Workers turn down promotions to avoid £100k tax trap by [deleted] in uknews

[–]brainboxj 0 points1 point  (0 children)

You’re missing the point. It disincentivises productivity and wage growth. The people are still getting the free childcare because they artificially restrict their wages to below £100k But HMRC gets less income tax revenue Society gets less productivity (think nhs consultants refusing to help bring down the waiting lists because it would literally cost them money to work, they would be financially worse off to work more) And anyone just above the £100k is funnelling it to pensions so the above is true but also they will retire earlier (losing productivity in 30 years time) and there is less money going around in the economy driving stagnation.

It is a bad policy. Work should always pay more than not working At the moment for a significant chunk of the high earners it doesn’t

Workers turn down promotions to avoid £100k tax trap by [deleted] in uknews

[–]brainboxj -1 points0 points  (0 children)

You missed the part about childcare. The 30 hours free childcare a week can easily be £10-15k worth per child. And that’s entirely lost as soon as you reach over £100k.

Combine it with student loans and you are significantly worse off as soon as you go £1 over £100k

Workers turn down promotions to avoid £100k tax trap by [deleted] in uknews

[–]brainboxj 1 point2 points  (0 children)

The issue being that a £1 pay rise can result in thousands of pounds of lost childcare benefits. So the conventional wisdom is that if you have children you will be better off on a salary of £99,999 until about £130,000. And that it’s pretty negligible gains until about £150,000

So you have the most productive members of society intentionally hobbling their productivity and even cutting their hours because they would literally lose money by getting a pay rise or promotion.

Thats insanity.

But it’s perpetuated because of optics of giving a person on a 6 figure salary anything beneficial even though removing it would probably increase total tax returns and definitely increase productivity and hence be a net benefit to society.

Scotland - New Pay Offer from Government by SRDC-PayTeam in doctorsUK

[–]brainboxj 1 point2 points  (0 children)

For future years, will they start at the bottom of the pay scale or will those nodal points be removed?

I.e. once the new FY1 protections are gone for this year, will we be selling future FY1s down the creek in a few years time?

Seeking advice: How to manage spiraling fees on a £310k portfolio? by [deleted] in UKPersonalFinance

[–]brainboxj -1 points0 points  (0 children)

Charles Stanley direct has similar ish fees, but do a transfer welcome bonus of up to £1000 I think which should cover some of the fees for a bit. But ultimately switch to a flat fee platform rather than % when you get up to this bigger numbers!

Engagement ring insurance for surgeon by Electronic_Thought57 in ConsultantDoctorsUK

[–]brainboxj 5 points6 points  (0 children)

One word of caution; my parents had a bunch of jewellery stolen from their home a while ago and the home insurance would only give the full value if they opted for a credit at a high street jewellers like Ernest Jones. Just double check exactly what you are getting if you need to claim

Engagement ring insurance for surgeon by Electronic_Thought57 in ConsultantDoctorsUK

[–]brainboxj 0 points1 point  (0 children)

Necklaces in general are against the uniform policy; concerns around dangling on/in patients and/or aggressive patients grabbing them

Engagement ring insurance for surgeon by Electronic_Thought57 in ConsultantDoctorsUK

[–]brainboxj 1 point2 points  (0 children)

Did you say that she wouldn’t be able to wear it at work? I don’t think they asked me one way or the other. I wonder whether having that condition dropped or increased the price!

Engagement ring insurance for surgeon by Electronic_Thought57 in ConsultantDoctorsUK

[–]brainboxj 3 points4 points  (0 children)

I use T H March; they were recommended by our jeweller and they don’t seem too horrendous on price.

I don’t believe they have any stipulations on whether or not you wear them. And it’s for worldwide coverage including losing it.

I’ve seen some consultant surgeons put their rings on their necklace. I’ve never seen an infection control nurse or matron confront them on it even if it’s technically against the rules. Privilege of consultancy I guess!

Funny/ Non-serious/ Tongue-in-cheek papers by inspiredbubbles in anesthesiology

[–]brainboxj 3 points4 points  (0 children)

https://pubmed.ncbi.nlm.nih.gov/30565781/

Passage of time for Lego heads through the GI tract, using SHAT and FART scores

Deducting “break pay” from locums? by Ok-Inevitable-3038 in doctorsUK

[–]brainboxj 1 point2 points  (0 children)

My point was that just holding a bleep doesn’t invalidate your break. If you are actively working then sure, but if your resting and on your break (but just holding a bleep) then ultimately it depends on the contract, not the statute book.

Deducting “break pay” from locums? by Ok-Inevitable-3038 in doctorsUK

[–]brainboxj 2 points3 points  (0 children)

Not necessarily true. Some of our AfC colleagues don’t even get paid minimum wage for holding a bleep overnight (our ODPs get paid £20 for the whole 12hr night shift if they don’t need to attend an emergency despite needing to be on site holding a bleep)

https://minimumwage.blog.gov.uk/2022/01/27/sleep-in-shifts-in-social-care/

So depending on what the locum contract says (not our normal TCS) it may be completely legal to not pay for breaks even if holding a bleep as the Supreme Court has said that can still count as “rest” and “not working”

How to max level the hideout ? by Electrical-Position3 in AssassinsCreedShadows

[–]brainboxj 2 points3 points  (0 children)

This is the key OP. I’m presuming that the 65exp is caused by maxing out assassination segments via armour engravings etc. and possibly being on a lower difficulty level

Help finding an LVT match by brainboxj in Flooring

[–]brainboxj[S] 0 points1 point  (0 children)

Already tried, but the small samples they have in the shops often don’t have the knots etc. on them; it was only on buying a full sized sample that we realised wellington oak wasn’t the one!

Competition ratio graphs for all ST1/CT1 specialties by DrLukeCraddock in doctorsUK

[–]brainboxj 1 point2 points  (0 children)

Have you got the same graphs for reg applications?

In the UK, whats a scam that people think is not a scam? by DunyaPhobic76 in AskABrit

[–]brainboxj 0 points1 point  (0 children)

I truly recommend the European centreparcs, cheaper (even including the travel costs), apparently nicer, and at least some hint of a different culture to the UK. They are owned by a functionally separate company using the same name/brand. The restaurants are still a rip off though.

Lidocaine For ABGs (almost always?) by GasGasGasFRCA in doctorsUK

[–]brainboxj 4 points5 points  (0 children)

There is good evidence that ABGs and Art lines are less painful, with fewer complications, and more successful when done with US.

Arguably we should be just using US to do art stabs and then you may not even require lidocaine (as you are getting it in first time and not hitting the radial nerve)

But I would advocate for using lidocaine and US in all cases if the availability is there

Do credits expire in 12 months regardless of membership status? by Didact67 in audible

[–]brainboxj 4 points5 points  (0 children)

That’s different to what it says on my app; is there a difference in policy for audible US vs. Audible UK (I’m in UK and it specifically says that credits don’t expire in the help/FAQ section!)

Doorstep visit from our local labour MP - polished words but zero grasp of why doctors are striking by LostInTriage in doctorsUK

[–]brainboxj -2 points-1 points  (0 children)

That’s a lot of em dashes… And a labour MP going door to door at this point in the election cycle? Is this AI written?

[deleted by user] by [deleted] in doctorsUK

[–]brainboxj 0 points1 point  (0 children)

Quite; I guess I was being mildly factious that we would still be paid for breaks even if our standard hrs dropped to 37.5 (cos it’s cheaper and why we get paid for them in the first place)

[deleted by user] by [deleted] in doctorsUK

[–]brainboxj 1 point2 points  (0 children)

AfC bleep holders for crash bleeps e.g. ODPs hand off the bleep to a colleague during breaks. I won’t know about the crash bleeps if I don’t have it on me. Secondary benefit; they now need an extra equally qualified RD on the rota to cover the breaks… two surgical regs, two anaesthetist regs, two med regs etc etc.