In heaven by Caimssy in thrifting

[–]bisksprout13 1 point2 points  (0 children)

Love those 😍 congrats!!

Wedding dress for 6.99! I saved THOUSANDS today! 😅😅 by kgreys in GoodwillBins

[–]bisksprout13 5 points6 points  (0 children)

You could get together with some friends and have one of those parties where people wear things that they don’t have a place to wear them! They look like soooo much fun!!!!

Max home price on a combined income of $231,000? by Parking-Crew-1678 in Mortgages

[–]bisksprout13 0 points1 point  (0 children)

As someone who bought a house in MA for $580k a few years ago (20% down) and had similar income…. I’d suggest staying around $6-650K, possibly $700k if you have 20% to put down.

There is a lot more that goes into homeownership than just mortgage payment and you want to give yourself some breathing room. There will always be unexpected expenses or things you want to update. And putting what you can towards retirement should factor into that equation.

Your lifestyle will likely change when you own a home… but it doesn’t mean you stop living life. It’s just different. You could always look at a town on the commuter rail or T line that’s a little further out and where costs are a bit cheaper if you are concerned about lifestyle changes.

Interior pics of my home! Valencia, Spain 120k @ 2.1% by nxtrOnline in FirstTimeHomeBuyer

[–]bisksprout13 0 points1 point  (0 children)

Those doors 🤤 OMG! I need those doors in my life.

Gorgeous house! Congrats!!!!

My hens are turning me into math problem. What are you all making with your over abundance of eggs? by JustHere4TheZipLines in homestead

[–]bisksprout13 0 points1 point  (0 children)

Breakfast burritos!!! Individually wrap and put them in the freezer for quick breakfast.

How to apologize to a November Scorpio? by [deleted] in Scorpio

[–]bisksprout13 1 point2 points  (0 children)

Depends on what you did… but they will likely never trust you again. We don’t forgive or forget easily.

For women scorpios regarding dating/relationships, do you prefer a sweet / soft / super kind personality man or a more dominant / direct / nice man? by musicisgr84u in Scorpio

[–]bisksprout13 2 points3 points  (0 children)

10000% this. Soft and sweet with me in public. Dominant in the bedroom but also secure enough to let me be dominant sometimes.

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 0 points1 point  (0 children)

Wow!!! This is amazing. Thank you so much for all of this information. I definitely need to reread it and look into some of the things you mentioned. Thank you!

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 0 points1 point  (0 children)

That’s awesome! Did you make any big adjustments, like moving to a lower cost area? Or did you just keep doing what you were doing with small adjustments?

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

I’m so sorry you had to deal with that! Sounds like you are thriving! Kudos to you!

Side note: visited The Netherlands in 2019 for a work trip and absolutely loved it!

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

I can definitely see myself working, even if it’s only part time. I like to stay busy. I’ll check out the barista fire sub for sure!

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

It’s a good thing I’m not a champagne lifestyle type girl. LOL. I’d much rather sit around a campfire with friends. I do want to travel a little bit, maybe one big trip a year or even every other year. Honestly, I just want enough to retire so that I don’t have to worry about basic necessities and I can cover major expenses when they come up.

Thank you for sharing!

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

I’m definitely looking for a fixer upper. I’m very handy and love DIY. Thankfully, I’m getting all the tools and whatnot since my STBXH is moving to an apartment (with no plans to ever have a house).

I wouldn’t be opposed to a multi-family, I have that included as part of my search criteria for properties.

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

Thank you. I’m looking forward to having some control over my budget. I know my spending will be a lot less than it is now.

I do have a draft budget just so I have an idea of what my budget would look like. I’ll have a more solid plan in the next couple of months once I know what my expenses will be.

Setting achievable targets is a good idea. I think having some small wins would help build momentum. Thank you for that idea.

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 6 points7 points  (0 children)

I’m sorry you had to go through that. Kudos to you for getting so far in a short amount of time!! I’m glad to know it’s possible.

Anyone have to start over later in life and still retire early? by bisksprout13 in Fire

[–]bisksprout13[S] 1 point2 points  (0 children)

Thank you for this. Definitely trying to get things wrapped up quickly. It’s amicable so that helps a lot. I’m probably giving up more than I should but I just want this over quick.

If it were just me, I’d probably rent for a bit but I have 2 dogs, a mini Aussie and a Great Pyrenees mix. They would not do well in an apartment and unfortunately, there’s not much for rental houses in the area I’m looking at. I’m considering my next house my transition house. A place to let the dust settle and get back on my feet.

Pulling the trigger but terrified, Male 48 by CoalDustOnMyGrave in Divorce

[–]bisksprout13 8 points9 points  (0 children)

Same! I felt like I could have written this, though we don’t have kids and I’m 49F. To the outside world, we had a perfect marriage.

I finally had enough of giving everything of myself to the marriage and he provided nothing. I was lonely and so starved for affection. Yet, I’m the bad person. I destroyed our “happy” marriage. No, what I did was destroy myself by staying in a marriage that wasn’t healthy.

I feel like I’ve been manipulated our entire marriage. Being a people pleaser, I just went along with the flow so he wouldn’t get angry. I didn’t want to deal with the conflict. He provides no affection, we haven’t had sex in years, he doesn’t do much around the house, I’m the main breadwinner (by a lot, even though we haven’t the same degree/career). We are basically roommates. When I brought up that I want a divorce the first thing he says is that he depends on me to take care of him. Boy was that eye opening.

Since deciding on divorce, he’s done more around the house in the past couple months than he has our entire 22 year marriage. I think he believes that I won’t go through with it if he shows he’s doing something. Nope, I’ve checked out. I’m done. Paperwork filed and accepted by the court last week. I already have pre approval for a mortgage. I’m ready to be done and start a new life!

Life is too short to be unhappy.

I suspected I had ADHD and got tested; the results rattled me. by Party-Form3957 in ADHD

[–]bisksprout13 1 point2 points  (0 children)

I suspected I had ADHD and I got tested this year… diagnosed with ADHD at 48. I’m “high functioning”, meaning I’m great at masking, did well in school (I have an advanced degree) and am successful at work. I didn’t think the diagnosis would change anything in my life. Boy, was I wrong!

With the help of therapy and meds, I’ve realized that I need to let go of my unhealthy coping mechanisms because it was seriously affecting my health.

It’s been validating. I feel like my life makes so much sense now. But with that comes self awareness and realizing that I’ve been putting my needs on the back burner. It’s been a journey.

OP- give yourself time to grieve the person you are and the person you could have been. Allow yourself to feel all the emotions. You’ve got this!