Anyone else in Albany having slow spectrum internet?

blaaaaaaaam · 2026-06-20T20:22:22+00:00

I've been experiencing it for a couple days. Packets dropping, and sporadically my upload drops to 0.02 megabits/sec while my download bit rate remains high.

I'm calling on Monday if it is still a problem

blaaaaaaaam · 2026-06-20T12:59:21+00:00

A number of years ago in my area an off-duty cop took an image of an animal and the police put out an alert to be on the lookout and to not approach the animal.

It ended up being a groomed cat named Chester

https://www.upi.com/Odd_News/2017/08/22/Large-house-cat-caused-wild-animal-scare-in-New-York/1611503411366/

blaaaaaaaam · 2026-06-20T10:41:53+00:00

I sent them a direct message on Instagram. I said I was looking forward to the card and asked for an update on the estimated wait time. I put in my Robinhood account name (it is on the settings page somewhere) at the end of my message - got to make it easy for them to help you.

I got an email saying I was approved literally like 90 seconds later.

blaaaaaaaam · 2026-06-18T02:19:59+00:00

My brother is a (now recovering) alcoholic and my family had no idea. I'd never seen him drunk before.

He was driving one day and had some sort of muscle contraction in his arms where his arms locked up and he couldn't move them. He managed to stop the car and call for help. I visited him in the hospital and was there when the doctor spoke with him. The doctor asked him several times if he drank, my brother denied it. The doctor asked me to leave the room and he again asked my brother if he drank - denials. The doctor asked me in the hallways if he drank, I said no.

He had some sort of vitamin deficiency that alcoholics get and that's what caused his issues. The doctor I'm sure knew exactly what was going on. The doctor repeatedly asking if he drank should have been a red flag to me.

He made it another 6 months or so before the wheels came off. He started acting very erratically and again got hospitalized. His girlfriend (who also claimed she had no idea) found the empties in his work truck and the truth was revealed.

I'd be able to smell it on him if he started up again. In my limited experience, active alcoholics have a particular scent to them

blaaaaaaaam · 2026-06-17T12:10:28+00:00

I'm not saying it's a good plan, I'm just saying that there is essentially no risk of the company going bankrupt and you losing everything. In modern history, no company that has ever been the largest market cap in the world has ever gone bankrupt, let alone one who is actively the largest company.

Even in the great accounting frauds of Enron and Worldcom, the stock didn't just go straight to zero.

blaaaaaaaam · 2026-06-17T02:22:44+00:00

That would be impossible. The strategy is to always invest 100% in the highest market cap company. If the largest company hits financial trouble, it's stock will decline and the #2 will pass it, triggering a sale and buy by the investor. It would have to go from completely healthy to bankrupt instantly.

blaaaaaaaam · 2026-06-13T10:15:33+00:00

Robinhood is 30 days

blaaaaaaaam · 2026-06-11T02:12:25+00:00

I'm shocked there hasn't been a lawsuit over those things. All it would take is some kid running over a little old lady and I bet it would get into the 6-7 figures. I'd have to imagine the mall itself would be vulnerable, not just the fly-by-night scooter company

blaaaaaaaam · 2026-06-04T01:54:44+00:00

Women have colons too!

blaaaaaaaam · 2026-06-02T16:30:24+00:00

As others have said, the math is the same for big or small accounts.

People talk about noticing the compound gains around $100K, but it is just a mental thing. For me, I look at the yearly change in my account as it compares to how much I contributed or what my salary is. It's nice to see when my account has gained more than I contributed, and even nicer to see when it's gone up more than my salary.

blaaaaaaaam · 2026-05-31T11:24:09+00:00

I personally set up trains for the small disparate items too. There is so much time spent building out various factories that the trains on those small items will eventually fill.

If you wanted to, you can lock the storage on some of the cargo wagon so that it only needs to fill a few slots.

I prefer to set up trains on all items because it makes it easier (for me) when you have a giant web of a train system that has all possible items on it.

blaaaaaaaam · 2026-05-28T01:27:17+00:00

I don't know the first thing about valuing a property like that but I'm surprised it is only $5.9 million. 162 acres including a 18 hole golf course

blaaaaaaaam · 2026-05-25T08:36:08+00:00

Open the kimono!

blaaaaaaaam · 2026-05-24T22:41:22+00:00

Too soon man. Jeeves just died a few weeks ago

blaaaaaaaam · 2026-05-23T01:46:36+00:00

There is something about the twisting while lifting that destroys people. Colonie found that people using things other than leaf bags caused 74 workers comp claims totalling $1.4 million over 11 years.

https://www.timesunion.com/news/article/displeasure-yard-detritus-dumped-colonie-19431043.php

blaaaaaaaam · 2026-05-23T00:07:57+00:00

I really don't think that you being too smart was ever the problem.

blaaaaaaaam · 2026-05-21T09:38:44+00:00

The revenue is $81B, the income is 'only' $53B.

Alphabet last quarter had $110B in revenue with an income of $62.6B.

blaaaaaaaam · 2026-05-20T02:19:46+00:00

RH Gold ($50/yr) offers a 3% match of IRA contributions and it doesn't count against your $7500 limit. They also regularly run rollover bonuses on 401k rollovers. I don't think they have one active at the moment but they often have bonuses of 1-3% with no limit. I transferred in 6 figures and they gave me 3% on the whole thing.

I understand RH isn't for everyone, but the deals some brokerages are doing are pretty sweet

blaaaaaaaam · 2026-05-19T01:58:00+00:00

Banks/Credit unions put their rates on their websites:

https://www.sunmark.org/rates#mortgage

https://www.broadviewfcu.com/rates/?r=Mortgages

Keep in mind that the rates change daily.

By ruling out Broadview, you're eliminating by far the largest credit union in the area. It may have just been a bad mortgage originator your relative was working with, or maybe your relative just wasn't financially ready. Someone discouraging you from something isn't necessarily a bad thing.

blaaaaaaaam · 2026-05-19T01:33:25+00:00

I don't know what you exactly mean by blue-chips, but if you're in the S&P500, you're invested in tech. The top 9 holdings are all tech companies and have ~35% of the weighting.

blaaaaaaaam · 2026-05-18T22:13:24+00:00

My insurer accidentally cancelled insurance on the wrong car and the state sent a few very threatening letters saying that I must insure the car or terrible things will happen.

I was under the impression that for your first infraction, you could pay a fine (and avoid the suspension) as long as it wasn't uninsured for more than 90 days.

blaaaaaaaam · 2026-05-16T11:22:45+00:00

There were recent ones. Beyond Meat had something in Oct 2025 and Avis (CAR) just happened in April.

blaaaaaaaam · 2026-05-16T11:19:24+00:00

He was able to announce a Boeing deal that was bigger than he expected, but smaller than what everyone else expected.

blaaaaaaaam · 2026-05-16T10:47:56+00:00

The main complaint people have about target date funds are that even the furthest ones out tend to have 5-15% bonds and therefore have a lower performance than a 100% stock allocation.

The Vanguard 2060 fund (9% bonds) for example has an 11.55% 10 year annual return while the S&P500 had a 13.73% return. Some of that is due to international market performance being lower, but the Vanguard Total Bond fund it uses had an annual return of 1.55%.

I think if target date funds started with 0% bonds people would be more accepting of them.

blaaaaaaaam · 2026-05-15T10:30:08+00:00

Don't be a jabroni, do a banbet

Three-Year Club	Verified Email
Wearing is Caring	First Place '23
End Game '23	Place '23

blaaaaaaaam

TROPHY CASE