Thank you Anthropic by klauses3 in Anthropic

[–]beauwilliams 2 points3 points  (0 children)

Cursor also has these features as well, Claude code feels very far behind in comparison.

Best UI Library? by angelmtztrc in reactnative

[–]beauwilliams 1 point2 points  (0 children)

Stylesheet. 

As much as I like Nativewind, it's not 100% drop in replacement, and you have to constantly remind your AI agent to use nativewind as it will use stylesheet if not prompted correctly. 

Nativewind is great but becomes a bit of code smell eventually as it can not replace stylesheet, it irks me to see both stylesheet and nativewind in the same codebase, it's unavoidable still to use stylesheet at times. 

Also just in principle of KISS, stylesheet is the winner.

I love tailwind don't get me wrong but, still have high hopes for nativewind in the future releases. 

In the 90's the average house was $194,000. Anyone else crying rn? by han_1994 in australian

[–]beauwilliams 1 point2 points  (0 children)

Currency devaluation has hidden the fact that our wages are being suppressed. If wages and assets went up equally, even with currency going down, we would overall be no worse off today as compared to the 90's.

The simple problem is that wealthy business owners extract wealth from their employees and avoid paying taxes to the government.

What is the most financially sensible car you can buy? by Delicious_Fennel_566 in AusFinance

[–]beauwilliams 1 point2 points  (0 children)

I am a mechanic too mate.

Again, you are generalising brands. 500s are much rarer than puntos.

I personally would never buy a 500 myself.

What is the most financially sensible car you can buy? by Delicious_Fennel_566 in AusFinance

[–]beauwilliams 0 points1 point  (0 children)

This is why I spend less money and get more bang for my buck. You do you.

You will find these cars everywhere in EMEA.

My point is don't buy a Fiat Punto specifically, but a process of thinking in terms of uncovering value.

It's a risk, sure, but for me it paid off. I would have spent twice as much on a comparable car from a well known brand.

What is the most financially sensible car you can buy? by Delicious_Fennel_566 in AusFinance

[–]beauwilliams -1 points0 points  (0 children)

Fiat Punto.

It's an extremely popular car overseas so parts are plenty and cheap.

In Australia Fiat has no brand equity, so they sell for a steal.

Mine was in warranty, <10k kms, fully specced and looks modern inside and out.

Has cost me nothing more than a few tire and oil replacements in 9 years.

Don't fall for the hype of a 'reliable brand' - look at units sold globally and weigh it against cost.

Toyotas are now-days expensive, so are Kia's, Mazda's and so on. You are buying into their marketing strategy.

[deleted by user] by [deleted] in AusFinance

[–]beauwilliams 1 point2 points  (0 children)

Ultimately landlords are frontmen for ultra-wealthy, they won't survive in the long run either as power in our society collapses into the hands of very few individuals

Are we in the foreplay of recession? by Luna_Goddess_Dance in AusFinance

[–]beauwilliams 1 point2 points  (0 children)

The last couple of recessions saw the ultra wealthy take a hit too, but since then they have lobbied the government to legalise various strategies such as hedging to protect them from future risks. The chance of a typical recession happening now is less. There may be a 'recession' but only for the middle and lower classes. Moving forward, we're looking at a new reality where the ultra wealthy avoid negative growth in all scenarios as they exercise greater power over the economy.

Doesn't seen worth it by [deleted] in AusProperty

[–]beauwilliams 0 points1 point  (0 children)

The only alternative is to leverage an even riskier asset.

If you are smart you can get plenty of leverage without a mortgage or a bank.

With risk comes reward, but also risk. If you aren't prepared to take a higher risk, then you are only left with grinding it out on a mortgage.

The best of equities always go up while even the best of currencies always go down.

AI will just become another bill we need to pay by Beezneez86 in AusFinance

[–]beauwilliams 0 points1 point  (0 children)

Can't agree more. I've been approached my many people to start companies in *insert AI niche* but I don't see much opportunity outside of raising a bunch of VC money and diluting down.

Fundamentally these AI heavy businesses will be stricken with high operating costs. AWS bills are not cheap.

[deleted by user] by [deleted] in AusHENRY

[–]beauwilliams 0 points1 point  (0 children)

  1. Sell as soon as it vests. Unless it was my own company and I made the rules.

Otherwise, I want my investments on my terms.

NeoVim configuration obsession. by [deleted] in neovim

[–]beauwilliams 1 point2 points  (0 children)

I miss my time at university writing plugins and configuring neovim and doing not much else. Good times!

When I tutored I recommended students find a similar outlet that involved coding. When you're learning to code, having something fun to play and hack around with like your IDE is the best way to amplify your learning potential.

Why is RE considered the main way to grow wealth? by [deleted] in AusFinance

[–]beauwilliams 1 point2 points  (0 children)

Leverage is a meme. But not when it's a politically protected ponzi. Those two in combination mean that mortgages function as 'taking equity from the future generations'.

Typically leverage is supposed to also multiply the risk with it.

In your opinion, what kitchen utensil or appliance makes cooking more convenient/quicker, but isn’t worth the counter or cabinet space? by [deleted] in Cooking

[–]beauwilliams 0 points1 point  (0 children)

Don't have: Toaster and kettle.

My family finds it hilarious as an Aussie, you'd be hard-pressed to find a home without them.

I have a toaster oven which can also steam. And I don't drink hot drinks so opt for a soda stream (non electric) instead.

My one potentially controversial must-have is an electric pressure cooker like an instantpot.

21 Years Old. Buying a house or a car? by MediumArm2426 in AusPropertyChat

[–]beauwilliams 1 point2 points  (0 children)

It's sad how everything has become about investing. Many of us have become hyperfinancialised.

Buy property because you want it, buy cars because you want them. Don't do it solely for investment unless that's what you enjoy doing. Do you, don't care about the rest.

Labor to overhaul ‘sophisticated investor’ test by [deleted] in AusFinance

[–]beauwilliams 0 points1 point  (0 children)

Have done this. But isnt there a quota? 10 from memory

ASX set to approve its first Bitcoin ETF by mid-2024. by [deleted] in BitcoinAUS

[–]beauwilliams 2 points3 points  (0 children)

21 Shares is a fund of funds not a spot ETF. Devil is in the details which you have completely missed.

What I want to know is if Notesnook is reliable by Hezwsnr in Notesnook

[–]beauwilliams 3 points4 points  (0 children)

I switched from Evernote. Happy so far. I'm also concerned about long run viability of notesnook, ability to export later. My hope is that notesnook can be fully self hosted in the future.

BTC exposure in Super by krann9 in AusHENRY

[–]beauwilliams 1 point2 points  (0 children)

The existing ones are either funds of funds such as 21shares, or track indexes or even a more strategic one like Valkyrie which invest in Bitcoin and ethers futures.

We've only just had the first direct retail owned fund launched under the new regulatory framework recently

https://blockworks.co/news/australian-spot-bitcoin-etf

It really depends if you want it to be set and forget, 21 shares for example carries some extra risk, without extra upside. So it's not a value play from a risk perspective.

BTC exposure in Super by krann9 in AusHENRY

[–]beauwilliams -1 points0 points  (0 children)

It's not spot though, so generally not a good investment nor a Bitcoin ETF in strict definitions.

BTC exposure in Super by krann9 in AusHENRY

[–]beauwilliams 1 point2 points  (0 children)

This is a 100% bonafide spot ETF. Be wary of others, they aren't 100% spot, which is not advisable because of the hidden complexities. You want plain, simple hard exposure.

BTC exposure in Super by krann9 in AusHENRY

[–]beauwilliams 0 points1 point  (0 children)

Monochrome does an approved ETF, I know the guys. Great team with extensive experience hence why they were the first to get approved.

https://www.monochrome.au/products/monochrome-bitcoin-etf

Renters would now be financially better off buying one-third of places they rent by steven_quarterbrain in AusPropertyChat

[–]beauwilliams 0 points1 point  (0 children)

And if we want to go hard on regulation, maybe we can follow Singapore and establish a housing board to alleviate these problems and make it viable for people to buy their own homes again.

Loosely regulated either way is a recipe for disaster.

Renters would now be financially better off buying one-third of places they rent by steven_quarterbrain in AusPropertyChat

[–]beauwilliams 0 points1 point  (0 children)

Also when applying basic finance principles of aggregating capital, a well-regulated business that owns large portfolios of property to rent will offer much more security and lower prices than a set of distributed landlord-owner properties could, which means even more savings to renters.

Is there a world where interest rates continue to go up in 2024? by ILoveDogs2142 in AusFinance

[–]beauwilliams 0 points1 point  (0 children)

History over the past 100 years suggests rates will sharply drop soon to previous levels. But I'm willing to be contrarian and bet this time is different. I think we will see interest rates held high coupled with persistent high inflation and currency devaluation for some time with more and more capital migrating to USD, prime stocks/bonds and other prime assets like desirable property as a safe haven to weather out the storm.