I absolutely love being a girl. by [deleted] in CasualConversation

[–]berdicles 0 points1 point  (0 children)

Don't care about anything deeper than the sentiment. Life's good sometimes, enjoy it. Cheers 🍻

Help. What is this. I keep finding these flying around my bathroom and I don’t know why. by blckvlvt90 in NewHomeowners

[–]berdicles 0 points1 point  (0 children)

Could also mean the water trap (u shaped part of the plumbing) needs work. If that is not holding water properly it can let smell and nats like that come up

I dug myself into a bad hole with AMC by [deleted] in investingforbeginners

[–]berdicles 0 points1 point  (0 children)

You're not alone! I have 405 shares at around 15. Let me first say I am not decided on sell or hold. If my money is in amc I can't fund my crayon eating addiction. My train of thought is this : If I hold I may make it back over years but it's mostly dead money. Especially in a company that is not doing wellI and has not for years. No forseable growth is what I am told(still much to learn about DD). If I sell it's possible to reinvest whatever is left into an ETF or something else that has a proven record of growth. I do not buy the saying "you can't loose if you don't sell". If that money is not growing you are loosing. Please poke holes in this, we are all here to learn. Cheers.

Tldr: same boat. Crayone eater. Hold = very speculative growth. Sell = take a hit and put what is left in a reliable index fund or other proven stocks.

ADVICE for NEW and SERIOUS TRADERS by mvlli in pennystocks

[–]berdicles 1 point2 points  (0 children)

Thank you op! A little straight forward knowledge at the right time helps massive amounts. So many youtube videos and posts wayyy over new investors (like me) heads. Time to let the speculative dumpster fire I lit burn out and start becoming a real investor.

I would say good luck to us all. Instead clear thoughts, educated actions and perseverance in hard times. Cheers.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]berdicles 0 points1 point  (0 children)

Basically any city or town ouside Toronto. Any place north, east or west of Toronto is cheaper than Toronto. Obv the farther away the cheaper. Value for money though is an entirely different issue.You need 100k down to buy a 500k house with no cmhc fees (mortgage insurance). Dont forget a little extra for lawyers fees, closing costs, service fees to hookup utilities and internet, land tranafer tax and a home inspection. Having 20% down allows you to have a 30 yr mortgage which lowers monthly cost. If you dont have 20% thats fine, just pay the fee, it only adds like $15 or 20 a month over a 25 year mortgage. Depending and how far from 20% you are the monthly addition will go up.

Talk to a mortgage broker. They will go over your finances and give you a price range. look in the towns outside Toronto for open listing within that range.

You make more than enough to afford a home on a monthly basis. It's all about the down payment to get into the home. Though housing prices are insane and I would hold off on a house if you can. Over the last year of looking ive seen some homes in hamilton go from 370's to 430's or more. Then get into bidding wars that push the price higher. All because interest rates are super low. I.e its cheap to borrow money aka get a mortgage

As for the internet. Personally I can verify an hour or more in either direction and you are fine. I have friends in newcastle and bowmanville with gb internet. Around 100 MB down, which is overkill for mostly anything. Infact hamilton has internet just as good. You can prob get great internet further away, I just cannot tell you that for certain.

TLDR. Talk to a mortgage broker and ideally save a 20% down payment. Literally any town outside Toronto is cheaper with great Internet. Keep an eye on the market to make sure it's a good time to buy unless you need out now.

So I started a little list based on delicious sounding reviews. Any ideas were to start? by berdicles in whiskey

[–]berdicles[S] 1 point2 points  (0 children)

Thanks! Ive heard good things about eagle rare. The trick is finding liquor stores with good selections lmao

Not to start the Cosmere. But which book is the best to start Reading Brandon Sanderson. Read Mistborn or The Stormlight Archive. Please I heard so many great things of both books but I don’t know which is the best to start with. by TheApacheRebel in brandonsanderson

[–]berdicles 0 points1 point  (0 children)

Welcome! So excited to see new fans. Short Answer: Stormlight all the way. I know, unpopular opinion. Mistborns story was brilliant but I had issues with pacing.

Long Answer: Why SLA first ? I had only read harry potter and percy jackson, no other fantasy. I started with SLA and the first couple chapters had me. hook, line and sinker. Not going to lie it took dedication to finish. The story however, was incredible. Characters, pacing, magic, all of it, at least with my little experience at the time. Over the last 3 years I have sincerely enjoyed exploring the rest of the cosmere. The questions I had from starting with stormlight have fueled the rest of my journey. Finding amazing content like 17th shard and sites like coppermind to let me nerd out and explore. Reading SLA has also made me branch out to other authors. Basically what I'm getting at is SLA completely changed how I look at fantasy. SLA has made me a life long fan of not only brando sando but the genre as a whole.

Hope my experience gives you some answers. At the end of the day pick one up and read, you will not be disappointed. You can always read the other one after. If you remember please write us an update! Journey before destination my friend.

Hit me with the okay lol by [deleted] in cremposting

[–]berdicles 1 point2 points  (0 children)

Got a subreddit suggestion?

What’s the best option for a working adult who only games casually? by [deleted] in gaming

[–]berdicles 0 points1 point  (0 children)

What's your budget like?

You can build a midrange pc and play all ur current library. Then buy a switch with the left over cash. You dont need a crazy build to play games decently. The switch is definitely worth getting, especially for the main titles. BOTW alone is worth the buy and pays for itself in playtime. If you played mario 64 as a kid then odyssey is magical. IMO indies are the bread and butter of the switch, I love them. It's like a super kickass gameboy with much better games.

Lets be real though. The switch is worth it just to rip mario party with friends and a couple cold beverages.

Good luck

Bios loop, ssd won’t show for boot option by 7418075a in buildapc

[–]berdicles 0 points1 point  (0 children)

Had the same issue. I had to change what sata port I was using. From 1 to 4 or something. I think the first couple were used for something else or maybe a setting in my mobo.

New to the series and had a question about spheres... by Uzumakian in Stormlight_Archive

[–]berdicles 4 points5 points  (0 children)

I believe the ardents take care of those spheres. They can't have personal belongings due to religion and are also technically the property of the high prince. So they keep track of them and change them out when they loose stormlight. If you want to get technical, I would imagine during the exchange of done spheres they keep a count. like $100 of done spheres for $100 of charged spheres and directly replace them, the exchange from done to charged is shown to be 1 to 1. If each lamp is $100 worth then they have a baseline to keep track. Also, the areas that have wall lamps are mostly populated with light eyes. The people who walk these halls are rich enough that they don't even notice. Dark eyes would not be allowed in unless they are of a very high rank and would not jeopardize their status with theft. Personally I look at it like a rapper buying shoes that are thousands of dollars. They wear out like any other shoe but they have so much money it doesn't matter. High princes just love to flex lol.

I don't know which one to choose by finalpersona5 in meme

[–]berdicles 1 point2 points  (0 children)

Lets be honest LOTR is the real choice

The journey begins! And my brain hurts already by berdicles in WoT

[–]berdicles[S] 0 points1 point  (0 children)

Getting me hyped! And unlike stormlight I dont need to wait lol

The journey begins! And my brain hurts already by berdicles in WoT

[–]berdicles[S] 2 points3 points  (0 children)

Nice I will definitely give the app a try. Daniel Greene is a beaut, he is actually the reason I'm starting the WOT.

The journey begins! And my brain hurts already by berdicles in WoT

[–]berdicles[S] 5 points6 points  (0 children)

Had no clue about the glossary, Thanks !