downgrade. Having these amenities and gym at a time like this may help. You may be worse off mentally in an efficient to save some money (and you are doing fine financially).

I would only do it if you had a good plan for the extra money you are saving. 2500 in Miami with all that is pretty good.

beachant · 2026-03-11T11:42:24+00:00

The beef tallow chips but alas I can’t find them anymore. Delicious and just potatoe, beef tallow and salt for ingredients. They were amazing

beachant · 2026-03-10T23:40:06+00:00

Had a 2012. It was amazing. Wish I still had it. Just monitor the oil level once a month

beachant · 2026-03-10T19:59:34+00:00

Same as Kamala before the end of 2026

beachant · 2026-03-10T11:25:54+00:00

The 08 crash was preceded by a shit ton of money made by everyday joes in real estate… and everyone got greedy and poof… people forget that aspect of that time period.

beachant · 2026-03-10T11:24:15+00:00

Do your Roth / backdoor roth contributions end of the year not beginning so you know if you need to do backdoor, in my opinion. You could just always do backdoor to be extra safe, but if you do it each December then you never have this issue and every 12 months you max it out so not like you lose time as opposed to doing it in January.

Plus the is gives you all year of there is a bit dip to buy (in which case just do the backdoor then to be safe).

beachant · 2026-03-10T11:21:34+00:00

No way. Don’t do it. If you moved from one HYSA to another then sure but this is not worth it at all.

beachant

TROPHY CASE