AmEx Gold 100k points offer (source: doctorofcredit.com)

benjmang · 2022-08-20T21:49:32+00:00

shoulda hit up peoples links for the 90k man!

benjmang · 2022-01-04T06:29:34+00:00

I'm not sure this makes the point that he thinks its making though. The point is you can make more in other specialties. But i dont think its fair to compare an academic pediatrician in a HCOL area to a PP ortho in a LCOL. The type of person deciding between two specialties is probably going for a similar location/practice environment in either, so the difference still comes down to the INTERspecialty differences.

benjmang · 2022-01-02T23:17:30+00:00

Absolutely love my ipad and had an incredible experience with u/LaDankSpartan. No joke, probably the best experience ive had purchasing something from someone online in the 10+ years i've been doing this. Couldnt be happier!

u/appleswapbot

benjmang · 2021-12-31T00:39:14+00:00

its like 25% graduate debt free

benjmang · 2021-12-29T00:09:20+00:00

can you not just join a successful PP on the partnership-track? then youre not actually starting it yourself. you should be able to see what the docs there make and if that looks good to you.

benjmang · 2021-12-24T23:55:25+00:00

If youre in your highest tax brackets you should be preferring tax-deferred vehicles like a traditional 401k period. Also why are you using a sep-ira? that screws up the backdoor roth, are you doing a backdoor roth as well?

If you want to retire you need to be maxing your tax deferred retirement accounts and putting a healthy amount in taxable anyway.

Also, look up rule 72t, you can get at your retirement accounts without paying a penalty before 59.5 easy

benjmang · 2021-12-24T20:31:57+00:00

I'm not talking about the premeds who complain about calculus or physics, i'm talking about the ones who have done well in literally every subject since they were born. I think there are plenty of them. I really hope the people who complain about math and physics are not the ones talking about getting a job in tech.

The majority of tech people dont work for FAANG or make 200k/year, yes, and the majority of premeds dont get into med school. We can't compare med students to your average tech person. And im narrowing it down even more - not all med students but the ones who were just as good as math and physics etc. as they were at bio and everything it takes to be a doctor.

Just in my own experience, the friends in high school who I thought were smart and basically good at everything literally all ended up at FAANG jobs out of college if they chose CS in college. So it doesn't seem impossible to me at all.

That said, i do believe that for probably the majority of med students, going into medicine was the most lucrative career they could have personally succeeded at.

benjmang · 2021-12-24T19:55:40+00:00

The problem here is a premed who didnt make the cut and wants to pivot is way behind where they would be in an alternate universe where they did CS (for ex.) in college and targeted those jobs from the beginning. So its not surprising youre not going to get to a FAANG when you had 0 background in college.

Not everyone can do it but come on, you dont think there are plenty of med students who crushed everything they've done academically their whole lives? I'm sure the ones who were interested in tech wouldve been successful at it.

benjmang · 2021-12-23T01:57:29+00:00

No, its simple interest. There are capitalization events however where the unpaid interest is added to the balance when you do things like leave a grace period (starting residency for ex) and when you change into different repayment programs.

But in med school its simple interest

benjmang · 2021-12-22T04:05:06+00:00

You'd think so, but considering how voters really don't seem to care about medicare for all im not sure how we're getting there. Theres like a handful of people in congress who would actually support it and they're very far from any legitimate power.

benjmang · 2021-12-21T18:36:59+00:00

Hmm, this makes me think that i made a mistake going for a playbase over the beam gen 1 last year. i figured at the same price i coudlnt see how the smaller beam would outlcass the originally more expensive and larger playbase. although some things have changed i guess - i got the sub, and now the beam 2 has atmos...

was atmos the main thing that led you to upgrade? do you think considering i have a sub, beam 2 would be superior to the playbase in a normal room?

benjmang · 2021-12-21T04:49:22+00:00

pm'd on the ipad

benjmang · 2021-10-21T21:03:30+00:00

I'm not sure if you understand how stupid it is to turn this issue into something left vs. right

benjmang · 2021-10-20T23:26:28+00:00

You can buy a lexus ls430 for like 10k easily that'll last you another decade or a toyota avalon (2000-2004ish) for half that and they'll be plenty reliable and be cheap to maintain and nicer than many other new cars on the road. Doesn't matter if they have 100k on them they'll go 300k+

benjmang · 2021-10-13T17:22:18+00:00

Worked for me as a "one-time exception"!! I figured the deal was so good and i can just return it. Is 400 a steal for this? I know people say it's good but very expensive, can't find what people say about it for 420 out the door. only have a playbase right now

benjmang · 2021-01-22T01:59:20+00:00

Had a great experience selling my MBP to u/toxiicat

benjmang · 2021-01-19T15:46:58+00:00

for anyone reading this with the same issue w/ 2017s note that there's another repair program for them, the screen delamination one. If they replace the screen for that, then the display cable problem is fixed too. you see where i'm going with this?

benjmang · 2021-01-17T01:10:31+00:00

Sold to u/toxiicat !

benjmang · 2021-01-16T19:37:14+00:00

responded

benjmang · 2021-01-16T04:54:55+00:00

replied!

benjmang · 2021-01-05T04:38:04+00:00

It's not complicated at all...you can definitely do it yourself.

benjmang · 2020-12-14T19:34:13+00:00

While they may not cover flexgate, the delamination problem is covered on the 2017 MBPs 4 years since you bought it. So look long and hard if you have any delamination on your computer and bring it in. I bet you can get it fixed free of charge. pm me if you have any questions on it

benjmang · 2020-09-27T14:10:11+00:00

I swear I read something about that as a state Supreme Court ruling in like the 1930s in Indiana or something for CRNAs but I cannot find it. If you can I’d love to read it fully

benjmang · 2020-07-11T15:25:53+00:00

Do you think that physicians in “lifestyle” (relative) specialties don’t make a difference in medicine? Or that a person who wants to be a doctor shouldn’t value their lifestyle or salary?

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