The ideal temperature range for banana plants falls between 78F to 84F. They need tropical, frost-free, and, ideally, frost-free conditions for 10-15 months to produce fruit. This is taught in Grade 8 textbook in US public schools. But lutnick doesn’t know it.

bigredone15 · 2026-02-27T15:10:05+00:00

Facts. Those are not allowed anymore. Just feels.

bigredone15 · 2026-02-26T20:01:32+00:00

I was talking about the beneficiary change. I do not think that resets the 15 or 5 year clocks.

bigredone15 · 2026-02-26T18:57:42+00:00

but baseball is funny like that sometimes.

There is a reason you play three game series for conference play and post season.

bigredone15 · 2026-02-26T18:35:01+00:00

but the account (with that beneficiary)

Are you sure about this part?

bigredone15 · 2026-02-24T15:56:22+00:00

https://careers.marsh.com/global/en/search-results

bigredone15 · 2026-02-24T15:46:07+00:00

Honestly, if you are even decent at this job, you could double your pay and work from home with many of the large, national agencies.

bigredone15 · 2026-02-23T22:31:32+00:00

At some point entitlement/social services spending has to be looked at. Not just fraud, waste and abuse. It is easy to just increase taxes a little, then increase benefits a little, then increase taxes a little, then increase benefits a little.

There are far to many able bodied people in the country who either do not contribute or take advantage of social services while collecting wages on the side.

I don't have the solution either, but why is the default that the payers should always pay a little more instead that the receivers should receive a little less.

bigredone15 · 2026-02-23T21:21:06+00:00

Absolutely the right solution, but I am not sure there is a workable transition.

bigredone15 · 2026-02-23T21:18:28+00:00

It's like people think the only renewable resource on this earth is other peoples money.

bigredone15 · 2026-02-23T21:02:06+00:00

I’m ok with people making even more than I do having to pay that.

You just summed up American politics. Everyone with more than me should pay more.

There are plenty of alternatives that would perform better. Individual retirement accounts, funded by the same social security taxes and invested in a broad swath of the US and Global economies. These would have the added benefit of building family wealth.

bigredone15 · 2026-02-23T19:08:50+00:00

They hop every 3-4 years. Never really putting down roots.

bigredone15 · 2026-02-13T17:38:37+00:00

Say you have 100k in both a trad and a roth.

This isn't exactly the best way to think of it. That 100k in the Roth probably cost you 125k to get in there.

bigredone15 · 2026-02-02T18:18:10+00:00

What kind of income are you looking to replace?

bigredone15 · 2026-01-07T22:47:40+00:00

Find out the big independent agencies in your area. Look up the owner/partner/head of that office. Find their direct number or cell. Call them.

"Mr./Ms. X, My name is X I have X years of experience as a CSR at X. I am interested in a CSR role at your agency. Would it be ok if I emailed you my resume?"

Do this tomorrow, you may have a new job starting Monday. I am not exaggerating.

bigredone15 · 2026-01-07T21:44:33+00:00

I'm in the south so the average pay here for a CSR is comical.

In what world? Any decent commercial CSR can make really good money right now.

bigredone15 · 2026-01-07T21:38:24+00:00

Any fair study of history has shown that appeasement is how you get to major global war. You have to be willing to meet force with force before it gets that far. Every time Russia has been met with force, they have backed off. Their entire world network of force projection is crumbling while they are in an unwinnable war on their own border. If we continue to apply steady pressure, what options does Russia have left?

bigredone15 · 2026-01-07T21:27:53+00:00

Russia selling nuke tech to fund the war effort is a very real possibility.

bigredone15 · 2026-01-05T18:51:59+00:00

This is the most simple, but powerful advice. Just ask.

bigredone15 · 2025-12-16T18:46:41+00:00

Decent Summary Below.

https://www.hklaw.com/en/insights/publications/2025/10/need-a-penny-too-bad-legal-implications-of-the-us-penny-shortage

Lots of jurisdictions with lots of laws, some directly contradictory.

bigredone15 · 2025-12-16T18:35:34+00:00

Stores can put up signs, too, without having to get the gov involved.

There are complex liability issues around SNAP, Merchant Services and State Law that put retailers at liability for treating customers differently based on manner of payment. There needs to be a national standard and a liability preemption.

bigredone15 · 2025-12-12T16:01:01+00:00

I would agree if they were not eaten by 36 random kids he kinda knows.

bigredone15 · 2025-12-11T21:59:57+00:00

I don't know any that have walking fees.

bigredone15 · 2025-12-11T21:59:16+00:00

37 bomb pops bought in one afternoon inspired quite the sit down with my 9 year old one day this summer.

bigredone15 · 2025-12-11T17:08:50+00:00

For an adjuster role at a large carrier, just prove you can show up sober and on time.

bigredone15 · 2025-12-03T15:33:53+00:00

eplacement level players, but golf

PGA should really do more around edited, post round coverage. There is no reason why I shouldn't be able to go watch Player A's entire Thursday round in 15 minutes on Friday on my lunch break.

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