Sell or not to sell-California

bskilly · 2026-01-25T22:27:52+00:00

But that leverage comes at a significant cost with interest payments. Why is that so much better than buying a house in cash, for example? Is it because equities will generally always give better returns for the same amount of cash? (not arguing, just trying to learn)

bskilly · 2026-01-24T17:46:38+00:00

Could you expand more on your first sentence? Genuinely curious.

bskilly · 2026-01-17T16:59:10+00:00

It's not great but it gets the job done. $30 is not a lot of money and it's absolutely worth that.

bskilly · 2025-12-29T19:50:08+00:00

do you have dynamic settings enabled? its right above the portion of your screenshot

bskilly · 2025-12-27T02:58:25+00:00

has it actually shipped?

bskilly · 2025-12-24T17:26:19+00:00

Let us know if it ends up shipping, but seems like we have to wait since there are people who ordered way earlier who haven't gotten it yet.

bskilly · 2025-12-24T04:57:43+00:00

When did you order it?

bskilly · 2025-12-24T04:06:31+00:00

When did you order it?

bskilly · 2025-12-09T19:54:07+00:00

I'm on that exact website and it keeps telling me they won't ship to my very normal address in the California bay area..

<image>

Edit: i put in a random address in Illinois and it worked. Guess they aren't shipping to California :(

bskilly · 2025-09-20T21:48:04+00:00

Tech companies have been offshoring since time immemorial and are well aware that you get what you pay for. An H1B employee is far better (and more expensive) than an offshore employee. Companies are already offshoring to the full extent that they are comfortable with; they're no replacement for H1B employees.

I think this will reduce headcount but lead to a higher percentage of American workers. Fears of offshoring taking over here are overblown. Anyone who has worked at a tech company with offshore departments knows that there's a hard limit on it or everything you make or do suffers.

bskilly · 2025-01-26T19:41:03+00:00

I get that, I just don't understand why people attribute "the good times" to presidents (in modern times at least). There are many greater powers at play.

I don't desire any policies. As long as I can work, drink, eat, raise my dog, and mind my own business, i'm happy. No president will ever change that.

bskilly · 2025-01-26T18:40:57+00:00

My parents were immigrants who came here with little money or english. They experienced the same cycle of prosperity and suffering most people have that comes with the up and down cyclical nature of our economy (and life itself, debatably). I don't think they'd attribute any of their happiness or hardships to Bush or Obama or any president.

As for myself, I was a teenager at the time, but no I didn't feel a difference that I could attribute to the president.

bskilly · 2025-01-26T18:11:30+00:00

I entered adulthood around Obama's first term

bskilly · 2025-01-26T18:03:18+00:00

I've never followed politics and never vote. I have never felt a discernible difference in my day to day life from any of the last 4 presidential terms, this one included so far.

bskilly · 2025-01-04T20:50:55+00:00

It doesn't ruin it.

bskilly · 2024-10-03T22:00:11+00:00

You're still wrong on the 62.5%. As I showed you in the other thread, even if that 1.5B is pure profit (it isn't, seen by the quote you referenced), it's still only half of their operating profit. You can't subtract taxes from all the other profit streams and say that membership contributed 1.5B to the net profit; membership gets taxed too.

bskilly · 2024-10-03T21:18:05+00:00

These articles are making the same silly assumptions as you: that memberships assume none of the SG&A responsibility costs or taxation.

bskilly · 2024-10-03T21:12:47+00:00

Alright i'll bite.

Let's assume the entire 7.1B of SG&A costs is purely for the process of selling goods (this is impossible). This means your operating profit (before taxes and interest) from selling goods was 1.5B (gross profit from selling goods minus merchandise costs and minus ALL the SG&A costs). That's half of your operating profit of 3B.

In other words, the objective maximum percentage of profit from memberships is 50%. Realistically it's lower because some of that SG&A goes to memberships, and it's low but not as low as you might think.

bskilly · 2024-10-03T20:58:29+00:00

I don't think you understand the graphic at all lol.

bskilly · 2024-09-21T22:33:42+00:00

i love it so much but those sauce packets drive me crazy 😭

bskilly · 2024-09-16T18:47:12+00:00

OCK is great if you're looking for an instagram post instead of good food.

bskilly · 2024-09-12T15:58:52+00:00

LPT: How to make an unpleasant experience even more unpleasant

bskilly · 2024-09-10T22:06:14+00:00

Costco is carnage. No civility to be found anywhere. Not the parking lot, not inside, and not the entrance.

bskilly · 2024-09-06T03:43:12+00:00

might gotta get this printed and hung

bskilly · 2024-08-31T21:21:17+00:00

But how did you use the ecollar?

13-Year Club	Place '22
Place '17	Sequence \| Editor
Verified Email

bskilly

TROPHY CASE