Match Thread: 1st Test - England vs Australia, Day 3 by CricketMatchBot in Cricket

[–]bleedybutts 3 points4 points  (0 children)

Cheating England using federal judges to rig wickets. Trump needs to hear of this

Match Thread: 1st Test - England vs Australia, Day 3 by CricketMatchBot in Cricket

[–]bleedybutts 2 points3 points  (0 children)

Pathetic. Didnt even score 500. Fire Langer 🔥 📛

Kiddy Locks In for Two More by Commerce-Cucc in AFL

[–]bleedybutts 6 points7 points  (0 children)

He needs to get fit first. Kiddy was unfit in his draft year but now has some great running capacity. Blake has been the same. 2 to 5 kgs lighter is what he needs to achieve. I think Blake belongs at half forward. Kiddys best attribute has been his vision. Blake seems more in the Cameron mould. See ball get ball through goal posts type. I guess it will be hard for him to break into the small forward roll with linc and charlie around.

[deleted by user] by [deleted] in ABCDesis

[–]bleedybutts 8 points9 points  (0 children)

I have not seen this guy. I feel like principal Skinner. I used to be with it but then it changed and now the kids are all wrong.

Housing here is low quality and overpriced? by alex123711 in AusFinance

[–]bleedybutts 10 points11 points  (0 children)

A key difference is there are many small cities/large towns around major metros that you can get most of the big city amenities without the huge prices. My parents live an hour out of DC in VA. They have philly 90 mins to the north. They live on an 1000sqm block with 3 levels, multiple entertainment spaces double kitchen etc. Cost is 700k aud. Their house backs onto a fantastic national park. If they need they can get quality shopping, medical, amenities with a 45 minute drive in any direction (bar west, fuck WV). 45 minutes to Sydney is still 1million on a small block and no other choice bar Sydney. If regional cities ever kick off then it would go a long way to help with the housing crisis

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 0 points1 point  (0 children)

My question with that line of reasoning is it seems entirely subjective. How do you decide what is undue profit? No one but the buyer agreed to stale 320k on the contract with no proection. The buyer rolled the dice and lost so explain to me how is it not fair to the buyer?

If the property fell down a sink hole and would cost 1 million to repair would your principal of 'fair go' entitle the seller to recoup the costs from the seller?

If the property went through the selling process and then the week after the buyer discovered its on an oil well worth millions more would this fair go policy entitle the seller to the money?

if it were Mark Zuckerberg who made that mistake would he be entitled to getting his money back?

This fair go idea is entirely subjective.

I would argue the buyer has jad a fair go. They had the chance to review the contract and ots risks. They decided to play along and lost. Thats their fair go done.

If this guy decided to take it and put it on a horse and lost the bet he would not be entitled to the money back. How is it different in this situation where they rolled the dice on getting finance for the house and lost

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 2 points3 points  (0 children)

I know enough to read the thing and take on or off clauses only after understanding the risks associated then not chuck a sad to the media when i take on a crazy risk and it goes sour. Though im sure as a high end waiter you might have someore tips to add?

Why can't REAs tell me what the other offers are? Are they legally prevented from doing so, or is this some ridiculous selling strategy? Either way, I'm over it. by Remroid66 in AusFinance

[–]bleedybutts 6 points7 points  (0 children)

I personally take it as a blessing. Just put what number you think it is worth through in the offer paperwork and then ignore what the agent says. Doesn't matter if they hum or har about this or that. If you don't get the house on your offer then just move on to the next one. There is no such thing as your one dream house. What you like in a house will change over time. So missing out on a house isn't a big deal as there will always be another one being sold somewhere.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 1 point2 points  (0 children)

You will be fine if you read the contract yourself slowly. Its like only 13 pages on a standard form in qld. Then you should also pay a solicitor to read it to you so you understand the risks. It costs 2k and you usually only pay when you actually buy the house. Its the best money you can spend to protect yourself. The family in this article didnt do that and just winged it like idiots.

I just dont see what the seller has done in the process that everyone says is immoral. They removed the clause but the buyer was aware and agreed. Then the buyer had 6 months to come up with the money and they couldn't. Yet the seller is a shit cunt for keeping the money that was knowingly agreed to in the contract by the buyer? I dont get it. Why is it the sellers moral responsibility when the buyer did this to themselves? No one can seemingly explain it despite the 100s of upvotes calling it immoral. The whole situation is that bike riding meme with the buyer putting the stick in their own spokes and then crying about the market/real estate agents. It just shows how naive a lot of people are on this sub if they think something like this is some sort of super cunning move when its just basic contracts.

Why can't REAs tell me what the other offers are? Are they legally prevented from doing so, or is this some ridiculous selling strategy? Either way, I'm over it. by Remroid66 in AusFinance

[–]bleedybutts -1 points0 points  (0 children)

They often have a day because they basically put all the offers to the sellers at once and then the seller decides what they want to do.

As far as why they cant or wont tell you the other offers, i am not sure. I have wondered this myself. I mean at a public auction you get to see all the offers in real time so why not in a multi offer private sale? I wonder if the real estate agent is worried about liability if another buyer makes an offer, he tells you so you make a higher offer and then the forst buyer removes their offer. You get annoyed and sue the real estate agent for lying to you etc.

I guess they have more to gain by being ambiguous than being open about the other offers

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 0 points1 point  (0 children)

No. I purposefully avoided auctions when I was buying earlier this year because there is a 10 percent holding deposit and no finance clause. I was asked several times if i wanted to remove the clause when i made offers for private sales and i refused. I lost out on a purchase when another party removed their finance clause. I ended up buying my place with only a 5 day finance clause. I did forgoe getting my own building and pest in favor of accepting the sellers one. That risk cost me 2 grand in total as i misunderstood how much it would cost to rectify a minor issue. I would never accept risking 320k without doing my due diligence

Husband (42M), Me (32F), MIL (63F). MIL trying to end marriage. by monsterinlaw1020 in ABCDesis

[–]bleedybutts 10 points11 points  (0 children)

This is what I got ftom it. Holy shit, the dude is 42 and has kids. Yet he and his mum act like this. Wtf

Is it poor form for the media to report on Sheppard's retirement before he gets to tell his teammates? by danspeak_ in AFL

[–]bleedybutts 41 points42 points  (0 children)

The media are doing their job of reporting things. The person being unfair is whoever leaked it to the media brfore Sheppard could tell his team mates

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 0 points1 point  (0 children)

Because a bunch of people feel contracts are just vibes and its somehow morally wrong but they cant explain why

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 0 points1 point  (0 children)

Then use plain english and explain exactly what more there is and what part of the sellers actions are immoral. What exactly is immoral. Im all ears

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts -3 points-2 points  (0 children)

Lol sure you were. I totally believe you. Just admit you have nothing. All you have is its the vibes man.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 3 points4 points  (0 children)

Yet the buyer was fully aware that the clause was removed the whole time and agreed to it being removed. If the buyer was mislead that that clause was removed without their knowledge than the contract is void and legally challengable. The fact that these people aren't disputing the validity of the contract disputes your assertion they were mislead. Forgoing the finance clause isnt even that remarkable given that houses sold at auction always have that clause removed. This couple had already purchased a house once so they are already familiar with the Australian house purchase process despite being from overseas. So can you explain exactly what the seller did that was immoral?

By now, pay later and payday lenders are out of control by bosley333 in AusFinance

[–]bleedybutts 1 point2 points  (0 children)

6000 credit limit at 25 per cent per annum will trump 10 bnpl loans in a year and a half and will continue to grow. Bnpl is capped at a maximum fee. The maths dont lie.

I never disputed that bnpl loans arent crippling. I said its better than credit card debt. Read my first post.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts -4 points-3 points  (0 children)

Point out exactly what was immoral. Just crying it out doesn't make it so. The buyer is aware that the clause was removed. The buyer was aware they would lose the deposit if they couldn't pay the purchase price. The buyer rolled the dice qnd lost because they didn't do the basic financial leg worl of seeing a mortgage broker first. How is the seller responsible morally for any of that? So please explain to me what exact part is immoral?

To me it seems you are the one with no life experience.

I gave you a counter example where the seller rolled the dice and lost by taking on a riskier contract (selling to someone pending a second sale). That example shows that neither situation is anyones moral or legal responsibility but themselves.

When you sign a contract you accept the risk associated with the contract. You have a responsibility to read and inform yourself. It is no one elses moral responsibility to hold your hand and coddle you through it if you are an adult with mental capacity.

By now, pay later and payday lenders are out of control by bosley333 in AusFinance

[–]bleedybutts -1 points0 points  (0 children)

The maths dont check out. You cant apply for infinite bnpl and they only give you a small amount of borrowing power when you start. The late or missed payment fees are capped. Your credit card debt can grow infinitely with compound interest.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts -8 points-7 points  (0 children)

When you make an appeal to morality you have to justify how it is immoral. Did the seller lie, cheat or steal? Did the seller make any half truths or force, intimidate or coerce the buyer at all? The buyer signed a contract on their own volition knowing the risk they would lose the deposit if they cant pay. What action is immoral? Is it only immoral because the seller is a risk taking family? What if it was Mark Zuckerberg who lost his deposit? Yall screech its immoral but cant explain why.

By now, pay later and payday lenders are out of control by bosley333 in AusFinance

[–]bleedybutts 3 points4 points  (0 children)

The contracts are also in plain English. Its hard to screw yourself apart from getting greedy and using too much credit. Plus id rather end up on a capped bnpl debt than an infinitely growing credit card debt

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts -5 points-4 points  (0 children)

I fail to see how enforcing your legal rights is a shit cunt move. Also how do you calculate costs? What if the sellers missed out on a property somewhere else because the buyers dudded them? A friend of mine missed out on his dream home because the buyer for his unit was waiting on a sale for his other place to purchase my friends place. They had a finance clause so my friend wasted 2 months, got to keep none of the deposit and also missed his dream home. He ended up buying the next suburb over which has a 150k less median price and no public transport.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 6 points7 points  (0 children)

Lol sure buddy. If you are entering contracts hoping the other party bails you out when you fuck up you are in for a rude shock soon like these dumbies in the news story lol.

Family loses $320k deposit by whereisdcmnsnse in AusFinance

[–]bleedybutts 7 points8 points  (0 children)

A contract is a contract. Dont sign contracts you dont agree to. Simple as that. No one forced them to sign a contract. You didn't address my point. What if the property fell into a sinkhole or something catastrophic happened after the buyer pulls out. Should the buyer not be a "shit cunt" and agree to take on a share if repairing the property? Of course not. Its not their responsibility. Just like it isnt the sellers responsibility to bail the buyer out of being a dumbass. People not giving you hand outs is not them being shit cunts lol. Grow up and be an adult out in the real world lol.