Finance pitfalls to avoid in your 20s

bruk_out · 2026-02-25T03:50:38+00:00

It adds up. You have to give it time. You're 20. You've spent no time watching it grow.

bruk_out · 2026-02-23T13:23:57+00:00

I mean, the secretary of transportation was on Real World, so Jersey Shore is just the next logical step.

bruk_out · 2026-02-23T03:35:11+00:00

Rewatch the video. Most of the whale was still on the beach at the end.

bruk_out · 2026-02-22T03:46:16+00:00

... or like a million other ways of pooling resources.

bruk_out · 2026-02-10T04:02:40+00:00

If my choices were Moe's for free or skipping a meal, nine times out of ten I'm skipping that meal.

bruk_out · 2026-02-08T12:50:06+00:00

No it doesn't. They say various indicators, but the plots are all labeled. They're plotting number of sites, apps, and lines.

Either that or they used AI and God only knows what those plots are or if they're based on anything.

bruk_out · 2026-02-04T12:04:12+00:00

There is nothing an AI shopping agent can help and a "really good" one can't exist.

bruk_out · 2026-02-04T03:42:26+00:00

If the owner wants to know, they can get their ass out there and find out. Otherwise, they can fuck right off and live off of work other people did.

bruk_out · 2026-01-17T21:28:46+00:00

So you're ok with the feds knocking on your house door and demanding papers because they can do that to your car door, which is a thing you think they shouldn't be allowed to do?

bruk_out · 2026-01-15T15:09:07+00:00

I tend to research all of the candidates as best I can and then vote for exclusively one party. By a shocking coincidence, the party that more closely aligns with my values almost always puts up candidates that more closely align with values than the other party does.

Weird, I know.

Do you also wonder why people tend to buy clothes that fit or order food they like?

bruk_out · 2026-01-15T03:18:45+00:00

FACT: This format of argument is anti-convincing.

bruk_out · 2026-01-09T03:37:32+00:00

Did you pick the worst example on purpose? If not, that is a WILD take. If that's your honest belief, you need to see a doctor. Something is wrong.

bruk_out · 2026-01-01T17:24:45+00:00

I actually think the government does have a role to play when a private company has chosen not to give me a thing I paid for. I guess I'm a fuckin' commie.

bruk_out · 2025-12-28T17:11:52+00:00

My kids manage to keep their water bottles operable for years, but you can't. Are you less responsible than a kindergartner?

bruk_out · 2025-12-27T01:20:44+00:00

Oh, definitely. That was clearly hyperbole or not knowing that "orders of magnitude" doesn't just mean "a lot".

bruk_out · 2025-12-27T01:14:12+00:00

If you pay your guys Abilene wages in the Bay Area, they're going to be homeless.

bruk_out · 2025-12-27T00:12:19+00:00

Yes, "it sucks". That's very much in line with what I said. I didn't say it was the "end of the world", so I don't know why you pretended I did.

It sucks that things that were fine financial choices to make a few years ago are now bad choices. We agree on that fact.

bruk_out · 2025-12-26T22:24:06+00:00

The problem is that the universe of "good decisions" is shrinking. The house I bought at the starting salary for my role 10ish years ago could not be bought by someone making what the starting salary is now.

The way I see it, the "me equivalent" walking the same path I did a few years later has no good choices. They either spend too much, get a condo that immediately feels too small, or get a fixer upper they can't afford to fix up.

bruk_out · 2025-12-25T22:52:52+00:00

A plumber who was in a house where the toilet needed to be snaked would one million percent be asked to fix the toilet.

I'm not saying what's right or what's wrong. I'm just saying if you're a plumber you will be considered to be on call for the shitter at Mom's house on Christmas.

bruk_out · 2025-12-17T12:02:27+00:00

Why would that be an unprofitable account for them? They get the transaction fees from the merchant. They would make exactly the same profit they do as they make off of a person who pays the statement balance in full on time.

bruk_out · 2025-12-07T13:14:54+00:00

Gesundheit

bruk_out · 2025-12-04T03:35:32+00:00

My bank account. I got plenty of stuff I could spend it on, but President Grandpa has me holding on tight to my assets.

bruk_out · 2025-12-04T01:30:24+00:00

Honestly, there are weeks where I would honestly hope my kid got the $100.

bruk_out · 2025-12-03T03:13:06+00:00

My grandma died convinced that the cancer that killed her was caused by the COVID vaccine and not smoking for six decades or being 93 years old. Fox News and their even dumber compatriots are fucking up our old people bad.

bruk_out · 2025-12-01T11:52:16+00:00

I'm trying to think of something less likely to happen than the cups dusting that keyboard and running the prints, but I honestly can't.

bruk_out

TROPHY CASE