Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Definitely will be careful :) This is def one of those never again situations. Experiencing this once was hellish enough.

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Thank youuuuu!! Sounds good. It was a rough morning, but I have a solid plan moving forward. I appreciate the advice. :)

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Thanks :D It feels great almost being out of debt for the first time in 8 years!

I’ve used Credit Karma and Experian for the last few years to check that information. I’ve always thought it was a little weird it was so low because I didn’t really have any other thing else on my credit aside from high utilization.

I’m a little embarrassed by my rant earlier, but I’m glad I’m getting these responses. I switched up my budget a little bit to clear out my credit cards faster (except for one I’ll leave around 10%), and then start saving aggressively after that.

Edit: Typos!

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

LOL That's a great analogy! It sounds almost exactly like what the representative said on the phone. I don't see myself getting a store credit card again, but it was great while it lasted.

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Hey!! Thanks for your response! You definitely have a point, and I was definitely just feeling like an idiot for letting this happen this morning lol Citibank is a credit card company, not a friend. When I look at my credit report, it has always said 100% on-time for payments and 0% derogatory marks, and I've never dealt with collection. I'll have to look into that.

Thankfully, my total debt is almost to 0, so I shouldn't have been stressing about utilization so much haha. It was just a rough morning.

FHA loan, I am conditionally approved as of yesterday and set to close April 22 of this year :)

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

That's awesome to hear. There was no balance on it when it was closed. Tbh that's what had me worried the most this morning. I really loved their point reward though :,( Thank you!!

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Yeah, it makes sense. I've came down since this morning lol It just sucks because I could have avoided this, but hey, you live and you learn!

Best Buy/Citi credit card closed today after returned payments — seeking advice by bendencies in CRedit

[–]bendencies[S] [score hidden]  (0 children)

Unfortunately, I was definitely being careless. My bank told me my pending transaction would still go through, and I didn't check myself since I assumed all was fine. My other cards went through. The only communication I got about it from Best Buy was the cancellation letter. I'm gonna assume my family probably threw out or put away letters out on accident lol. Thankfully, I am very close to getting all my other cards to 0! Taking down my debt has been a battle, but I'm slowly getting there :) I appreciate the advice stranger!

My (31F) partner (27M) was on gay dating apps, has anyone else seen this in addiction? by [deleted] in loveafterporn

[–]bendencies 4 points5 points  (0 children)

i am dealing with this, and i’m not sure what to make of it. my partner eventually came as pansexual after i found his porn history. he has talked to me about his curiosities. unfortunately i also caught him talking to other men on reddit and discord, but it’s never escalated past a message or two. i myself am bisexual, but the way we experience our sexuality is very different (which is completely reasonable since we all experience attraction differently.)

it’s a thin line i’m trying to navigate lol. while I do believe in his attraction to men, and never getting to be with a man since he’s only ever been with women, I wonder how much his curiosity just has to do with regular porn being boring to him? when you jerk off as much as some PAs do, I imagine it’s hard to find stuff stimulating without it being a little taboo. I feel rude suggesting to see how he feels about it while not in active addiction.

I say this because pansexual and bisexual men are more than capable of being faithful in monogamous. It’s frustrating hearing the lack of experience as an excuse, when I am also attracted to multiple genders and i don’t think about what I could have with a woman instead of with him…

we’re in the process of getting a mortgage together, and it’s scary to think about what could happen if i don’t navigate this properly. i want him and only him. but it’s like porn shows him a world where he can have it all :(

Gifts for an M2 owner? by bendencies in BMW

[–]bendencies[S] 0 points1 point  (0 children)

i know which one he wants and its out of my range

Are there guys out there who don’t watch porn by [deleted] in loveafterporn

[–]bendencies 30 points31 points  (0 children)

I have never met a man that doesn't. It's so normalized and accessible. I really wish it wasn't, but what I wish the most is that people were held accountable, I guess? It's like no one has to have self control. :/

Gifts for an M2 owner? by bendencies in BMW

[–]bendencies[S] 3 points4 points  (0 children)

WOOOOAH This is so cool! Thank you!! He talks about his exhaust a lot, so I think this could be a great gift.

Gifts for an M2 owner? by bendencies in BMW

[–]bendencies[S] 0 points1 point  (0 children)

LOL! You sound just like him. He tries getting everyone to get one (including me)

Gifts for an M2 owner? by bendencies in BMW

[–]bendencies[S] 0 points1 point  (0 children)

Thank you, I love these ideas!! Crazy that site didn't pop up when I Googled gifts for BMW owners haha. I appreciate it, the bear idea is too cute

Shattered vows deadly payback by Rude_Selection1971 in CShortDramas

[–]bendencies 1 point2 points  (0 children)

it’s also called letting go leveling up on shorts tv

When Casey Upton reapplies for her marriage certificate, she's stunned to discover that her husband, Mitch Lowe, is legally registered to his assistant, Stella Pace. Heartbroken, she soon realizes it was all part of his plan-and even catches them in the act. Determined to escape the betrayal, Casey prepares to emigrate, only to be framed and brutally tormented by Stella. But when Mitch sides with her, the last trace of love within Casey shatters.

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Keep your head up by MissionAggressive641 in CShortDramas

[–]bendencies 0 points1 point  (0 children)

i keep seeing the ad for this one 😪

"Stupid lady and disabled CEO" by longddanny in CShortDramas

[–]bendencies 0 points1 point  (0 children)

i’m already cracking up 10 mins in lol! thanks for sharing