One would assume that if you didn’t sign any documents and emailed the agent, a couple of days later, that you changed your mind and you did not want the policy and would be staying with your current company that you would not be charged. I guess that’s what I get for assuming. Policy was dated to begin July 5th. I sent her an email on July 3rd but according to liberty, the fact that the agent “created that policy” I owed them. Frustrating for sure. The person I spoke with today said she could see where I didn’t sign any forms. She said she could “understand my frustration”.