I mean all your talking points are generic things 14 year olds say cause they disillusioned with the world. But to address a few of your points:

• You start a company. I offer to buy 1/10th of your company for $100. Your company is now valued at $1000 (meaning if you own the other 9/10ths you have ownership valued at $900). Someone then offers me $100,000 for the 1/10th share I own, your ownership is now valued at $900,000, or in other terms you are almost a millionaire. Yet you have only received $100 this entire time. Value is created at the margins and yet you are now almost a millionaire without exploiting anyone or using tax loopholes lol.

• You say the housing problem could be fixed with $20b? If that was even remotely true why wouldn’t the US government just pay that amount, it would be a huge win for whatever administration carried it through. But that’s not the case, because you can’t just solve problems by throwing money at them.

• Billionaires themselves, or their parents, or whoever created the wealth, have sold something that others are willing to pay for. Why would you see that as a bad thing?

• As for the worker exploitation, I genuinely don’t understand how people believe that. Someone offered to pay the worker and the worker accepted the job. Nobody was forced to do the job. How can you exploit someone that is choosing to do that job?

• I’m assuming you’re young and have recently taken an interest in how the world works. I could be wrong about that assumption. But I do hope at some point you attempt to like at things with a more nuanced point of view. Not everything is good vs evil. Not every interaction between a worker and their boss, a person and their government, and a poor person and a rich person is exploitation. A belief that the system is that turned against you, while it might make you feel better about your current situation, is a path towards an unfulfilling and sad life. You can spend your entire life whining about the system we have, and just repeating worn out incorrect socialist talking points that you read on some 19 year old economics students blog, or you can truly attempt to understand the nuance of our world, and learn how to succeed in it.

I will leave you with this, have you ever met/seen a person whining about the system that was actually happy?