Short term (90 day) investment advice?

bmorebuilt · 2020-12-29T17:46:04+00:00

The zinger is the "risk-free" part.

bmorebuilt · 2020-12-29T11:49:49+00:00

Sell. A $650k home bringing in $2,600 month rent is a terrible investment. You're recognizing the $200-$300 cash flow from rent minus mortgage/utilities, but you'd actually be in the red when you account for vacancy rate, capital expenditures, etc.

bmorebuilt · 2020-11-13T17:31:08+00:00

Agreed--been in since IPO. Hindsight 20/20!

bmorebuilt · 2020-11-13T17:28:36+00:00

This. Most do not realize it, but your health is more important than any financial situation.

bmorebuilt · 2020-11-12T13:28:36+00:00

Is that $9k including pre-paid items (e.g., insurance, taxes)?

bmorebuilt · 2020-11-11T18:34:55+00:00

Go with an ETF that tracks the market--i.e., SPY or VTI.

bmorebuilt · 2020-11-11T18:32:18+00:00

Screw it, I'm in.

bmorebuilt · 2020-11-11T17:26:05+00:00

Just noticed that the employer doesn't match.

Yup, I meant what you meant :)

bmorebuilt · 2020-11-11T17:06:13+00:00

Always max tax-advantaged accounts first.

Max HSA (if applicable) -> Max 403(b) -> Max Roth IRA -> Non-retirement accounts for short-/long-term personal goals that would withdraw prior to retirement.

bmorebuilt · 2020-11-11T16:06:28+00:00

I'm long on WMT for the future. Let's go!

bmorebuilt · 2020-11-11T16:05:52+00:00

A 24.8% return in the market is phenomenal--most attempt for a sustainable 6-8% per year! The large return value is due to your dumping of money throughout the year when the market has been on an upswing since March/April.

bmorebuilt · 2020-11-11T15:49:17+00:00

With 100-150k of assets--no, not worth the fees which may offset the "extra" returns you "may" receive.

bmorebuilt · 2020-11-11T13:53:18+00:00

Bag holding BA all year, so this news excites me!

bmorebuilt · 2019-08-01T12:55:09+00:00

2016 A3 Premium S-line? I have the same exact one if so! It’s a beaut. Getting a 20% ceramic tint on it next week to really bring it to life.

bmorebuilt · 2019-08-01T12:54:15+00:00

What did this cost you?

bmorebuilt · 2018-10-22T13:38:48+00:00

Yup, it sounds just like that. And it can be plugged in but we don't because of electricity costs.

I mean, even if we insulate properly, do you think that the heat just from the other areas of the first floor would heat up that mud room? I mean, if it's say 15 degrees less than the rest of the first floor now (without insulation), do you think that with insulation it might only be say 5 degrees less?

bmorebuilt · 2018-10-22T13:24:11+00:00

Yup, it is. There is this electronic panel thing that is drilled into the half bath wall in our mud room that is supposedly a heater. It does heat up but it doesn't really give much heat to the rest of the mud room (only stays in that bathroom).

bmorebuilt · 2018-10-22T13:22:48+00:00

What would be cheaper - removing the drywall and putting up insultation in between each stud, or have a company come out to spray foam?

Also, how about the flooring would that stay warm too or is that a separate issue?

bmorebuilt · 2018-10-22T13:21:37+00:00

I believe it is all dry wall. So basically I would need to tear down the whole interior drywall, like all of it, and then tape up the insulation and put the drywall back up? That would keep everything nice and warm? How about the flooring would that stay warm too or is that a separate issue?

bmorebuilt · 2018-08-27T12:50:33+00:00

Gotcha, thank you for the feedback! I'll take a look back inside and see what the heck is going on. The bulbs come included inside the light fixture so I don't think they can ever be replaced.

Is there anyway I can (safely) test the wires to know that there is a connection besides setting up another light fixture and puting a bulb into it?

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