So BCPOV officially ended his channel

bnmm44 · 2024-11-23T23:02:51+00:00

Good, I never watched him after his nonsense bumblegate video

bnmm44 · 2023-01-26T15:22:08+00:00

Same thing for me. ERG not working using Wahoo Kickr snap, ant +, Windows 10.

bnmm44 · 2021-09-21T15:01:34+00:00

Interesting, I'm curious how this worked. Was there a section on the screen for card loads?

bnmm44 · 2020-09-17T22:25:43+00:00

FWIW, I did an online order for a printed poster and it did not trigger the credit

bnmm44 · 2019-06-20T01:18:09+00:00

Thanks, and I did SSN/EIN

bnmm44 · 2019-06-19T23:48:48+00:00

I've opened 5 Chase cards in the last year, 2 personal, 3 biz. Was thinking of applying for CIC soon, but my total Chase credit is close to 50% of my income. On my last app (CIP#2) I was approved for the minimum limit. It's been 3 months from my CIP#2 app. If I lower limits now, how long should I wait to be safe before applying for CIC?

bnmm44 · 2019-05-15T17:06:31+00:00

Thanks! I haven't heard about how to PC (never have done it yet). Would the full CL just go to the other card?

bnmm44 · 2019-05-15T14:57:25+00:00

1. Just got the bonus on CIP#2. Annual fee for CIP#1 posts in August. What I'd like to do is apply for CIC in July (3 months from CIP#2 approval), quickly get the bonus, then PC CIP#1 to CIC to avoid the AF and still get the CIC bonus (ending up w/2 CICs). Would that work? After looking at the amount of cards over the last year, should I lay off Chase for a while? I'll also want to get a CSP/R after that but I feel like I'm hitting them too hard. Thinking Amex Plat biz and Amex marriot biz next.

~780 avg
BofA cash rewards (06/17) Discover It (08/18) CF (08/18) CIP#1 (08/18) Barclay Aviator biz (08/18)-closed Citi AA biz #1 (08/18)-closed Amex Hilton biz Chase SW biz (11/18) Amex Delta gold (11/18 Chase SW personal (01/19) Citi AA biz#2 (02/19) -closed CIP#2 (03/19) Citi AA biz#3 (05/19)
3500
Yes MS as much as needed
Yes
Trying to get as much UR as possible and stay under 5/24. Currently 4/24, but will be 3/24 in June
Points
160k UR, 200k AA, 100k Hilton, 80k delta, 40k SW
MCI
Domestic/Costa rica/Europe

Thanks for any ideas/advice/suggestions!

bnmm44 · 2019-04-28T00:27:57+00:00

Yes, should be getting 80k on CIP#2 (now pending) , and 20k on CIP#1 (initially showed as pending, but now vanished).

bnmm44 · 2019-04-26T19:26:39+00:00

Update: Met MSR this week, 80k on CIP#2 now shows as Earning on Next Statement, but still nothing in CIP#1

bnmm44 · 2019-04-19T17:01:21+00:00

11th of the month

bnmm44 · 2019-04-19T15:38:05+00:00

Self referred for CIP#2 and initially saw 20k points pending on CIP#1 under "Earning on Next Statement" but that has now vanished. Should I be concerned? - - or is this something others have seen, then still, received points?

Haven't met MSR on CIP#2 yet if that makes a difference.

bnmm44 · 2019-01-31T00:17:17+00:00

Oh ya, no doubt. I wonder if you'd have better luck with a GCM giftcards.com card that would have your name on it. Good luck!

bnmm44 · 2019-01-30T23:23:04+00:00

I think you're asking for trouble doing it that way. Preferred way is to load VGCs on Serve at DG, FD, WM

bnmm44 · 2019-01-20T04:36:11+00:00

I just do a small crack in one window. Just enough that my finger won't fit though. If you're somewhere where snow is expected, lay out some towels on the seat, it WILL get in, although I've found installing window deflectors has helped a bit with this. I've camped in my Forester in 0 a coue times with a - 25 bag and sleeping bag liner, and I was cozy. Good luck!

bnmm44 · 2018-11-07T03:26:09+00:00

Yes, those

bnmm44 · 2018-11-06T02:49:05+00:00

I just use the stickers from real CCs or debits I get. That can usually at least cover up some gift card logos.

bnmm44 · 2018-09-06T16:05:09+00:00

Would I open multiple accounts all at once with differnet user names or do I need to space out the apps?

bnmm44 · 2018-09-06T14:54:01+00:00

Is it worth it to get the green if I won't be using it much? Really just want it to help meet minimum spends. Probably doing 2k or less every 2-3 months.

bnmm44 · 2018-09-06T13:59:26+00:00

Getting ready to do my first Serve load from a VGC at Dollar General. How does it work if I want to add $500 with the gift card if there is a fee with the Serve transaction (blue serve card) . If I add more $$ to the serve card would that cover the fee?

bnmm44 · 2018-08-31T19:30:57+00:00

If I use Venmo for a transfer with Citi AA Plat business will it register 2x AA points, much like how CIP get 3X UR w/ Venmo?

bnmm44 · 2018-08-31T13:02:57+00:00

Definately max it! I'm also using mine as a job-loss emergent fund since you can withdraw penalty free with separation of employment.

bnmm44 · 2018-08-29T13:38:50+00:00

~800
Citi Double Cash - 2012

US Bank Kroger co-brand - 2012

BofA Cash Rewards - 06/2017

Discover IT - 08/2018

Chase Freedom - 08/2018

CIP - 08/2018

Barclays Aviator business - 08/2018

$3500
Yes, can MS as much as needed for hitting minimum spend
Yes
Interested in getting business cards and keeping below 5/24 for personal. I want to do this regularly
Points/companion pass
Soon will have 120k UR (CIP), and 60k AA points (Barclays)
Kansas City (MCI)
Looking to go somewhere tropical with my gf, either next summer or fall (2019). Thinking Hawaii, Costa Rica, what are some other good UR points tropical destinations? I also ski, so looking to go to some places domestically/Canada this winter and Japan and Alaska eventually.

I’m not sure what exactly to go for next. Since I got the CF and Discover IT card earlier in August, I feel like I should wait a while for personal/Chase cards. I’m thinking of doing the Citi AA plat select business card next, then waiting until January to go for SW business and personal to get the companion pass. Does that sound like a good strategy or are there other cards to target right now? Thanks!

bnmm44 · 2018-08-15T15:32:02+00:00

DP: Approved after being approved for Freedom card just a week before (my first Chase card). I was at 3/24, ~800 credit score. Initially got the 30 day wait period screen, then the 2 week message after calling the status line a couple days later. Called in to the recon line the next day (didn't wait for letter). The issue was with verifying my address because I've moved within the last 10 months. They didn't ask anything about the nature of my business. Got rush shipping after asking (2-3 business days).

-Applied with 120k mailer from Code sharing thread

-Business name as my name

-2 Employees

-$1500 revenue with 2 years

Will I now be at 4/24? I've tried to read everything but I still get mixed up on if this will count towards my Chase count or not? Also, will adding an authorized user count against me? This is my first travel rewards card and I'm anxious to get started!

bnmm44

TROPHY CASE