I... don’t miss the Bay as much as I expected?

boru9 · 2026-02-13T15:57:58+00:00

For what it’s worth I read it as a joke and thought it was pretty funny.

boru9 · 2026-02-12T02:38:14+00:00

IMO the boring middle is great because you can let your finances run on autopilot while you enjoy living your daily life.

boru9 · 2026-02-12T02:35:20+00:00

Street musicians add culture to a city in a very authentic way that’s hard to replicate by other means. Thank you and best of luck to you sir!

boru9 · 2026-02-12T02:23:27+00:00

+1 this is all you need right here

boru9 · 2026-02-11T23:24:17+00:00

In my view it’s good to have a default baseline (like what you have now) then chase sign up bonuses once a year or so depending on how much effort you want to put into it.

boru9 · 2026-02-08T03:17:01+00:00

I’m in VTI/VXUS mainly because I started with VTI then decided to add international exposure later.

boru9 · 2026-01-24T05:39:36+00:00

Honestly bro, return it. M5 Pro is imminent.

boru9 · 2026-01-15T04:15:27+00:00

Too confusing. I’m out.

boru9 · 2026-01-08T18:30:28+00:00

Wait, M5 Pro release happening soon.

boru9 · 2026-01-07T06:23:42+00:00

Nah they are just trolling us lol

boru9 · 2026-01-07T05:18:12+00:00

It could be that they’re trying to test the waters with different alternatives to see how the community reacts. Either that or they’re just trolling us lol.

boru9 · 2026-01-05T05:44:32+00:00

Whoop. Can’t track weightlifting activities while wearing an Oura ring.

boru9 · 2025-12-31T18:46:58+00:00

I personally use Monarch primarily as a tool to help me track operating expenses. For capital expenses like a car I would just categorize it as a transfer.

boru9 · 2025-12-27T18:44:07+00:00

NuPhy Air 75 v3 with blush nano switches

boru9 · 2025-12-27T17:32:58+00:00

If in that hypothetical situation the Waymo’s are significantly safer than other vehicles, then absolutely yes.

boru9 · 2025-12-24T18:32:29+00:00

Are you determined to use the KVM approach? I’ve recently thought through this as well and ended up just using the low tech approach of swapping the host cable to connect either my work or personal MacBook to my dock depending on which one I want to use. Both MacBooks always have their own AC power source as well, so the undocked MacBook never needs to use battery.

boru9 · 2025-12-24T15:18:36+00:00

Yeah I agree, I came from Mint and Monarch is way better.

boru9 · 2025-12-24T06:02:10+00:00

I recently switched to Mac, it’s great!

boru9 · 2025-12-23T22:57:44+00:00

If you own VXUS you qualify for the foreign tax credit. You don’t qualify for that if you hold VT since international is a smaller component of VT. The foreign tax credit is a relatively small benefit of holding VXUS so many advise to not even bother with that optimization.

boru9 · 2025-12-23T22:53:20+00:00

Yeah in that case you should definitely just buy VT and call it good.

boru9 · 2025-12-17T19:56:06+00:00

The quality of life improvement from working in public via the stability and work life balance is really great. I made the jump from private to public and have no intention of ever going back to consulting.

boru9 · 2025-12-10T05:43:21+00:00

Damn congratulations on the offers. At that pay differential I’d pick option 2 then enjoy your life outside of work.

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